<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom"><channel><title>Man ramu draudimo platforma</title><link>https://manramu.lt/en/</link><description>Man ramu draudimo platforma</description><language>en-LT</language><atom:link href="https://manramu.lt/en/feed.xml" rel="self" type="application/rss+xml"/><item><title>It is not just house roofs being torn off—storms in Lithuania are increasingly damaging cars as well.</title><link>https://manramu.lt/en/news/it-is-not-just-house-roofs-being-torn-off-storms-in-lithuania-are-increasingly-damaging-cars-as-well/</link><guid isPermaLink="false">https://manramu.lt/worth-knowing/it-is-not-just-house-roofs-being-torn-off-storms-in-lithuania-are-increasingly-damaging-cars-as-well/</guid><pubDate>Thu, 03 Sep 2026 17:24:11 GMT</pubDate><description>Following severe storms, insurers are already tallying hundreds of damaged vehicles and losses running into the millions. Consequently, coverage against the forces of nature within comprehensive (KASKO) insurance is increasingly shifting from an optional add-on to one of the policy&apos;s most critical components. </description></item><item><title>New reality in the home insurance market: political conflict risks move from the list of exceptions to standard conditions</title><link>https://manramu.lt/en/news/new-reality-in-the-home-insurance-market-political-conflict-risks-move-from-the-list-of-exceptions-to-standard-conditions/</link><guid isPermaLink="false">https://manramu.lt/worth-knowing/new-reality-in-the-home-insurance-market-political-conflict-risks-move-from-the-list-of-exceptions-to-standard-conditions/</guid><pubDate>Fri, 19 Jun 2026 13:09:09 GMT</pubDate><description>Private clients now have the opportunity to use home insurance to protect themselves from losses caused by political conflicts</description></item><item><title>Ergo has jumped on the AI-powered interactive photo submission bandwagon, but not all insurers are there yet</title><link>https://manramu.lt/en/news/ergo-has-jumped-on-the-ai-powered-interactive-photo-submission-bandwagon-but-not-all-insurers-are-there-yet/</link><guid isPermaLink="false">https://manramu.lt/worth-knowing/ergo-has-jumped-on-the-ai-powered-interactive-photo-submission-bandwagon-but-not-all-insurers-are-there-yet/</guid><pubDate>Fri, 12 Jun 2026 16:55:42 GMT</pubDate><description>A quiet change is taking place in the Lithuanian Casco insurance market, which the client often does not even notice – the way the initial condition of the car is recorded upon conclusion of the contract has changed.</description></item><item><title>How to protect your home from heavy rain and storms: tips for the whole summer</title><link>https://manramu.lt/en/news/protecting-your-home-from-heavy-rain-and-storms/</link><guid isPermaLink="false">https://manramu.lt/?p=5699</guid><pubDate>Wed, 10 Jun 2026 06:07:26 GMT</pubDate><description>Rain and storms are becoming more frequent in Lithuania. Practical tips on how to protect your home this summer. </description></item><item><title>All-inclusive in Turkey: a false illusion of security and the necessity of travel insurance</title><link>https://manramu.lt/en/news/all-inclusive-in-turkey-a-false-illusion-of-security-and-the-necessity-of-travel-insurance/</link><guid isPermaLink="false">https://manramu.lt/worth-knowing/all-inclusive-in-turkey-a-false-illusion-of-security-and-the-necessity-of-travel-insurance/</guid><pubDate>Tue, 09 Jun 2026 11:50:03 GMT</pubDate><description>The all-inclusive model is associated with a guarantee that everything is covered financially. However, this upfront payment creates a dangerous psychological sense of security when travelers mistakenly equate the package with complete personal and medical security. </description></item><item><title>Balcia has once again improved its Casco insurance rules</title><link>https://manramu.lt/en/news/balcia-has-once-again-improved-its-casco-insurance-rules/</link><guid isPermaLink="false">https://manramu.lt/worth-knowing/balcia-has-once-again-improved-its-casco-insurance-rules/</guid><pubDate>Thu, 14 May 2026 13:52:50 GMT</pubDate><description>Casco insurance covers losses if your vehicle is damaged or destroyed in a sudden and unexpected event. Balcia has improved the rules of car casco insurance </description></item><item><title>Gjensidige offers disappear in Lithuania - will offer Ergo insurance</title><link>https://manramu.lt/en/news/gjensidige-offers-disappear-in-lithuania-will-offer-ergo-insurance/</link><guid isPermaLink="false">https://manramu.lt/worth-knowing/gjensidige-offers-disappear-in-lithuania-will-offer-ergo-insurance/</guid><pubDate>Fri, 10 Apr 2026 18:11:49 GMT</pubDate><description>Gjensidige in Lithuania will no longer distribute its insurance products for new contracts from April 29, 2026 and will start offering ERGO products.  </description></item><item><title>How much does insurance cost for a young driver?</title><link>https://manramu.lt/en/news/how-much-does-insurance-cost-for-a-young-driver/</link><guid isPermaLink="false">https://manramu.lt/worth-knowing/how-much-does-insurance-cost-for-a-young-driver/</guid><pubDate>Sun, 15 Mar 2026 18:44:04 GMT</pubDate><description>How much does insurance cost for a young driver – one of the most frequently asked questions by newly licensed drivers and their parents. </description></item><item><title>Do you want to purchase travel insurance after you have already traveled outside Lithuania? There are important nuances</title><link>https://manramu.lt/en/news/do-you-want-to-purchase-travel-insurance-after-you-have-already-traveled-outside-lithuania-there-are-important-nuances/</link><guid isPermaLink="false">https://manramu.lt/worth-knowing/do-you-want-to-purchase-travel-insurance-after-you-have-already-traveled-outside-lithuania-there-are-important-nuances/</guid><pubDate>Wed, 04 Mar 2026 09:45:36 GMT</pubDate><description>The entry into force of a travel insurance contract is usually straightforward – you have selected the start date of the contract, paid the premium and the protection begins. However, the situation becomes much more complicated when the contract is concluded while the insured is already outside Lithuania. </description></item><item><title>Ahead of the 2026 spring floods - what&apos;s hidden in your home insurance policy?</title><link>https://manramu.lt/en/news/ahead-of-the-2026-spring-floods-whats-hidden-in-your-home-insurance-policy/</link><guid isPermaLink="false">https://manramu.lt/worth-knowing/ahead-of-the-2026-spring-floods-whats-hidden-in-your-home-insurance-policy/</guid><pubDate>Mon, 23 Feb 2026 12:33:06 GMT</pubDate><description>According to the rules of most insurance companies operating in Lithuania, flood insurance coverage is not valid in areas where floods occur more often than once every 10 years.</description></item></channel></rss>