Holiday Dangers for Pets: What You Need to Know About Decorations and Insurance

During the holiday season, homes are filled with candlelight, the smell of Christmas trees, shiny decorations, and an abundance of treats. However, while these changes may seem cozy to us, they can pose a danger to our pets – especially curious cats and active dogs. Veterinarians warn that poisoning, burns, and even surgeries due to swallowed decorations are more common during the holidays. In addition, certain disasters can cause not only health problems for animals, but also property damage – which is why it is important to know how pet or home insurance can help.

Pet and home insurance

How can you protect your pets from these dangers? Follow these tips:

  • Secure the decorations and keep them away from your pet. If there’s a cat in the house, it can knock over both decorations and electric lights. Therefore, hide or attach the wires to furniture so that they cannot be reached or bitten by animals. Do not hang very long ribbons or sequins where the animal can reach them – it is better not to use loose ribbons at all or to hang them high up. Clean up after the holidays by immediately collecting torn packing ribbons, cellophane bags, plastic strips and other bits and pieces so that they are not lost by the animal.
  • Protect your pet from dangerous plants. Do not keep poinsettias, amaryllis, lilies, mistletoe, bougainvillea or other poisonous plants in your home – they can cause severe poisoning in your cat or dog. If you do decorate with live flowers, place them where your pet cannot reach them. It is a good idea to check the plants from time to time for gnawing – if you see signs of gnawing, take them away. For cats, you can offer a safe alternative – cat grass or special cat grass – to satisfy their curiosity without gnawing on poisonous flowers.
  • Never leave burning candles unattended – extinguish them when you leave the room. Festive candles add coziness, but use them only where your pet cannot reach or trip over them. It is better to use decorative LED candles, which look similar but do not pose a fire risk.
  • Protect your Christmas tree and its surroundings. Cover the tree’s water in a container so your pet can’t reach it and lick it – the liquid in the stand may contain fertilizers, preservatives and resins, which are toxic. Sweep up fallen needles daily – even a couple of swallowed sharp needles can get stuck in your throat or injure your intestines. Also, make sure there are no traces of chemicals left on your decorations (for example, if you used mothballs to store your decorations throughout the year).
  • Don’t decorate the Christmas tree with food. Avoid hanging sweets, biscuits or edible garlands (e.g. dried fruit) – the animals will smell them and try to reach them, knocking the tree over or making them sick. Keep festive treats safe: put chocolates, sweets and nuts where your pet can’t get to them. And remind your guests not to leave their treats out of reach of your pets – chocolate, grapes, raisins, onions and alcohol are particularly dangerous.

Insurance – how can it help in case of an accident?

Even with all precautions, accidents happen. Properly chosen insurance can significantly reduce the financial burden.

Pet Insurance

Helps cover veterinary costs if:

  • the pet is poisoned by decorations, plants or food;
  • injures himself (e.g. cuts his paw on a broken toy);
  • swallows a foreign body and requires surgery;
  • suffers burns from candles or electricity;
  • urgent assistance is needed during holidays or weekends.

It is important to delve into the terms and conditions of a specific insurance: what risks are insured, what the benefit is, and what the deductible is.

Home insurance

During the holiday season, pets sometimes unintentionally cause damage not only to themselves but also to household property. Home insurance can help if:

  • the animal causes a fire (e.g. knocks over a burning candle);
  • a bitten wire causes a short circuit;
  • Damage to insured household property due to the actions of an animal.

It is important to check whether your insurance policy covers events caused by pet behavior – this is not always automatically included.

The holidays bring a lot of joy, but they also require more attention to our pets. A responsible approach to decorations and plants, advance preparation, and a thoughtful choice of insurance are the basis for holidays that are safe for all family members.