{"id":10110,"date":"2026-09-21T19:13:00","date_gmt":"2026-09-21T16:13:00","guid":{"rendered":"https:\/\/manramu.lt\/privacy-policy\/"},"modified":"2026-09-21T23:26:47","modified_gmt":"2026-09-21T20:26:47","slug":"privacy-policy","status":"publish","type":"page","link":"https:\/\/manramu.lt\/en\/legal-information\/privacy-policy\/","title":{"rendered":"Privacy Policy"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"10110\" class=\"elementor elementor-10110 elementor-10072\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e281367 e-flex e-con-boxed e-con e-parent\" data-id=\"e281367\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1198eee4 elementor-widget elementor-widget-template\" data-id=\"1198eee4\" 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#00A3B4;padding-bottom:6pt;margin-bottom:14pt}\n .lg-print-header img{height:26pt;width:auto}\n .lg-print-meta{text-align:right;font-size:8pt;line-height:1.4;color:#5F6670!important}\n .lg-head .elementor-heading-title{font-size:20pt!important;line-height:1.2!important;text-align:left!important;margin:0 0 6pt!important}\n .lg-body h2.elementor-heading-title{font-size:12.5pt!important;line-height:1.3!important;margin:12pt 0 4pt!important;break-after:avoid;page-break-after:avoid}\n \/* Punktai: grid -> blokas su absoliu\u010diu numeriu (patikimas skaidymas per puslapius) *\/\n .lg-item{display:block!important;position:relative;padding-left:2.8em;margin:0 0 5pt;break-inside:avoid;page-break-inside:avoid}\n .lg-item.lg-sub{margin-left:2.8em}\n .lg-num{position:absolute;left:0;top:0}\n .lg-item:target{background:none}\n .lg-meta{justify-content:flex-start;font-size:9pt;margin-top:12pt;padding-top:6pt;border-top:.75pt solid #c9ced4}\n .lg-body ul{padding-left:1.2em}\n .lg-body li,.lg-body p{break-inside:avoid;page-break-inside:avoid}\n .lg-kv{font-size:9.5pt}\n .lg-table-wrap{overflow:visible!important}\n .lg-table{min-width:0!important;font-size:8pt}\n .lg-table thead{display:table-header-group}\n .lg-table tr{break-inside:avoid;page-break-inside:avoid}\n .lg-table th{background:#EEF7F8!important}\n html[lang^=\"en\"] .lg-translation-note{display:flex!important;max-width:none;margin:0 0 10pt;padding:4pt 6pt;border:.75pt solid #c9ced4;font-size:8pt;opacity:1}\n \/* Sl\u0117pimas turi b\u016bti stipresnis u\u017e .e-con{display:block} *\/\n .e-con.lg-no-print,.elementor-element.lg-no-print{display:none!important}\n}\n\n<\/style>\n<div class=\"lg-print-only lg-print-header\">\n  <img decoding=\"async\" src=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/03\/logo-main.svg\" alt=\"Man ramu\">\n  <div class=\"lg-print-meta\">\n    \u201eMan ramu\u201c, UAB \u00b7 \u012emon\u0117s kodas 306362692<br>\n    Verki\u0173 g. 31B-2, LT-09108 Vilnius \u00b7 info@manramu.lt<br>\n    <span class=\"lg-print-url\"><\/span> \u00b7 Atspausdinta <span class=\"lg-print-date\"><\/span>\n  <\/div>\n<\/div>\n<div class=\"lg-translation-note\" role=\"note\">\n  <svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"\/><path d=\"M12 16v-4\"\/><path d=\"M12 8h.01\"\/><\/svg>\n  <span>This English version is a machine translation provided for convenience only. The <a class=\"lg-ext lg-lt-link\" href=\"https:\/\/manramu.lt\/teisine-informacija\/\" hreflang=\"lt\">Lithuanian version<\/a> is the only legally binding version.<\/span>\n<\/div>\n<script>\n(function(){\n  function stamp(){\n    var d=new Date(),p=function(n){return String(n).padStart(2,'0');};\n    var s=d.getFullYear()+'-'+p(d.getMonth()+1)+'-'+p(d.getDate());\n    document.querySelectorAll('.lg-print-date').forEach(function(e){e.textContent=s;});\n    document.querySelectorAll('.lg-print-url').forEach(function(e){e.textContent=location.origin+location.pathname;});\n  }\n  stamp(); window.addEventListener('beforeprint',stamp);\n  var lt=document.querySelector('link[rel=\"alternate\"][hreflang^=\"lt\"]');\n  if(lt){document.querySelectorAll('.lg-lt-link').forEach(function(a){a.href=lt.href;});}\n})();\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-71c16561 elementor-align-center lg-no-print elementor-widget elementor-widget-breadcrumbs\" data-id=\"71c16561\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"breadcrumbs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p id=\"breadcrumbs\"><span><span><a href=\"https:\/\/manramu.lt\/en\/home\/\">Home<\/a><\/span><\/span><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-611592be elementor-widget elementor-widget-heading\" data-id=\"611592be\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Privacy Policy<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-40546770 lg-no-print elementor-widget elementor-widget-html\" data-id=\"40546770\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"lg-actions\">\n  <button type=\"button\" class=\"lg-print-btn\" onclick=\"window.print()\">\n    <svg width=\"18\" height=\"18\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M6 9V2h12v7\"\/><path d=\"M6 18H4a2 2 0 0 1-2-2v-5a2 2 0 0 1 2-2h16a2 2 0 0 1 2 2v5a2 2 0 0 1-2 2h-2\"\/><rect x=\"6\" y=\"14\" width=\"12\" height=\"8\"\/><\/svg>\n    Spausdinti arba i\u0161saugoti PDF\n  <\/button>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-74597cc7 lg-toc-wrap lg-no-print e-flex e-con-boxed e-con e-parent\" data-id=\"74597cc7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7c3ad395 lg-toc-title elementor-widget elementor-widget-heading\" data-id=\"7c3ad395\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Contents<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3085f080 elementor-widget elementor-widget-text-editor\" data-id=\"3085f080\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul class=\"lg-toc\"><li><a href=\"#s1\">General information about the privacy policy<\/a><\/li><li><a href=\"#s2\">Key terms and abbreviations<\/a><\/li><li><a href=\"#s3\">Purposes of personal data processing<\/a><\/li><li><a href=\"#s4\">Legal basis for the processing of personal data<\/a><\/li><li><a href=\"#s5\">Receipt and provision of personal data<\/a><\/li><li><a href=\"#s6\">Profiling and automated decision-making<\/a><\/li><li><a href=\"#s7\">Personal data retention periods<\/a><\/li><li><a href=\"#s8\">Your rights regarding the processing of personal data and the procedures for exercising them<\/a><\/li><li><a href=\"#s9\">Procedure for exercising your rights<\/a><\/li><li><a href=\"#s10\">Contact Us<\/a><\/li><li><a href=\"#versijos\">Document versions<\/a><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2c8da6b4 lg-body e-flex e-con-boxed e-con e-parent\" data-id=\"2c8da6b4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-19df5010 lg-section-title elementor-widget elementor-widget-heading\" data-id=\"19df5010\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"s1\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">General information about the privacy policy<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2418fa20 elementor-widget elementor-widget-text-editor\" data-id=\"2418fa20\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>This Privacy Policy (hereinafter \u2013 the Policy) provides information on how &#8220;Man ramu&#8221;, UAB (legal entity code 306362692; registered office address: Verki\u0173 St. 31B-2, Vilnius, Republic of Lithuania; listed in the register of insurance brokerage firms maintained by the Bank of Lithuania (<a href=\"https:\/\/www.lb.lt\/lt\/finansu-rinku-dalyviai?list=75\">https:\/\/www.lb.lt\/lt\/finansu-rinku-dalyviai?list=75<\/a>); e-mail address: info@manramu.lt; hereinafter \u2013 Man ramu, We, or the Company) processes the personal data of clients and other data subjects, as well as information regarding the procedure for exercising data subjects&#8217; rights.<\/p>\n<p>Man ramu processes personal data in compliance with Regulation (EU) 2016\/679 of the European Parliament and of the Council of 27 April 2016 on the protection of natural persons with regard to the processing of personal data and on the free movement of such data, and repealing Directive 95\/46\/EC (General Data Protection Regulation \u2013 GDPR), the Law on Legal Protection of Personal Data of the Republic of Lithuania, the Law on Electronic Communications of the Republic of Lithuania, and other applicable legal acts. We adhere to the principles of good practice for insurance brokers and pay special attention to the protection of the personal data we process.   <\/p>\n<p>This Policy may be updated in the event of changes to legal requirements or the services provided by the Company. The latest version of the Policy is published on the website <a href=\"https:\/\/manramu.lt\/en\/\">https:\/\/manramu.lt\/<\/a>. <\/p>\n<p>Additional information regarding the processing of customers&#8217; personal data may be provided in contracts and other documents related to the Company&#8217;s services, as well as on the website <a href=\"https:\/\/manramu.lt\/en\/\">https:\/\/manramu.lt\/<\/a>.<\/p>\n<p>Please note that if you provide us with information about any person other than yourself, your employees, partners, or insured persons, you must ensure that they are informed about how their data will be used.<\/p>\n<p>This Privacy Policy outlines how We process your personal data and that of our other clients: what personal data we collect and process, to whom we transfer it, where we obtain it, the purposes for which we use it, and how we ensure its security and your right to privacy.<\/p>\n<p>Please note that this Privacy Policy applies only to the activities of &#8220;Man Ramu&#8221;. Since this website and\/or using Our services may contain links to third-party websites, for example, when ordering the Company&#8217;s services and making payments, links may be provided to the websites and\/or electronic banking systems of banks or other companies providing payment services, we draw your attention to the fact that these services are subject to the privacy policy of the relevant third party, as the data is provided, respectively, and processed, not by the Company, but by this third party. Therefore, we recommend that you familiarize yourself with the privacy policies of those companies\/websites before submitting your personal data. &#8220;Man ramu&#8221; is not responsible for any data provided when visiting other websites or communicating with other companies.   <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2bfe89ed lg-section-title elementor-widget elementor-widget-heading\" data-id=\"2bfe89ed\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"s2\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Key terms and abbreviations<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5d3bef57 elementor-widget elementor-widget-text-editor\" data-id=\"5d3bef57\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>The data controller<\/strong> is &#8220;Man ramu&#8221;, UAB, an insurance brokerage firm that conducts insurance intermediation activities in cooperation with insurance companies, offering insurance products\u2014such as motor third-party liability, vehicle (CASCO), property, and travel insurance\u2014sourced from those insurance companies. The insurance companies are independent data controllers. <\/p>\n<p>Client, Data Subject, or You \u2013 a natural person whose personal data is processed by the Company (a potential, current, or former Client, or any other person related to the insurance brokerage service, a representative of such persons, or another related person, as well as persons visiting the Company\u2019s website or otherwise interested in the Company\u2019s services).<\/p>\n<p>Personal data \u2013 any information directly or indirectly related to a Client whose identity can be established.<\/p>\n<p>Processing of personal data \u2013 any operation or set of operations performed on personal data (including collection, recording, sorting, structuring, storage, adaptation or alteration, consultation, use, etc.). \u2013 any operation or set of operations performed on personal data (including collection, recording, sorting, structuring, storage, adaptation or alteration, consultation, use, etc.).<\/p>\n<p><strong>Services<\/strong> refer to the products and services we provide as an insurance brokerage firm listed in the register of insurance brokerage firms maintained by the Bank of Lithuania.<\/p>\n<p><strong>Performance of a contract<\/strong> \u2013 means the processing of your personal data for the purpose of fulfilling the contract concluded between you and us (for example, to provide services to you) or, at your request, taking appropriate steps prior to entering into such a contract.<\/p>\n<p><strong>Legal requirements<\/strong> \u2013 means the processing of your Personal Data where necessary to comply with legal obligations applicable to us (for example, responding to court orders or complying with statutory requirements).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2d9ae032 lg-section-title elementor-widget elementor-widget-heading\" data-id=\"2d9ae032\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"s3\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Purposes of personal data processing<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-78fee19c elementor-widget elementor-widget-text-editor\" data-id=\"78fee19c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Personal data is essential for the Company\u2019s operations. The Company processes personal data lawfully, fairly, and transparently in relation to the data subject, and solely for specified, explicit, and legitimate purposes; it does not process personal data in a manner incompatible with those purposes. The volume of data processed is adequate and limited to what is necessary to achieve these purposes, and personal data is stored in a form that permits identification of data subjects for no longer than is necessary for the purposes for which the personal data is processed.  <\/p>\n<p>The company processes personal data:<\/p>\n<ul>\n<li><em>Sutar\u010di\u0173 su potencialiais klientais <\/em>sudarymo ir\/ar kit\u0173 veiksm\u0173 atlikimo prie\u0161 sudarant sutart\u012f tikslu (siekiant pa\u017einti, identifikuoti ir patvirtinti Klient\u0105) Bendrov\u0117 tvarko asmens tapatyb\u0117s ir veiklos duomenis, draud\u017eiamo objekto duomenis, \u012fmokos duomenis, kontaktinius duomenis bei kit\u0105 pateikt\u0105 informacij\u0105.<\/li>\n<li><em>For the purpose of contract execution<\/em>, the Company processes personal identity and activity data, insurance policy data, insured object data, payment data, contact data and other personal data provided by the Client or submitted on behalf of the Client, or generated by the Company while providing services to the Client.<\/li>\n<li><em>To provide a response to your inquiry submitted via the Company\u2019s website or other communication channels,<\/em> the Company processes personal identity details, contact information, and other data provided by the Client or on the Client\u2019s behalf, as well as data generated by the Company while providing services to the Client.<\/li>\n<li><em>For the purpose of processing communications,<\/em> and in order to accurately respond to your inquiry and maintain a record of the correspondence, the Company processes the contact details (such as email address and phone number), name, surname, and other information provided by the person making the inquiry. If additional documents are submitted with the inquiry, the Company will review them to address the questions raised. We recommend that you do not provide data that is not necessary for the processing of your inquiry. Should additional information be required to prepare a response, a Company employee will contact you to specify what information is needed.   <\/li>\n<li><em>For the purpose of fulfilling legal requirements<\/em>, the Company processes personal data only in accordance with court orders or other legal requirements.<\/li>\n<li><em>For the purpose of social media communication<\/em>, the Company processes your data when you contact us via third-party social networks (e.g., LinkedIn, Meta, etc.) or use social media features integrated into the website, thereby granting us access to certain information from your social media account (such as your name, email address, photo, gender, date of birth, messages, or liked pages). If you post information while interacting with us on social media or using social media integrations, that information may be made publicly available online, depending on the privacy settings you have selected. On some social networks, you can control which of your posted information is made public. To learn more about controlling your privacy settings and how third-party social networks process your personal information, please consult the privacy policies and terms of use of those social networks.    <\/li>\n<li><em>For direct marketing purposes<\/em>\u2014provided you consent to receive information about the services, offers, promotions, discounts, or other items we provide\u2014the Company will process the consenting individual&#8217;s first name, surname, telephone number, and\/or email address. You are not obliged to subscribe to these services; however, to enable us to provide you with the most attractive offers and the latest relevant information, you will need to provide us with your contact details (first name, surname, telephone number, and\/or email address) and give your consent, which you may withdraw at any time. <\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-37d41936 lg-section-title elementor-widget elementor-widget-heading\" data-id=\"37d41936\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"s4\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Legal basis for the processing of personal data<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1368c093 elementor-widget elementor-widget-text-editor\" data-id=\"1368c093\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The Company processes your personal data always based on a lawful basis for processing this information:<\/p>\n<ul>\n<li><em>The aim is to perform a contract <\/em>to which the Client is a party or to take steps (at your request) to enter into a contract.<\/li>\n<li><em>To safeguard the Company\u2019s legitimate interests<\/em>, taking into account your interests and fundamental rights (for example, when we use personal information provided to us by clients to provide services, but the information used is not necessary for the performance of a contract to which you are a party).<\/li>\n<li><em>Performance of legal obligations imposed on the Company<\/em> (e.g., when the Company is required to collect certain information about its Clients for accounting or tax purposes, or when we are obliged to provide information to courts or other institutions).<\/li>\n<li>In limited cases, we base the processing on your <em>consent<\/em>\u2014for example, when we need to obtain your consent to send you marketing communications.<\/li>\n<\/ul>\n<p>We process only the personal data necessary to achieve the purposes described above. If you provide incorrect or incomplete data, we will be unable to properly provide services to you. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-622b3c6 lg-section-title elementor-widget elementor-widget-heading\" data-id=\"622b3c6\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"s5\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Receipt and provision of personal data<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1acd1d49 elementor-widget elementor-widget-text-editor\" data-id=\"1acd1d49\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>We typically collect personal data directly from the data subject\u2014when they provide such data to the Company (either directly or through the Company\u2019s partners)\u2014as well as from government institutions, registers, and other legitimate sources, to the extent necessary to achieve the defined purposes. The sources may vary depending on the purpose for which the Company processes personal data; however, in all cases, we adhere to the principle of data minimization and collect only the amount of personal data necessary to achieve the specific purpose. <\/p>\n<p>When processing personal data, we always adhere to confidentiality requirements. Personal data may be disclosed to third parties only in compliance with personal data protection requirements, in justified cases, only to recipients with a legal basis for receiving such data, and only to the extent necessary to achieve the established purposes. When a personal data processor acts on behalf of the Company, the Company takes all necessary measures to ensure that the processor has implemented appropriate organizational and technical security measures and maintains the confidentiality of the personal data.  <\/p>\n<p>Methods of obtaining personal data:<\/p>\n<ul>\n<li><em>Directly from the data subject <\/em>when they contact the Company regarding services\u2014for example, upon becoming Our Customer and\/or providing Us with information electronically, etc.<\/li>\n<li><em>From third parties and\/or publicly accessible registers or other sources<\/em>, to the extent provided for by applicable legal acts\u2014for example, from state registers, institutions, agencies, other legal and natural persons, etc.<\/li>\n<\/ul>\n<p>In certain cases, we may receive personal data when you insure another person. In such an instance, you are required to inform that person and obtain their consent; when we receive such data, we proceed on the assumption that you are doing so with that person\u2019s knowledge and consent. <\/p>\n<p>The Company may also receive your data when another person (the policyholder) concludes an insurance contract for your benefit as the insured person. The Company proceeds on the assumption that, in such cases, the policyholder acts with the knowledge of the insured persons and at their request or with their consent. <\/p>\n<p>Methods of personal data transfer:<\/p>\n<p>The Company may disclose and\/or transfer your personal data only in compliance with legal requirements and confidentiality principles to the following categories of recipients:<\/p>\n<ul>\n<li><em>To our partners, insurance companies or other persons<\/em> who are a necessary part of the provision of our products and services. These partners act as independent data controllers and are themselves responsible for compliance with data protection requirements. Be sure to read their privacy policy.  <\/li>\n<li><em>To business partners providing specialized services<\/em> or collaborating with us (for example, IT service providers maintaining our systems, accounting service providers, and the like). Under contracts concluded with the Company, these service providers are required not to use or disclose your personal information except as necessary to provide services on our behalf or to comply with legal requirements. These service providers properly safeguard your data, and any processing of the data is limited to the purposes for which the data was collected.  <\/li>\n<li><em>To state institutions and other third parties,<\/em> if the Company is required to do so by law or if it is necessary for the performance of a contract to which the data subject is a party. (For example: for the purposes of administering insurance contracts and insurance events, your personal information may be provided to various registers and data system administrators, such as the State Enterprise REGITRA, the State Enterprise Centre of Registers, etc.) <\/li>\n<li><em>For commercial banks and other financial institutions<\/em>\u2014for example, for the direct transfer of payments to insurers&#8217; accounts.<\/li>\n<li><em>For pre-trial investigation institutions, courts, bailiffs, notaries, etc.<\/em>, when the Company is required to do so by legal requirements (for example, in response to official inquiries or requests from state authorities, when investigating unlawful acts, etc.)<\/li>\n<li><em>At the Client\u2019s request or based on another legal ground<\/em>, personal data may be disclosed, taking into account the Client\u2019s contractual obligations to other parties, such as banks, leasing companies, or other financial institutions. <\/li>\n<\/ul>\n<p>We never provide our services directly to children and never knowingly collect data directly from children.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6bed6de8 lg-section-title elementor-widget elementor-widget-heading\" data-id=\"6bed6de8\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"s6\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Profiling and automated decision-making<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b6ac650 elementor-widget elementor-widget-text-editor\" data-id=\"2b6ac650\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>In some cases, we may use automated decision-making, which means a decision that is made based solely on the automated processing of your personal data (using software code or an algorithm that does not require human intervention), for example to assess insurance risk or the insurance premium to be paid and so that Man Ramu can provide you with the best and most suitable insurance offers for you.<\/p>\n<p>If you do not wish for your personal data to be processed in the manner described above, you may request a manual review of the accuracy of the automated decision and have the right not to be subject to a decision based solely on automated processing. You may contact us by phone at +370 655 04005 or by email at <a href=\"mailto:info@manramu.lt\">info@manramu.lt<\/a>. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-24a31fa4 lg-section-title elementor-widget elementor-widget-heading\" data-id=\"24a31fa4\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"s7\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Personal data retention periods<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-730e1060 elementor-widget elementor-widget-text-editor\" data-id=\"730e1060\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>We retain personal data for no longer than is necessary for the purposes for which they were collected or as required by applicable laws. The retention period for personal data depends on the contracts concluded, the Company\u2019s legitimate interests, and\/or legal requirements (for example, limitation periods for insurance-related matters specified in legislation governing insurance activities, civil law provisions, requirements of legislation governing accounting, etc.). <\/p>\n<p>If the legal acts of the Republic of Lithuania do not specify a retention period for Personal Data, the Company shall determine this period, taking into account the legitimate purpose of data retention, the legal basis, and the principles of lawful processing of Personal Data.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6042ba58 lg-section-title elementor-widget elementor-widget-heading\" data-id=\"6042ba58\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"s8\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Your rights regarding the processing of personal data and the procedures for exercising them<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-626f534d elementor-widget elementor-widget-text-editor\" data-id=\"626f534d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>As a data subject, you have the right to contact &#8220;Man ramu&#8221; regarding questions related to the processing of your personal data; specifically, you have the following rights:  <\/p>\n<ul>\n<li>Teis\u0119 gauti informacij\u0105 apie duomen\u0173 tvarkym\u0105 ir teis\u0119 susipa\u017einti su duomenimis, tai yra gauti informacij\u0105 apie tai, ar Bendrov\u0117 tvarko J\u016bs\u0173 asmens duomenis ir, jei taip, susipa\u017einti su savo tvarkomais asmens duomenimis.<br \/>J\u016bs turite teis\u0119 gauti informacij\u0105 apie tai, kokius asmens duomenis Mes tvarkome, i\u0161 kur jie surinkti, kokiais tikslais tvarkomi, kiek laiko saugomi, kam teikiami ir kt. Pa\u017eym\u0117tina, kad J\u016bs\u0173 teis\u0119 susipa\u017einti su duomenimis gali riboti teis\u0117s aktai, kit\u0173 asmen\u0173 privatumo apsauga ir su M\u016bs\u0173 verslu ir praktika susijusios prie\u017eastys. <\/li>\n<li>The right to request the correction of data if inaccurate or incorrect data concerning you is being processed.<\/li>\n<li>The right to request the deletion of data (the \u201cright to be forgotten\u201d), i.e., to request the deletion of some or all of your personal data being processed in cases where it is determined that the Company lacks a legal basis for processing them or where other grounds provided for in legal acts exist.<\/li>\n<li>The right to restrict data processing\u2014that is, you have the right to request that the processing of your personal data be restricted for a certain period, with the exception of storage. This might apply, for example, in a situation where you believe that such processing is unlawful and\/or that the data concerning you is inaccurate, and we need to verify this and rectify the situation. <\/li>\n<li>The right to data portability\u2014that is, in certain cases, you have the right to request the transfer of personal data concerning you that you have provided to us in a commonly used and machine-readable format, and the right to request that it be transmitted to another data controller.<\/li>\n<li>The right to object to data processing. This right applies when the Company processes your personal data based on legitimate interest or your consent. You have the right to withdraw your consent to the processing of personal data if the processing was based on consent. Withdrawing consent does not affect the lawfulness of data processing based on consent carried out prior to the withdrawal.   <\/li>\n<li>The right to lodge a complaint with the State Data Protection Inspectorate (<a href=\"https:\/\/vdai.lrv.lt\/lt\/veiklos-sritys-1\/skundu-nagrinejimas\/\">https:\/\/vdai.lrv.lt\/lt\/veiklos-sritys-1\/skundu-nagrinejimas\/<\/a>) if you believe that the Company is processing your personal data in violation of your rights and legitimate interests as established in applicable legislation.<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6b50270c lg-section-title elementor-widget elementor-widget-heading\" data-id=\"6b50270c\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"s9\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">J\u016bs\u0173 teisi\u0173 \u012fgyvendinimo tvarka<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a1a365f elementor-widget elementor-widget-text-editor\" data-id=\"a1a365f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The rights specified above will be exercised only after the Company receives your written request to exercise them and verifies your identity. A written request may be submitted to us by regular mail or via email at <a href=\"mailto:info@manramu.lt\">info@manramu.lt.<\/a> Requests submitted in this manner must be signed with a qualified secure electronic signature. Signing the request with a qualified secure electronic signature enables the Company to properly identify you and ensure that the requested information is disclosed only to the intended recipient. The Company does not accept scanned copies of requests that are not signed with a qualified secure electronic signature; therefore, if you do not possess a qualified electronic signature, you may submit your request using other methods specified in this section.    <\/p>\n<p>Upon receipt of your request, the Company will assess its content and the feasibility of verifying your identity. To ensure data security, we may ask you to verify your identity using an alternative method. Requests regarding the exercise of your rights under the GDPR are processed within one month. Depending on the complexity of the request and the volume of requests received, this period may be extended by a further two months. If the processing of your request is delayed, we will inform you of this in writing.    <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-16db128a lg-section-title elementor-widget elementor-widget-heading\" data-id=\"16db128a\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"s10\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Contact Us<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4217ec0a elementor-widget elementor-widget-text-editor\" data-id=\"4217ec0a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>If you have questions regarding the processing of your personal data or wish to exercise your rights, you may contact us by email at <a href=\"mailto:info@manramu.lt\">info@manramu.lt<\/a> or at the following address: &#8220;Man ramu&#8221;, UAB (legal entity code 306362692, registered office address: Verki\u0173 St. 31B-2, Vilnius, Republic of Lithuania). <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5c2b5f9 lg-end e-flex e-con-boxed e-con e-parent\" data-id=\"5c2b5f9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3a683949 elementor-widget elementor-widget-text-editor\" data-id=\"3a683949\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"lg-meta lg-meta-end\"><span>Document code: P-PP-V2<\/span><span>Effective from June 4, 2024. <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ccc194c lg-section-title lg-no-print elementor-widget elementor-widget-heading\" data-id=\"5ccc194c\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"versijos\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Document versions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-78396df5 lg-no-print elementor-widget elementor-widget-text-editor\" data-id=\"78396df5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<table class=\"lg-versions\"><thead><tr><th>Version<\/th> <th>Valid from<\/th> <th>Status<\/th> <th>Document<\/th><\/tr><\/thead>\n<tbody><tr><td>P-PP-V2<\/td> <td>2024-06-04<\/td> <td>Current<\/td> <td><a href=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/04\/Privatumo-politika-v2.pdf\">PDF<\/a><\/td><br \/><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-36fc9fa9 e-flex e-con-boxed e-con e-parent\" data-id=\"36fc9fa9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-23a9386e elementor-widget elementor-widget-template\" data-id=\"23a9386e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"section\" data-elementor-id=\"10045\" class=\"elementor elementor-10045\" data-elementor-post-type=\"elementor_library\">\n\t\t\t<div class=\"elementor-element elementor-element-43113137 e-con-boxed lg-no-print lg-footer-block e-flex e-con e-parent\" data-id=\"43113137\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2187c4ec elementor-widget elementor-widget-html\" data-id=\"2187c4ec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"lg-actions\">\n  <button type=\"button\" class=\"lg-print-btn\" onclick=\"window.print()\">\n    <svg width=\"18\" height=\"18\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M6 9V2h12v7\"\/><path d=\"M6 18H4a2 2 0 0 1-2-2v-5a2 2 0 0 1 2-2h16a2 2 0 0 1 2 2v5a2 2 0 0 1-2 2h-2\"\/><rect x=\"6\" y=\"14\" width=\"12\" height=\"8\"\/><\/svg>\n    Spausdinti arba i\u0161saugoti PDF\n  <\/button>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-26586606 elementor-widget elementor-widget-text-editor\" data-id=\"26586606\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"lg-company\">\u201eMan ramu\u201c, UAB \u00b7 \u012emon\u0117s kodas 306362692 \u00b7 Verki\u0173 g. 31B-2, LT-09108 Vilnius<br><a href=\"mailto:info@manramu.lt\">info@manramu.lt<\/a> \u00b7 <a href=\"tel:+37065504005\">+370 655 04005<\/a><br>\u201eMan ramu\u201c veikl\u0105 pri\u017ei\u016bri Lietuvos bankas<\/p>\n<p class=\"lg-back\"><a href=\"https:\/\/manramu.lt\/teisine-informacija\/\">\u2190 Visi teisiniai dokumentai<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Contents General information about the privacy policy Key terms and abbreviations Purposes of personal data processing Legal basis for the processing of personal data Receipt and provision of personal data Profiling and automated decision-making Personal data retention periods Your rights regarding the processing of personal data and the procedures for exercising them Procedure for exercising [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":10113,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-10110","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with 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