{"id":10113,"date":"2026-09-21T11:25:24","date_gmt":"2026-09-21T08:25:24","guid":{"rendered":"https:\/\/manramu.lt\/legal-information\/"},"modified":"2026-09-21T23:26:49","modified_gmt":"2026-09-21T20:26:49","slug":"legal-information","status":"publish","type":"page","link":"https:\/\/manramu.lt\/en\/legal-information\/","title":{"rendered":"Legal information"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"10113\" class=\"elementor elementor-10113 elementor-10012\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-64804fe8 e-flex e-con-boxed e-con e-parent\" data-id=\"64804fe8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ccc7bf8 elementor-widget elementor-widget-html\" data-id=\"ccc7bf8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t.lg-hub-title .elementor-heading-title{font-size:20px;line-height:1.3;font-weight:600}\n.lg-hub-title a{color:inherit}\n.lg-hub-desc{margin:0;font-size:15px;line-height:1.55}\n.lg-hub-meta{margin:0;display:flex;flex-direction:column;align-items:flex-end;font-size:13px;opacity:.75}\n.lg-hub-meta span:first-child{font-weight:600}\n.lg-hub-link{margin:6px 0 0;text-align:right;font-weight:500}\n.lg-hub-link a{color:var(--e-global-color-00a3b40,#00A3B4);text-decoration:none}\n.lg-hub-link a:hover{text-decoration:underline}\n.lg-hub-intro{text-align:center;margin:0 auto;max-width:640px}\n.lg-hub-footer{text-align:center;font-size:14px;line-height:1.7;margin:0}\n.lg-hub-footer a{color:var(--e-global-color-00a3b40,#00A3B4)}\n@media (max-width:767px){.lg-hub-meta{align-items:flex-start}.lg-hub-link{text-align:left}}\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-27aa4241 elementor-align-center elementor-widget elementor-widget-breadcrumbs\" data-id=\"27aa4241\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"breadcrumbs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p id=\"breadcrumbs\"><span><span><a href=\"https:\/\/manramu.lt\/en\/home\/\">Home<\/a><\/span><\/span><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4b1f118c elementor-widget elementor-widget-heading\" data-id=\"4b1f118c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Legal information<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5e568c19 elementor-widget elementor-widget-text-editor\" data-id=\"5e568c19\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"lg-hub-intro\">Here you will find the current versions of the &#8220;Man ramu&#8221; legal documents. You can read each document online, print it, or save it in PDF format, and previous versions can be found at the bottom of the document. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-73f7f1a8 e-flex e-con-boxed e-con e-parent\" data-id=\"73f7f1a8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-624a5711 lg-hub-group elementor-widget elementor-widget-heading\" data-id=\"624a5711\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">For Clients<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5ffd1fe0 e-con-full e-flex e-con e-child\" data-id=\"5ffd1fe0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-dbf95a0 e-con-full e-flex e-con e-child\" data-id=\"dbf95a0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4d76b9fc lg-hub-title elementor-widget elementor-widget-heading\" data-id=\"4d76b9fc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/manramu.lt\/en\/legal-information\/customer-information\/\">Customer Information<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1193e395 elementor-widget elementor-widget-text-editor\" data-id=\"1193e395\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"lg-hub-desc\">Information about &#8220;Man ramu&#8221;, UAB as an insurance brokerage firm: company details, nature of advisory services and remuneration, cooperating insurers, and the right to withdraw from a distance contract.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-695185c4 e-con-full e-flex e-con e-child\" data-id=\"695185c4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4051b0c6 elementor-widget elementor-widget-text-editor\" data-id=\"4051b0c6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"lg-hub-meta\"><span>D-IK-V4<\/span> <span>Valid from 2026-06-23<\/span><\/p><p class=\"lg-hub-link\"><a href=\"https:\/\/manramu.lt\/en\/legal-information\/customer-information\/\">Read the document \u2192<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7b0fb82c e-con-full e-flex e-con e-child\" data-id=\"7b0fb82c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-1d2b00fc e-con-full e-flex e-con e-child\" data-id=\"1d2b00fc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-326bffa8 lg-hub-title elementor-widget elementor-widget-heading\" data-id=\"326bffa8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/manramu.lt\/en\/legal-information\/handling-of-complaints\/\">Handling of complaints<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a722e8a elementor-widget elementor-widget-text-editor\" data-id=\"6a722e8a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"lg-hub-desc\">How to submit a complaint, what to state in it, how long it takes for us to respond and where you can apply outside of court.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-914d739 e-con-full e-flex e-con e-child\" data-id=\"914d739\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3a221100 elementor-widget elementor-widget-text-editor\" data-id=\"3a221100\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"lg-hub-meta\"><span>D-SN-V1<\/span> Valid from 2024-03-22<\/p><p class=\"lg-hub-link\"><a href=\"https:\/\/manramu.lt\/en\/legal-information\/handling-of-complaints\/\">Read the document \u2192<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7c6170cd e-flex e-con-boxed e-con e-parent\" data-id=\"7c6170cd\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7824e8d8 lg-hub-group elementor-widget elementor-widget-heading\" data-id=\"7824e8d8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Use of the website<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-17a1402e e-con-full e-flex e-con e-child\" data-id=\"17a1402e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-333a4f1 e-con-full e-flex e-con e-child\" data-id=\"333a4f1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-23523c16 lg-hub-title elementor-widget elementor-widget-heading\" data-id=\"23523c16\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/manramu.lt\/en\/legal-information\/privacy-policy\/\">Privacy Policy<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2f24d69c elementor-widget elementor-widget-text-editor\" data-id=\"2f24d69c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"lg-hub-desc\">What personal data we process, for what purposes and on what legal grounds, to whom we disclose it, and how you can exercise your rights.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2d729b84 e-con-full e-flex e-con e-child\" data-id=\"2d729b84\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-36403d9c elementor-widget elementor-widget-text-editor\" data-id=\"36403d9c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"lg-hub-meta\"><span>P-PP-V2 <\/span><span>Valid from 2024-06-04<\/span><\/p><p class=\"lg-hub-link\"><a href=\"https:\/\/manramu.lt\/en\/legal-information\/privacy-policy\/\">Read the document \u2192<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-50ac1415 e-con-full e-flex e-con e-child\" data-id=\"50ac1415\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-54f1b552 e-con-full e-flex e-con e-child\" data-id=\"54f1b552\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-27d3d944 lg-hub-title elementor-widget elementor-widget-heading\" data-id=\"27d3d944\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/manramu.lt\/en\/legal-information\/information-about-cookies\/\">Information about cookies<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-75374796 elementor-widget elementor-widget-text-editor\" data-id=\"75374796\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"lg-hub-desc\">Which cookies the website uses, their purpose, and how you can manage your consent.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-60fa2ade e-con-full e-flex e-con e-child\" data-id=\"60fa2ade\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6bacd44a elementor-widget elementor-widget-text-editor\" data-id=\"6bacd44a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"lg-hub-meta\"><span>D-SL-V2<\/span> <span>Valid from 2025-01-28<\/span><\/p><p class=\"lg-hub-link\"><a href=\"https:\/\/manramu.lt\/en\/legal-information\/information-about-cookies\/\">Read the document \u2192<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-35213c88 e-con-full e-flex e-con e-child\" data-id=\"35213c88\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-288e3d0d e-con-full e-flex e-con e-child\" data-id=\"288e3d0d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-503fac57 lg-hub-title elementor-widget elementor-widget-heading\" data-id=\"503fac57\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/manramu.lt\/en\/legal-information\/website-rules\/\">Website Rules<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-620d8517 elementor-widget elementor-widget-text-editor\" data-id=\"620d8517\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"lg-hub-desc\">Website Terms of Use: information provided by the visitor, payment of fees, the Company\u2019s authority, liability, and dispute resolution.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4d38d0db e-con-full e-flex e-con e-child\" data-id=\"4d38d0db\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6d740e1d elementor-widget elementor-widget-text-editor\" data-id=\"6d740e1d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"lg-hub-meta\"><span>T-IS-V1<\/span> <span>Valid from 2024-07-01<\/span><\/p><p class=\"lg-hub-link\"><a href=\"https:\/\/manramu.lt\/en\/legal-information\/website-rules\/\">Read the document \u2192<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-43972ea0 e-flex e-con-boxed e-con e-parent\" data-id=\"43972ea0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6e55f62e elementor-widget elementor-widget-text-editor\" data-id=\"6e55f62e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"lg-hub-footer\">&#8220;Man ramu&#8221;, UAB is an insurance brokerage firm <a href=\"https:\/\/www.lb.lt\/lt\/finansu-rinku-dalyviai?list=75\">included in the list of insurance brokerage firms maintained by the Bank of Lithuania.<\/a><br \/>Please send questions regarding documents to <a href=\"mailto:info@manramu.lt\">info@manramu.lt.<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>.lg-hub-title .elementor-heading-title{font-size:20px;line-height:1.3;font-weight:600} .lg-hub-title a{color:inherit} .lg-hub-desc{margin:0;font-size:15px;line-height:1.55} .lg-hub-meta{margin:0;display:flex;flex-direction:column;align-items:flex-end;font-size:13px;opacity:.75} .lg-hub-meta span:first-child{font-weight:600} .lg-hub-link{margin:6px 0 0;text-align:right;font-weight:500} .lg-hub-link a{color:var(&#8211;e-global-color-00a3b40,#00A3B4);text-decoration:none} .lg-hub-link a:hover{text-decoration:underline} .lg-hub-intro{text-align:center;margin:0 auto;max-width:640px} .lg-hub-footer{text-align:center;font-size:14px;line-height:1.7;margin:0} .lg-hub-footer a{color:var(&#8211;e-global-color-00a3b40,#00A3B4)} @media (max-width:767px){.lg-hub-meta{align-items:flex-start}.lg-hub-link{text-align:left}} Legal information Here you will find the current versions of the &#8220;Man ramu&#8221; legal documents. You can read each document online, print it, or save it in PDF format, and previous versions can [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-10113","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Legal information | Man ramu draudimo platforma<\/title>\n<meta name=\"description\" content=\"&quot;Man ramu&quot; customer information, privacy policy, cookie policy, website terms, and complaint handling procedure.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/manramu.lt\/en\/legal-information\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta 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