{"id":2799,"date":"2025-04-30T13:09:56","date_gmt":"2025-04-30T10:09:56","guid":{"rendered":"https:\/\/manramu.lt\/bta-insurance\/"},"modified":"2026-02-22T17:19:58","modified_gmt":"2026-02-22T15:19:58","slug":"bta-insurance","status":"publish","type":"page","link":"https:\/\/manramu.lt\/en\/bta-insurance\/","title":{"rendered":"BTA insurance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2799\" class=\"elementor elementor-2799 elementor-1879\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-999f700 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"999f700\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-df10fda\" data-id=\"df10fda\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b6828c0 elementor-widget__width-initial elementor-absolute e-transform elementor-widget elementor-widget-image\" data-id=\"b6828c0\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;,&quot;_transform_rotateZ_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-138,&quot;sizes&quot;:[]},&quot;_transform_rotateZ_effect_tablet&quot;:{&quot;unit&quot;:&quot;deg&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_rotateZ_effect_mobile&quot;:{&quot;unit&quot;:&quot;deg&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"501\" height=\"477\" src=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/03\/bubble-one.png\" class=\"attachment-large size-large wp-image-1320\" alt=\"\" srcset=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/03\/bubble-one.png 501w, https:\/\/manramu.lt\/wp-content\/uploads\/2025\/03\/bubble-one-300x286.png 300w, https:\/\/manramu.lt\/wp-content\/uploads\/2025\/03\/bubble-one-13x12.png 13w\" sizes=\"(max-width: 501px) 100vw, 501px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0623804 elementor-widget__width-auto elementor-absolute elementor-hidden-mobile elementor-widget elementor-widget-image\" data-id=\"0623804\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"501\" height=\"477\" src=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/03\/bubble-one.png\" class=\"attachment-large size-large wp-image-1320\" alt=\"\" srcset=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/03\/bubble-one.png 501w, https:\/\/manramu.lt\/wp-content\/uploads\/2025\/03\/bubble-one-300x286.png 300w, https:\/\/manramu.lt\/wp-content\/uploads\/2025\/03\/bubble-one-13x12.png 13w\" sizes=\"(max-width: 501px) 100vw, 501px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-de1b043 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"de1b043\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-0d400cf\" data-id=\"0d400cf\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f3eaf78 elementor-widget elementor-widget-heading\" data-id=\"f3eaf78\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">BTA insurance<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-659d8df elementor-widget elementor-widget-text-editor\" data-id=\"659d8df\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>AAS BTA Baltic Insurance Company (BTA) is owned by Vienna Insurance Group AG (VIG), Austria&#8217;s market leader in Central and Eastern Europe, and is the largest VIG company in the Baltic region. With almost 200 years of experience and over 50 companies in 25 countries, VIG is the leading company in the Baltics, where the group&#8217;s companies account for a quarter of the non-life insurance market in 2022.  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-1562323 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1562323\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-68757cc\" data-id=\"68757cc\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f3f7046 elementor-widget elementor-widget-image\" data-id=\"f3f7046\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"102\" height=\"58\" src=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/04\/BTA-logo.svg\" class=\"attachment-full size-full wp-image-1519\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9e5a9c0 elementor-widget elementor-widget-heading\" data-id=\"9e5a9c0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">AAS \u201eBTA Baltic Insurance Company\u201c branch in Lithuania<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b5ee68 elementor-widget elementor-widget-text-editor\" data-id=\"2b5ee68\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"p-address\"><div class=\"p-address\">Laisv\u0117s ave. 10, LT-04215 Vilnius <\/div><div class=\"p-phone\">Tel.: +370 5 2 600 600<\/div><div class=\"p-email\"><p>Email: <span style=\"color: #00a3b4;\"><a class=\"hover-email\" style=\"color: #00a3b4;\" href=\"mailto:bta@bta.lt\"><span class=\"app-inline-link type--default\" tabindex=\"0\">bta@bta.lt<\/span><\/a><\/span> <\/p><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-82395c3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"82395c3\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-1a831b3\" data-id=\"1a831b3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-02c4df6 elementor-widget elementor-widget-text-editor\" data-id=\"02c4df6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><em>For cancellation, changes or claims settlement of insurance contracts, please contact BTA directly. The &#8220;Man ramu&#8221; insurance platform mediates in purchasing insurance contracts and comparing offers and prices. <\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2547682 elementor-widget elementor-widget-text-editor\" data-id=\"2547682\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>In 2023, BTA has been chosen as an insurance partner in Lithuania by about 400,000 private and corporate clients, with which about 1.3 million insurance contracts have been signed, and more than EUR 90 million have been paid out to compensate clients for their losses.    <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-59747a28 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"59747a28\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-1e24b530\" data-id=\"1e24b530\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-22e00abd elementor-widget elementor-widget-heading\" data-id=\"22e00abd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Why is it worth choosing BTA through \"Man ramu\"?<br><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1024b98d elementor-widget elementor-widget-text-editor\" data-id=\"1024b98d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>You compare BTA prices with other insurers in one place.<\/li><li>The contract is concluded online &#8211; you receive the documents immediately.<\/li><li>Neutral intermediary position: we help you choose the best offer based on price and conditions.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-27692fa elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"27692fa\" data-element_type=\"section\" data-e-type=\"section\" id=\"product\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-cecd725\" data-id=\"cecd725\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-ff3b3e5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ff3b3e5\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-a5fe7bf\" data-id=\"a5fe7bf\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6bc1e96 elementor-widget elementor-widget-heading\" data-id=\"6bc1e96\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Calculate your BTA premium<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-2d3616f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2d3616f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-0bf5d0a\" data-id=\"0bf5d0a\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e85d4f9 elementor-align-right elementor-widget__width-auto elementor-widget elementor-widget-button\" data-id=\"e85d4f9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/app.manramu.lt\/motor\/?lng=lt\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">For the car<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-1e264bf\" data-id=\"1e264bf\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a5d15ea elementor-align-right elementor-widget__width-auto elementor-widget elementor-widget-button\" data-id=\"a5d15ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/app.manramu.lt\/travel\/?lng=lt\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">For travel<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-3eadfb0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3eadfb0\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-4807fae\" data-id=\"4807fae\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-1c3441f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1c3441f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-59dc911 elementor-hidden-mobile\" data-id=\"59dc911\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-feb44b7 elementor-widget__width-auto elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"feb44b7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\" fill=\"none\"><rect width=\"32\" height=\"32\" rx=\"7\" fill=\"#DFFBFB\"><\/rect><rect width=\"32\" height=\"32\" rx=\"8\" fill=\"#DFFBFB\"><\/rect><path d=\"M16 4C22.6276 4 28 9.3724 28 16C28 22.6276 22.6276 28 16 28C9.3724 28 4 22.6276 4 16C4 9.3724 9.3724 4 16 4ZM16 6.4C13.4539 6.4 11.0121 7.41143 9.21178 9.21178C7.41143 11.0121 6.4 13.4539 6.4 16C6.4 18.5461 7.41143 20.9879 9.21178 22.7882C11.0121 24.5886 13.4539 25.6 16 25.6C18.5461 25.6 20.9879 24.5886 22.7882 22.7882C24.5886 20.9879 25.6 18.5461 25.6 16C25.6 13.4539 24.5886 11.0121 22.7882 9.21178C20.9879 7.41143 18.5461 6.4 16 6.4ZM16 9.4C17.0107 9.40003 17.9899 9.75203 18.7693 10.3955C19.5488 11.039 20.0798 11.9338 20.2712 12.9263C20.4626 13.9187 20.3024 14.9469 19.8181 15.8341C19.3339 16.7212 18.5558 17.4121 17.6176 17.788C17.4786 17.8391 17.3534 17.9217 17.2516 18.0292C17.1988 18.0892 17.1904 18.166 17.1916 18.2452L17.2 18.4C17.1997 18.7059 17.0825 19 16.8726 19.2224C16.6626 19.4448 16.3757 19.5787 16.0703 19.5966C15.765 19.6145 15.4643 19.5152 15.2298 19.3189C14.9953 19.1226 14.8445 18.8441 14.8084 18.5404L14.8 18.4V18.1C14.8 16.7164 15.916 15.886 16.7248 15.5608C17.054 15.4294 17.3411 15.2107 17.5554 14.9284C17.7697 14.646 17.9031 14.3107 17.9411 13.9583C17.9792 13.6059 17.9205 13.2498 17.7715 12.9282C17.6224 12.6066 17.3886 12.3317 17.095 12.133C16.8015 11.9343 16.4594 11.8193 16.1055 11.8003C15.7515 11.7814 15.3991 11.8592 15.0861 12.0254C14.773 12.1917 14.5112 12.4401 14.3286 12.7439C14.1461 13.0477 14.0498 13.3955 14.05 13.75C14.05 14.0683 13.9236 14.3735 13.6985 14.5985C13.4735 14.8236 13.1683 14.95 12.85 14.95C12.5317 14.95 12.2265 14.8236 12.0015 14.5985C11.7764 14.3735 11.65 14.0683 11.65 13.75C11.65 12.5963 12.1083 11.4899 12.9241 10.6741C13.7399 9.8583 14.8463 9.4 16 9.4Z\" fill=\"#00A3B4\"><\/path><path d=\"M16.7368 20.8568C16.5117 20.6318 16.2065 20.5054 15.8882 20.5054C15.57 20.5054 15.2647 20.6318 15.0397 20.8568C14.8147 21.0819 14.6882 21.3871 14.6882 21.7054C14.6882 22.0236 14.8147 22.3289 15.0397 22.5539C15.2647 22.7789 15.57 22.9054 15.8882 22.9054C16.2065 22.9054 16.5117 22.7789 16.7368 22.5539C16.9618 22.3289 17.0882 22.0236 17.0882 21.7054C17.0882 21.3871 16.9618 21.0819 16.7368 20.8568Z\" fill=\"#FF720B\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-dcff40f elementor-hidden-mobile\" data-id=\"dcff40f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3333e62 elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"3333e62\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Can I cancel my BTA contract?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-9796e8b elementor-hidden-desktop elementor-hidden-tablet elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"9796e8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\" fill=\"none\"><rect width=\"32\" height=\"32\" rx=\"7\" fill=\"#DFFBFB\"><\/rect><rect width=\"32\" height=\"32\" rx=\"8\" fill=\"#DFFBFB\"><\/rect><path d=\"M16 4C22.6276 4 28 9.3724 28 16C28 22.6276 22.6276 28 16 28C9.3724 28 4 22.6276 4 16C4 9.3724 9.3724 4 16 4ZM16 6.4C13.4539 6.4 11.0121 7.41143 9.21178 9.21178C7.41143 11.0121 6.4 13.4539 6.4 16C6.4 18.5461 7.41143 20.9879 9.21178 22.7882C11.0121 24.5886 13.4539 25.6 16 25.6C18.5461 25.6 20.9879 24.5886 22.7882 22.7882C24.5886 20.9879 25.6 18.5461 25.6 16C25.6 13.4539 24.5886 11.0121 22.7882 9.21178C20.9879 7.41143 18.5461 6.4 16 6.4ZM16 9.4C17.0107 9.40003 17.9899 9.75203 18.7693 10.3955C19.5488 11.039 20.0798 11.9338 20.2712 12.9263C20.4626 13.9187 20.3024 14.9469 19.8181 15.8341C19.3339 16.7212 18.5558 17.4121 17.6176 17.788C17.4786 17.8391 17.3534 17.9217 17.2516 18.0292C17.1988 18.0892 17.1904 18.166 17.1916 18.2452L17.2 18.4C17.1997 18.7059 17.0825 19 16.8726 19.2224C16.6626 19.4448 16.3757 19.5787 16.0703 19.5966C15.765 19.6145 15.4643 19.5152 15.2298 19.3189C14.9953 19.1226 14.8445 18.8441 14.8084 18.5404L14.8 18.4V18.1C14.8 16.7164 15.916 15.886 16.7248 15.5608C17.054 15.4294 17.3411 15.2107 17.5554 14.9284C17.7697 14.646 17.9031 14.3107 17.9411 13.9583C17.9792 13.6059 17.9205 13.2498 17.7715 12.9282C17.6224 12.6066 17.3886 12.3317 17.095 12.133C16.8015 11.9343 16.4594 11.8193 16.1055 11.8003C15.7515 11.7814 15.3991 11.8592 15.0861 12.0254C14.773 12.1917 14.5112 12.4401 14.3286 12.7439C14.1461 13.0477 14.0498 13.3955 14.05 13.75C14.05 14.0683 13.9236 14.3735 13.6985 14.5985C13.4735 14.8236 13.1683 14.95 12.85 14.95C12.5317 14.95 12.2265 14.8236 12.0015 14.5985C11.7764 14.3735 11.65 14.0683 11.65 13.75C11.65 12.5963 12.1083 11.4899 12.9241 10.6741C13.7399 9.8583 14.8463 9.4 16 9.4Z\" fill=\"#00A3B4\"><\/path><path d=\"M16.7368 20.8568C16.5117 20.6318 16.2065 20.5054 15.8882 20.5054C15.57 20.5054 15.2647 20.6318 15.0397 20.8568C14.8147 21.0819 14.6882 21.3871 14.6882 21.7054C14.6882 22.0236 14.8147 22.3289 15.0397 22.5539C15.2647 22.7789 15.57 22.9054 15.8882 22.9054C16.2065 22.9054 16.5117 22.7789 16.7368 22.5539C16.9618 22.3289 17.0882 22.0236 17.0882 21.7054C17.0882 21.3871 16.9618 21.0819 16.7368 20.8568Z\" fill=\"#FF720B\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Can I cancel my BTA contract?<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2269d48 elementor-widget elementor-widget-text-editor\" data-id=\"2269d48\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>You can cancel your insurance contract at any time, subject to the conditions set out in the insurance contract. You can cancel your insurance contract by contacting the insurance company that insured you directly. The insurance company may deduct an administration fee from the unused portion of the refundable premium.  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-68453be\" data-id=\"68453be\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-528d4d1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"528d4d1\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-8ec0dbf elementor-hidden-mobile\" data-id=\"8ec0dbf\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ef23224 elementor-widget__width-auto elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"ef23224\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_1\" data-name=\"Layer 1\" viewBox=\"0 0 32 32\"><defs><style>      .cls-1 {        fill: #e1f3f6;      }      .cls-2 {        stroke: #00a3b4;      }      .cls-2, .cls-3 {        fill: none;        stroke-linecap: round;        stroke-linejoin: round;        stroke-width: 2px;      }      .cls-3 {        stroke: #f37321;      }    <\/style><\/defs><rect class=\"cls-1\" width=\"32\" height=\"32\" rx=\"8\" ry=\"8\"><\/rect><path class=\"cls-2\" d=\"M15.32,4.59c.31-.18.69-.18,1,0l9.39,5.41c.31.18.5.51.5.87v10.82c0,.36-.19.69-.5.87l-9.39,5.41c-.31.18-.69.18-1,0l-9.39-5.41c-.31-.18-.5-.51-.5-.87v-10.82c0-.36.19-.69.5-.87l9.39-5.41Z\"><\/path><path class=\"cls-2\" d=\"M15.86,10.26v7.85\"><\/path><path class=\"cls-3\" d=\"M15.86,22.36v.07\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-8a1d029 elementor-hidden-mobile\" data-id=\"8a1d029\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f02794c elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"f02794c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">I have BTA insurance and was involved in an accident<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-f9f68de elementor-hidden-desktop elementor-hidden-tablet elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"f9f68de\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_1\" data-name=\"Layer 1\" viewBox=\"0 0 32 32\"><defs><style>      .cls-1 {        fill: #e1f3f6;      }      .cls-2 {        stroke: #00a3b4;      }      .cls-2, .cls-3 {        fill: none;        stroke-linecap: round;        stroke-linejoin: round;        stroke-width: 2px;      }      .cls-3 {        stroke: #f37321;      }    <\/style><\/defs><rect class=\"cls-1\" width=\"32\" height=\"32\" rx=\"8\" ry=\"8\"><\/rect><path class=\"cls-2\" d=\"M15.32,4.59c.31-.18.69-.18,1,0l9.39,5.41c.31.18.5.51.5.87v10.82c0,.36-.19.69-.5.87l-9.39,5.41c-.31.18-.69.18-1,0l-9.39-5.41c-.31-.18-.5-.51-.5-.87v-10.82c0-.36.19-.69.5-.87l9.39-5.41Z\"><\/path><path class=\"cls-2\" d=\"M15.86,10.26v7.85\"><\/path><path class=\"cls-3\" d=\"M15.86,22.36v.07\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">I have BTA insurance and was involved in an accident<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3ef9047 elementor-widget elementor-widget-text-editor\" data-id=\"3ef9047\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>If you are involved in an accident, inform your insurance company of the accident as soon as possible, but within 3 days at the latest, and follow the instructions given by the insurance company&#8217;s claims adjusters<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bff1cb5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bff1cb5\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-859a6df\" data-id=\"859a6df\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-9114a35 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9114a35\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-556e6e8\" data-id=\"556e6e8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-275f2fc elementor-widget elementor-widget-heading\" data-id=\"275f2fc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">BTA transport insurance\ndocuments<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-9979cd4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9979cd4\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-22f4faa\" data-id=\"22f4faa\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-34ee653 elementor-widget elementor-widget-text-editor\" data-id=\"34ee653\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\"><a href=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/05\/TPVCAPD-Istatymas-nuo-2024-07-24-2.pdf\"><span style=\"text-decoration: underline; color: #4e5f6e;\">Law on Compulsory Motor Third Party Liability Insurance<\/span><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-34235b4\" data-id=\"34235b4\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b5aafbc elementor-widget elementor-widget-text-editor\" data-id=\"b5aafbc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\"><a href=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/05\/TPVCAPD-Standartines-salygos-nuo-2024-03-14-1.pdf\"><span style=\"text-decoration: underline; color: #4e5f6e;\">Standard terms and conditions for compulsory insurance against Motor Third party liability in respect of the use of motor vehicles<\/span><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-a493419 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a493419\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-b555ad4\" data-id=\"b555ad4\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a0009b6 elementor-widget elementor-widget-text-editor\" data-id=\"a0009b6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\"><a href=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/05\/BTA-RoadAssitance-TaC-pagalbos-kelyje-taisykles-2023-1.pdf\"><span style=\"text-decoration: underline;\"><span style=\"color: #4e5f6e; text-decoration: underline;\">BTA Roadside Assistance Insurance Rules<\/span><\/span><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-b7a294f\" data-id=\"b7a294f\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ea85f79 elementor-widget elementor-widget-text-editor\" data-id=\"ea85f79\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\"><a href=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/05\/BTA-MTPL-IPID-tpvcapd-20240110.pdf\"><span style=\"text-decoration: underline;\"><span style=\"color: #4e5f6e; text-decoration: underline;\">BTA MTPL insurance product information document<\/span><\/span><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-4ebe685 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4ebe685\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-d509772\" data-id=\"d509772\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2c804fe elementor-widget elementor-widget-text-editor\" data-id=\"2c804fe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\"><a href=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/05\/BTA-RoadAssitance-Memo-pagalbos-kelyje-atmintine-2023.pdf\"><span style=\"text-decoration: underline;\"><span style=\"color: #4e5f6e; text-decoration: underline;\">BTA Roadside assistance leaflet<\/span><\/span><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-9a72acc\" data-id=\"9a72acc\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7230118 elementor-widget elementor-widget-text-editor\" data-id=\"7230118\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\"><a href=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/05\/BTA-Motor-Claims-zalos-fotografavimo-instrukcija.pdf\"><span style=\"text-decoration: underline;\"><span style=\"color: #4e5f6e; text-decoration: underline;\">BTA photography instructions for transport damage<\/span><\/span><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-05b3a48 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"05b3a48\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d37ca62\" data-id=\"d37ca62\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-63eb07e elementor-widget elementor-widget-heading\" data-id=\"63eb07e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">BTA Travel Insurance\ndocuments<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2bb21c5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2bb21c5\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-44eada0\" data-id=\"44eada0\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-387cd60 elementor-widget elementor-widget-text-editor\" data-id=\"387cd60\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\"><a href=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/05\/BTA-keliones-riziku-draudimo-taisykles-2025.pdf\"><span style=\"text-decoration: underline;\"><span style=\"color: #4e5f6e; text-decoration: underline;\">BTA Travel Insurance Rules<\/span><\/span><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-a98aaba\" data-id=\"a98aaba\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-38cce60 elementor-widget elementor-widget-text-editor\" data-id=\"38cce60\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\"><a href=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/05\/BTA-kelioniu-draudimo-ipid-2025.pdf\"><span style=\"text-decoration: underline;\"><span style=\"color: #4e5f6e; text-decoration: underline;\">BTA Travel Insurance Product Information Document<\/span><\/span><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a91bfce elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a91bfce\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-43797b1\" data-id=\"43797b1\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0c64586 elementor-widget elementor-widget-text-editor\" data-id=\"0c64586\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\"><a href=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/05\/BTA-2025-BTA-Atmintine-KRD.pdf\"><span style=\"text-decoration: underline;\"><span style=\"color: #4e5f6e; text-decoration: underline;\">BTA Travel Insurance Memo<\/span><\/span><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-9c1ee7a\" data-id=\"9c1ee7a\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ff7486d elementor-widget elementor-widget-text-editor\" data-id=\"ff7486d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\"><a href=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/05\/BTA-eMed-travel-atmintine.pdf\"><span style=\"text-decoration: underline;\"><span style=\"color: #4e5f6e; text-decoration: underline;\">The BTA eMed Travel Information Sheet<\/span><\/span><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-73b8daa9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"73b8daa9\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-33b2694b\" data-id=\"33b2694b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-644d307f elementor-widget elementor-widget-heading\" data-id=\"644d307f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">F.A.Q.<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-50f3d5e6 elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"50f3d5e6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Purchasing insurance on the &#8220;Man ramu&#8221; Insurance platform is easy, but we understand that you may still have various questions.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2727d453 elementor-widget elementor-widget-n-accordion\" data-id=\"2727d453\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-6560\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-6560\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> Can I compare BTA prices with offers from other companies? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-down-icon lucide-chevron-down\"><path d=\"m6 9 6 6 6-6\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-right-icon lucide-chevron-right\"><path d=\"m9 18 6-6-6-6\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-6560\" class=\"elementor-element elementor-element-4e27e52c e-con-full e-flex e-con e-child\" data-id=\"4e27e52c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-64a8e86e elementor-widget elementor-widget-text-editor\" data-id=\"64a8e86e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"qa unrolled\"><div class=\"qa-answer\">Yes. On the Man Ramu platform, you can compare BTA&#8217;s offers with 5 other insurers. <\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-6561\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-6561\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> Do I need to provide photos of the car for CASCO insurance? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-down-icon lucide-chevron-down\"><path d=\"m6 9 6 6 6-6\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-right-icon lucide-chevron-right\"><path d=\"m9 18 6-6-6-6\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-6561\" class=\"elementor-element elementor-element-17833c35 e-con-full e-flex e-con e-child\" data-id=\"17833c35\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3f7309aa elementor-widget elementor-widget-text-editor\" data-id=\"3f7309aa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"qa unrolled\"><div class=\"qa-answer\">Yes, most often, a CASCO insurance contract becomes fully effective only after submitting photos of the car (before or shortly after conclusion). If the photos are not submitted on time, the insurer may apply an additional deductible of up to EUR 300, even if the policy specifies a lower amount. <\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-6562\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-6562\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> What is a deductible and how is it applied in the event of a claim? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-down-icon lucide-chevron-down\"><path d=\"m6 9 6 6 6-6\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-right-icon lucide-chevron-right\"><path d=\"m9 18 6-6-6-6\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-6562\" class=\"elementor-element elementor-element-720c0854 e-con-full e-flex e-con e-child\" data-id=\"720c0854\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-44c01ca9 elementor-widget elementor-widget-text-editor\" data-id=\"44c01ca9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"qa unrolled\"><div class=\"qa-answer\">A deductible is an agreed amount that the person who has suffered damage must cover themselves. For example, if your CASCO policy specifies a deductible of EUR 200 and the damage amounts to EUR 1,000, the insurance company will compensate EUR 800. In some cases (e.g. theft, natural disaster), a separate, percentage or higher deductible may apply &#8211; this is specified in the policy.  <\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-6563\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-6563\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> How quickly will I receive a BTA insurance policy? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-down-icon lucide-chevron-down\"><path d=\"m6 9 6 6 6-6\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-right-icon lucide-chevron-right\"><path d=\"m9 18 6-6-6-6\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-6563\" class=\"elementor-element elementor-element-33b3069f e-con-full e-flex e-con e-child\" data-id=\"33b3069f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-29aa6b73 elementor-widget elementor-widget-text-editor\" data-id=\"29aa6b73\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"qa unrolled\"><p>The policy is sent by email immediately after payment. <\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-6564\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-6564\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> I have a BTA policy. Where can I apply for a claim?  <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-down-icon lucide-chevron-down\"><path d=\"m6 9 6 6 6-6\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-right-icon lucide-chevron-right\"><path d=\"m9 18 6-6-6-6\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-6564\" class=\"elementor-element elementor-element-36be2094 e-con-full e-flex e-con e-child\" data-id=\"36be2094\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3ee3d88e elementor-widget elementor-widget-text-editor\" data-id=\"3ee3d88e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"qa unrolled\"><div class=\"qa-answer\">All claims are registered directly with BTA \u2013 by phone, email or self-service. <\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-6565\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-6565\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> Does the price of insurance change depending on the driver's age and experience? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-down-icon lucide-chevron-down\"><path d=\"m6 9 6 6 6-6\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-right-icon lucide-chevron-right\"><path d=\"m9 18 6-6-6-6\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-6565\" class=\"elementor-element elementor-element-ef43f0f e-con-full e-flex e-con e-child\" data-id=\"ef43f0f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-63e20ae3 elementor-widget elementor-widget-text-editor\" data-id=\"63e20ae3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"qa unrolled\"><div class=\"qa-answer\">Yes. Younger drivers (under 25) and those with less than 2 years of driving experience often have higher premiums. The longer the experience and better the driving history, the better the prices.  <\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-6566\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-6566\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> Can I terminate the BTA contract on the Man Ramu platform? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-down-icon lucide-chevron-down\"><path d=\"m6 9 6 6 6-6\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-right-icon lucide-chevron-right\"><path d=\"m9 18 6-6-6-6\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-6566\" class=\"elementor-element elementor-element-29d4702 e-con-full e-flex e-con e-child\" data-id=\"29d4702\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-19d91a06 elementor-widget elementor-widget-text-editor\" data-id=\"19d91a06\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"qa unrolled\"><div class=\"qa-answer\">Ne. Sutarties nutraukimas vykdomas tik per BTA. <\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-6567\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"8\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-6567\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> Do I have to wait for my insurance to expire before I can renew it or change company? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-down-icon lucide-chevron-down\"><path d=\"m6 9 6 6 6-6\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-right-icon lucide-chevron-right\"><path d=\"m9 18 6-6-6-6\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-6567\" class=\"elementor-element elementor-element-d4b1f69 e-con-full e-flex e-con e-child\" data-id=\"d4b1f69\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4c456793 elementor-widget elementor-widget-text-editor\" data-id=\"4c456793\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"qa unrolled\"><div class=\"qa-answer\">No. The insurance contract can be terminated earlier, but usually a termination fee is applied or part of the premium is not refunded. It is recommended to compare offers in time before the expiration date and conclude a new contract without interruption.  <\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-6568\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"9\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-6568\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> What to do in the event of a traffic accident? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-down-icon lucide-chevron-down\"><path d=\"m6 9 6 6 6-6\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-right-icon lucide-chevron-right\"><path d=\"m9 18 6-6-6-6\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-6568\" class=\"elementor-element elementor-element-54f4af26 e-con-full e-flex e-con e-child\" data-id=\"54f4af26\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2b59b38a elementor-widget elementor-widget-text-editor\" data-id=\"2b59b38a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"qa unrolled\"><div class=\"qa-answer\">First of all, take care of your safety, call for help if necessary. Then: <\/div><ul><li class=\"qa-answer\">Take photos of the scene and damage;<\/li><li class=\"qa-answer\">Fill out a traffic accident declaration;<\/li><li class=\"qa-answer\">Report the incident to your insurance company as soon as possible (online or by phone).<\/li><\/ul><p>Timely and accurate data will help to settle the claim faster.<\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Can I compare BTA prices with offers from other companies?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes. On the Man Ramu platform, you can compare BTA&#8217;s offers with 5 other insurers.\"}},{\"@type\":\"Question\",\"name\":\"Do I need to provide photos of the car for CASCO insurance?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, most often, a CASCO insurance contract becomes fully effective only after submitting photos of the car (before or shortly after conclusion). If the photos are not submitted on time, the insurer may apply an additional deductible of up to EUR 300, even if the policy specifies a lower amount.\"}},{\"@type\":\"Question\",\"name\":\"What is a deductible and how is it applied in the event of a claim?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"A deductible is an agreed amount that the person who has suffered damage must cover themselves. For example, if your CASCO policy specifies a deductible of EUR 200 and the damage amounts to EUR 1,000, the insurance company will compensate EUR 800. In some cases (e.g. theft, natural disaster), a separate, percentage or higher deductible may apply &#8211; this is specified in the policy.\"}},{\"@type\":\"Question\",\"name\":\"How quickly will I receive a BTA insurance policy?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The policy is sent by email immediately after payment.\"}},{\"@type\":\"Question\",\"name\":\"I have a BTA policy. Where can I apply for a claim?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"All claims are registered directly with BTA \\u2013 by phone, email or self-service.\"}},{\"@type\":\"Question\",\"name\":\"Does the price of insurance change depending on the driver's age and experience?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes. Younger drivers (under 25) and those with less than 2 years of driving experience often have higher premiums. The longer the experience and better the driving history, the better the prices.\"}},{\"@type\":\"Question\",\"name\":\"Can I terminate the BTA contract on the Man Ramu platform?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Ne. Sutarties nutraukimas vykdomas tik per BTA.\"}},{\"@type\":\"Question\",\"name\":\"Do I have to wait for my insurance to expire before I can renew it or change company?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No. The insurance contract can be terminated earlier, but usually a termination fee is applied or part of the premium is not refunded. It is recommended to compare offers in time before the expiration date and conclude a new contract without interruption.\"}},{\"@type\":\"Question\",\"name\":\"What to do in the event of a traffic accident?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"First of all, take care of your safety, call for help if necessary. Then: Take photos of the scene and damage;Fill out a traffic accident declaration;Report the incident to your insurance company as soon as possible (online or by phone).Timely and accurate data will help to settle the claim faster.\"}}]}<\/script>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4149e99 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4149e99\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b12377a\" data-id=\"b12377a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c8fee87 elementor-widget elementor-widget-heading\" data-id=\"c8fee87\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Partners of \"Man ramu\"<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-39044e8 elementor-widget elementor-widget-ucaddon_logo_grid\" data-id=\"39044e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ucaddon_logo_grid.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<!-- start Logo Grid -->\n<style>\/* widget: Logo Grid *\/\n\n#uc_logo_grid_elementor_39044e8 {\n  display: grid;\n}\n#uc_logo_grid_elementor_39044e8 .ue-logo-title\n{\n  width:100%;\n  position:absolute;\n  bottom:0;\n  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src=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/05\/Balcia-logo.svg\" title=\"Balcia\"  src=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/05\/Balcia-logo.svg\" alt=\"Balcia logo\">\n      \t\n      \n  <\/a>\n  \t\n<\/div>\n<div class=\"logo-grid-item elementor-animation-float\" >\n   \n\t<a href=\"https:\/\/manramu.lt\/en\/ergo-insurance\/\" > \n\t\n  \n    <img decoding=\"async\" src=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/05\/ERGO-logo.svg\" title=\"Ergo\"  src=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/05\/ERGO-logo.svg\" alt=\"ERGO logo\">\n      \t\n      \n  <\/a>\n  \t\n<\/div>\n<div class=\"logo-grid-item elementor-animation-float\" >\n   \n\t<a href=\"https:\/\/manramu.lt\/en\/compensa-insurance\/\" > \n\t\n  \n    <img decoding=\"async\" src=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/04\/Compensa-logo.svg\" title=\"Compensa\"  src=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/04\/Compensa-logo.svg\" alt=\"Compensa-logo\" width=\"142\" height=\"38\">\n      \t\n      \n  <\/a>\n  \t\n<\/div>\n\n    <\/div>\n<!-- end Logo Grid -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-834634e elementor-widget elementor-widget-ucaddon_logo_grid\" data-id=\"834634e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ucaddon_logo_grid.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<!-- start Logo Grid -->\n<style>\/* widget: Logo Grid *\/\n\n#uc_logo_grid_elementor_834634e {\n  display: grid;\n}\n#uc_logo_grid_elementor_834634e .ue-logo-title\n{\n  width:100%;\n  position:absolute;\n  bottom:0;\n  text-align:center;\n  left:0;\n}\n\n#uc_logo_grid_elementor_834634e div.logo-grid-item\n{\ntext-align:center;\ndisplay:flex;\nflex-direction:column;\njustify-content:center;\nalign-items:center;\noverflow:hidden;\n  position:relative;\n  transition:0.3s;\n\n}\n\n#uc_logo_grid_elementor_834634e div.logo-grid-item img\n{\nwidth:100%;\n  object-fit: contain;\n  display:block;\n  mix-blend-mode: normal;\n  position:absolute;\n  top:0;\n  left:0;\n  right:0;\n  bottom:0;\n  height:100%;\n  transition:0.3s;\n}\n\n\n\n#uc_logo_grid_elementor_834634e a\n{\n  display:block;\n  position:absolute;\n  top:0;\n  left:0;\n  right:0;\n  bottom:0;\n  cursor:pointer;\n  display:flex;\njustify-content:center;\nalign-items:center;\n}\n\n<\/style>\n\n<div id=\"uc_logo_grid_elementor_834634e\" class=\"ue-logo-grid uc-items-wrapper \" >\n\t\t   <div class=\"logo-grid-item elementor-animation-float\" >\n   \n\t<a href=\"https:\/\/manramu.lt\/en\/gjensidige-insurance\/\" > \n\t\n  \n    <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/04\/Gjensidige-logo.svg\" title=\"Gjensidige\"  src=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/04\/Gjensidige-logo.svg\" alt=\"Gjensidige-logo\" width=\"176\" height=\"44\">\n      \t\n      \n  <\/a>\n  \t\n<\/div>\n<div class=\"logo-grid-item elementor-animation-float\" >\n   \n\t<a href=\"https:\/\/manramu.lt\/en\/bta-insurance\/\" > \n\t\n  \n    <img decoding=\"async\" src=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/05\/BTA-logo.svg\" title=\"BTA\"  src=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/05\/BTA-logo.svg\" alt=\"BTA logo\">\n      \t\n      \n  <\/a>\n  \t\n<\/div>\n<div class=\"logo-grid-item elementor-animation-float\" >\n   \n\t<a href=\"https:\/\/manramu.lt\/en\/lietuvos-draudimas\/\" > \n\t\n  \n    <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/04\/LietuvosDraudimas-logo.svg\" title=\"Lietuvos draudimas\"  src=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/04\/LietuvosDraudimas-logo.svg\" alt=\"LietuvosDraudimas-logo\" width=\"100\" height=\"59\">\n      \t\n      \n  <\/a>\n  \t\n<\/div>\n\n    <\/div>\n<!-- end Logo Grid -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>BTA insurance AAS BTA Baltic Insurance Company (BTA) is owned by Vienna Insurance Group AG (VIG), Austria&#8217;s market leader in Central and Eastern Europe, and is the largest VIG company in the Baltic region. With almost 200 years of experience and over 50 companies in 25 countries, VIG is the leading company in the Baltics, [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":4656,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-2799","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>BTA insurance | Man ramu insurance platform<\/title>\n<meta name=\"description\" content=\"BTA Insurance \u2013 one of the largest insurance companies in the Baltic States, with 400,000 clients in Lithuania, offering insurance for cars, travel, and businesses.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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