{"id":2983,"date":"2025-04-30T13:01:19","date_gmt":"2025-04-30T10:01:19","guid":{"rendered":"https:\/\/manramu.lt\/compensa-insurance\/"},"modified":"2026-10-12T17:46:55","modified_gmt":"2026-10-12T14:46:55","slug":"compensa-insurance","status":"publish","type":"page","link":"https:\/\/manramu.lt\/en\/compensa-insurance\/","title":{"rendered":"Compensa insurance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2983\" class=\"elementor elementor-2983 elementor-1869\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3d978454 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"3d978454\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a0c2412\" data-id=\"a0c2412\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1fedf6a3 elementor-widget__width-auto elementor-absolute e-transform elementor-widget elementor-widget-image\" data-id=\"1fedf6a3\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;,&quot;_transform_rotateZ_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-138,&quot;sizes&quot;:[]},&quot;_transform_rotateZ_effect_tablet&quot;:{&quot;unit&quot;:&quot;deg&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_rotateZ_effect_mobile&quot;:{&quot;unit&quot;:&quot;deg&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"501\" height=\"477\" src=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/07\/bubble-one.png\" class=\"attachment-large size-large wp-image-4979\" alt=\"\" srcset=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/07\/bubble-one.png.webp 501w, https:\/\/manramu.lt\/wp-content\/uploads\/2025\/07\/bubble-one-300x286.png.webp 300w, https:\/\/manramu.lt\/wp-content\/uploads\/2025\/07\/bubble-one-24x24.png.webp 24w, https:\/\/manramu.lt\/wp-content\/uploads\/2025\/07\/bubble-one-36x34.png.webp 36w, https:\/\/manramu.lt\/wp-content\/uploads\/2025\/07\/bubble-one-48x46.png.webp 48w\" sizes=\"(max-width: 501px) 100vw, 501px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4d2a776a elementor-widget__width-auto elementor-absolute elementor-hidden-mobile elementor-widget elementor-widget-image\" data-id=\"4d2a776a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"501\" height=\"477\" src=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/07\/bubble-one.png\" class=\"attachment-large size-large wp-image-4979\" alt=\"\" srcset=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/07\/bubble-one.png.webp 501w, https:\/\/manramu.lt\/wp-content\/uploads\/2025\/07\/bubble-one-300x286.png.webp 300w, https:\/\/manramu.lt\/wp-content\/uploads\/2025\/07\/bubble-one-24x24.png.webp 24w, https:\/\/manramu.lt\/wp-content\/uploads\/2025\/07\/bubble-one-36x34.png.webp 36w, https:\/\/manramu.lt\/wp-content\/uploads\/2025\/07\/bubble-one-48x46.png.webp 48w\" sizes=\"(max-width: 501px) 100vw, 501px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-b014bca elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b014bca\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-640b8793\" data-id=\"640b8793\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4f66e84c elementor-widget elementor-widget-heading\" data-id=\"4f66e84c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Compensa insurance<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3585d001 elementor-widget elementor-widget-text-editor\" data-id=\"3585d001\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Compensa<\/strong> (ADB Compensa Vienna Insurance Group) is a Lithuanian insurance company belonging to the Austrian Vienna Insurance Group (VIG). Through &#8220;Man ramu,&#8221; you can compare and purchase Compensa\u2019s compulsory, Casco, and travel insurance online. <\/p><p>In the event of a loss, or regarding changes to or termination of the contract, please contact Compensa directly \u2013 contact details can be found below.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-6f51dfa2 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6f51dfa2\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-36220b74\" data-id=\"36220b74\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-48726659 elementor-widget elementor-widget-image\" data-id=\"48726659\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"142\" height=\"38\" src=\"https:\/\/manramu.lt\/wp-content\/uploads\/2026\/09\/Compensa-logo.svg\" class=\"attachment-large size-large wp-image-10664\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2ee415e elementor-widget elementor-widget-heading\" data-id=\"2ee415e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">\"Compensa Vienna Insurance Group\u201c, ADB<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-30cf6dbb elementor-widget elementor-widget-text-editor\" data-id=\"30cf6dbb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Ukmerg\u0117s st. 280, LT-06115 Vilnius<br \/>Tel.: <span style=\"color: #4e5f6e\">19111, +370 5 2 491 911<\/span><br \/>e-mail: <span style=\"color: #00a3b4\"> <a class=\"hover-email\" style=\"color: #00a3b4\" href=\"mailto:info@compensa.lt\"> <span class=\"app-inline-link type--default\" tabindex=\"0\">info@compensa.lt<\/span> <\/a> <br \/><\/span>  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-17b2d04 mr-grouped-content-card-grid e-flex e-con-boxed e-con e-parent\" data-id=\"17b2d04\" data-element_type=\"container\" data-e-type=\"container\" id=\"zalos\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-60342bba e-flex e-con-boxed e-con e-child\" data-id=\"60342bba\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-173df1e3 elementor-widget elementor-widget-heading\" data-id=\"173df1e3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">In the event of a loss, contact Compensa directly.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6026285c elementor-widget elementor-widget-text-editor\" data-id=\"6026285c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Compensa registers, assesses, and settles claims. You can report a claim by calling <a class=\"hover-email\" style=\"color: #00a3b4\" href=\"tel:19111\">19111<\/a>, online at <a class=\"hover-email\" style=\"color: #00a3b4\" href=\"https:\/\/www.compensa.lt\/atsitikus-ivykiui\/\">compensa.lt\/atsitikus-ivykiui<\/a>, or via the self-service portal at <a class=\"hover-email\" style=\"color: #00a3b4\" href=\"https:\/\/esales.compensa.lt\/registracija\/\">esales.compensa.lt<\/a>. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-351ebd4a e-grid mr-content-subsection-grid e-con-boxed e-con e-child\" data-id=\"351ebd4a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7113b59d e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"7113b59d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4662e806 elementor-widget elementor-widget-heading\" data-id=\"4662e806\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Vehicle claim (MTPL and Casco)<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-33495d14 elementor-widget elementor-widget-text-editor\" data-id=\"33495d14\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Report the traffic accident immediately, but no later than within 3 working days: <a class=\"hover-email\" style=\"color: #00a3b4\" href=\"tel:19111\">19111<\/a> (from abroad <a class=\"hover-email\" style=\"color: #00a3b4\" href=\"tel:+37052491911\">+370 5 249 1911<\/a>) or online.<\/p><p>By calling 19111, you can also immediately book an appointment at a Compensa partner service center. Please send documents to <a class=\"hover-email\" style=\"color: #00a3b4\" href=\"mailto:zalos@compensa.lt\">zalos@compensa.lt<\/a>. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-25467c5 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"25467c5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.compensa.lt\/atsitikus-ivykiui\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Report a claim<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-994aa6b e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"994aa6b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2ad9b957 elementor-widget elementor-widget-heading\" data-id=\"2ad9b957\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">24\/7 roadside assistance<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-643744f4 elementor-widget elementor-widget-text-editor\" data-id=\"643744f4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>If roadside assistance is included in your compulsory or Casco insurance policy, you can request it online at any time of day.<\/p><p>Upon receiving the SMS, you will see the location of the arriving assistance on the map.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3ad891a3 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"3ad891a3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.compensa.lt\/technine-pagalba-kelyje\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Kviesti pagalb\u0105 kelyje<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1fd12d48 e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"1fd12d48\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-54c9041f elementor-widget elementor-widget-heading\" data-id=\"54c9041f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Travel-related damage<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5fd688d3 elementor-widget elementor-widget-text-editor\" data-id=\"5fd688d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>If you have paid for medical services abroad yourself, keep the original documents and report the incident within 7 days of your return to Lithuania.<\/p><p>When traveling, call <a class=\"hover-email\" style=\"color: #00a3b4\" href=\"tel:+37052491911\">+370 5 249 191<\/a>1, in Lithuania &#8211; <a class=\"hover-email\" style=\"color: #00a3b4\" href=\"tel:19111\">19111<\/a>, or register the claim online.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7bd7b71f elementor-align-center elementor-widget elementor-widget-button\" data-id=\"7bd7b71f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.compensa.lt\/atsitikus-ivykiui\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Report travel claim<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3c3fac8 e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"3c3fac8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6b5dd85c elementor-widget elementor-widget-heading\" data-id=\"6b5dd85c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Amendment and Termination of the Agreement<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4e31fa8 elementor-widget elementor-widget-text-editor\" data-id=\"4e31fa8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>You can change contract details or terminate the contract only through Compensa: <a class=\"hover-email\" style=\"color: #00a3b4\" href=\"mailto:info@compensa.lt\">info@compensa.lt,<\/a> <a class=\"hover-email\" style=\"color: #00a3b4\" href=\"tel:19111\">19111<\/a>.<\/p><p>You can also manage your policy via the self-service portal <a class=\"hover-email\" style=\"color: #00a3b4\" href=\"https:\/\/esales.compensa.lt\/registracija\/\">esales.compensa.lt<\/a>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-74538c4d elementor-align-center elementor-widget elementor-widget-button\" data-id=\"74538c4d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"mailto:info@compensa.lt\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Write to Compensa<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-55ba1d4e e-flex e-con-boxed e-con e-child\" data-id=\"55ba1d4e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6927c3bb elementor-widget elementor-widget-text-editor\" data-id=\"6927c3bb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>&#8220;I&#8217;m calm&#8221; helps you compare and buy a Compensa policy. If you have any problems with the policy purchased through Man Ramu, write to us. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-349d051 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"349d051\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"mailto:info@manramu.lt?subject=Compensa%20polisas\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Write to \u201eMan ramu\u201c<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f98c648 mr-grouped-content-card-grid e-flex e-con-boxed e-con e-parent\" data-id=\"f98c648\" data-element_type=\"container\" data-e-type=\"container\" id=\"produktai\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-2c5d1d92 e-flex e-con-boxed e-con e-child\" data-id=\"2c5d1d92\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-10d3da75 elementor-widget elementor-widget-heading\" data-id=\"10d3da75\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Compensa Insurance via \"Man ramu\"<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-25ea4556 elementor-widget elementor-widget-text-editor\" data-id=\"25ea4556\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>You can compare these Compensa insurance products with offers from other &#8220;Man ramu&#8221; partners and purchase them online.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-64d0b4c1 e-grid mr-content-subsection-grid e-con-boxed e-con e-child\" data-id=\"64d0b4c1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-29107dbd e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"29107dbd\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4ceff4fc elementor-widget elementor-widget-heading\" data-id=\"4ceff4fc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Compulsory MTPL insurance<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-46070226 elementor-widget elementor-widget-text-editor\" data-id=\"46070226\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Compare the price of Compensa compulsory insurance with other insurers and purchase a policy online.<\/p><p>The policy is valid throughout the EEA and Green Card countries. In more detail &#8211;<a class=\"hover-email\" style=\"color: #00a3b4\" href=\"https:\/\/manramu.lt\/en\/compulsory-mtpl-insurance\/\"> compulsory insurance.<\/a> <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6ee7eb9c elementor-align-center elementor-widget elementor-widget-button\" data-id=\"6ee7eb9c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/app.manramu.lt\/motor\/?lng=en\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Calculate the MTPL insurance<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-398d35e7 e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"398d35e7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5a219a6c elementor-widget elementor-widget-heading\" data-id=\"5a219a6c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Casco insurance<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-252a17d9 elementor-widget elementor-widget-text-editor\" data-id=\"252a17d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Compensa does not apply a deductible for glass breakage, natural disaster damage, collision with an animal and ironing without painting in the extended package.<\/p><p>A replacement electric vehicle for electric cars. Read more \u2013 <a class=\"hover-email\" style=\"color: #00a3b4\" href=\"https:\/\/manramu.lt\/en\/casco-insurance\/\">Casco insurance<\/a>. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7916e4f8 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"7916e4f8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/app.manramu.lt\/casco\/?lng=en\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Calculate Casco insurance premium<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2748bb0f e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"2748bb0f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5c8c8580 elementor-widget elementor-widget-heading\" data-id=\"5c8c8580\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Travel insurance<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4d051f74 elementor-widget elementor-widget-text-editor\" data-id=\"4d051f74\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Medical expenses abroad are always included.<\/p><p>You can also add travel <strong>liability<\/strong>, personal accident, and baggage insurance. Read more under <a class=\"hover-email\" style=\"color: #00a3b4\" href=\"https:\/\/manramu.lt\/en\/travel-insurance\/\">travel insurance<\/a>. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-708928eb elementor-align-center elementor-widget elementor-widget-button\" data-id=\"708928eb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/app.manramu.lt\/travel\/?lng=en\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Calculate travel insurance<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2b5f8a6f e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"2b5f8a6f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-34d80fa4 elementor-widget elementor-widget-heading\" data-id=\"34d80fa4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Home insurance<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2dde3fda elementor-widget elementor-widget-text-editor\" data-id=\"2dde3fda\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>We will prepare a personalized Compensa home and property insurance offer and compare it with those of other insurers.<\/p><p>Read more about <a class=\"hover-email\" style=\"color: #00a3b4\" href=\"https:\/\/manramu.lt\/en\/home-insurance\/\">home insurance<\/a>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-63def0c5 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"63def0c5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/manramu.lt\/en\/home-insurance\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get a quote<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7ae3e9bc mr-grouped-content-card-grid e-flex e-con-boxed e-con e-parent\" data-id=\"7ae3e9bc\" data-element_type=\"container\" data-e-type=\"container\" id=\"kasko\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-40319f6e e-flex e-con-boxed e-con e-child\" data-id=\"40319f6e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7e70145f elementor-widget elementor-widget-heading\" data-id=\"7e70145f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Compensa Casco: key terms and conditions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-47dcf475 elementor-widget elementor-widget-text-editor\" data-id=\"47dcf475\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A brief overview of what sets Compensa Casco apart. You can find a comparison with other insurers on the <a class=\"hover-email\" style=\"color: #00a3b4\" href=\"https:\/\/manramu.lt\/en\/casco-insurance\/\">Casco insurance<\/a> page. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-73e738f3 e-grid mr-content-subsection-grid e-con-boxed e-con e-child\" data-id=\"73e738f3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7a1d9584 e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"7a1d9584\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-123626fa elementor-widget elementor-widget-heading\" data-id=\"123626fa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">When does the deduction not apply?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7a97286d elementor-widget elementor-widget-text-editor\" data-id=\"7a97286d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The Advanced Package covers broken glass (including lights, mirrors and sunroofs), damage from natural disasters and natural forces, animal collisions and paintless bodywork.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7a85a40c e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"7a85a40c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cecb178 elementor-widget elementor-widget-heading\" data-id=\"cecb178\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">For electric vehicles<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-63ee235e elementor-widget elementor-widget-text-editor\" data-id=\"63ee235e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A replacement electric vehicle is provided if repairs are required.<\/p><p>The extended package also covers a home electric vehicle charging station.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8c8a72e e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"8c8a72e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3a99c126 elementor-widget elementor-widget-heading\" data-id=\"3a99c126\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">\"E-XPERT\" Self-Inspection<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3105627e elementor-widget elementor-widget-text-editor\" data-id=\"3105627e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Once the claim is registered, you can carry out the inspection yourself using your smartphone: mark the damage, take photos of the car, and the system calculates the payout.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4698df9d e-flex e-con-boxed e-con e-child\" data-id=\"4698df9d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5f5ed2a8 elementor-widget elementor-widget-text-editor\" data-id=\"5f5ed2a8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The exact terms depend on the selected option and are specified in the offer and the insurance certificate.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-21f310d0 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"21f310d0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/app.manramu.lt\/casco\/?lng=en\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Calculate Compensa Casco price<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-50d627fc mr-grouped-content-card-grid e-flex e-con-boxed e-con e-parent\" data-id=\"50d627fc\" data-element_type=\"container\" data-e-type=\"container\" id=\"dokumentai\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-44b75a83 e-flex e-con-boxed e-con e-child\" data-id=\"44b75a83\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5cc38da7 elementor-widget elementor-widget-heading\" data-id=\"5cc38da7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Compensa insurance documents<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-47ed17e5 elementor-widget elementor-widget-text-editor\" data-id=\"47ed17e5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Compensa insurance terms and information documents, grouped by product. Please review the terms and policy conditions before concluding a contract. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6561eb06 e-grid mr-content-subsection-grid e-con-boxed e-con e-child\" data-id=\"6561eb06\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7674c7d6 e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"7674c7d6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-24b4522f elementor-widget elementor-widget-heading\" data-id=\"24b4522f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Compulsory MTPL insurance<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-23d21eff elementor-widget elementor-widget-text-editor\" data-id=\"23d21eff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><a class=\"hover-email\" style=\"color: #00a3b4\" href=\"https:\/\/manramu.lt\/wp-content\/uploads\/2026\/01\/Compensa-MTPL-TPVCA-IPID-20260101.pdf\">MTPL insurance information document (from 1 January 2026)<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5ab5918c e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"5ab5918c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-21f41ca7 elementor-widget elementor-widget-heading\" data-id=\"21f41ca7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Casco insurance<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f889308 elementor-widget elementor-widget-text-editor\" data-id=\"f889308\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><a class=\"hover-email\" style=\"color: #00a3b4\" href=\"https:\/\/manramu.lt\/wp-content\/uploads\/2026\/10\/Compensa-Casco-20261002-KASKO-draudimo-taisykles_2026_09.pdf\">Casco insurance terms and conditions (effective from 2026-10-02)<\/a><\/p><p><a class=\"hover-email\" style=\"color: #00a3b4\" href=\"https:\/\/manramu.lt\/wp-content\/uploads\/2026\/01\/Compensa-Kasko-IPID.pdf\">Casco insurance information document<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2d61d248 e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"2d61d248\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-140f8bd9 elementor-widget elementor-widget-heading\" data-id=\"140f8bd9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Travel insurance<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e3f205d elementor-widget elementor-widget-text-editor\" data-id=\"e3f205d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><a class=\"hover-email\" style=\"color: #00a3b4\" href=\"https:\/\/manramu.lt\/wp-content\/uploads\/2026\/10\/Compensa-Travel-20261002-Kelioniu-draudimo-taisykles_2026_09.pdf\">Travel Insurance Terms and Conditions (effective from 2026-10-02)<\/a><\/p><p><a class=\"hover-email\" style=\"color: #00a3b4\" href=\"https:\/\/manramu.lt\/wp-content\/uploads\/2026\/01\/Compensa-Travel-IPID-20260101.pdf\">Travel Insurance Information Document<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a0033c0 mr-grouped-content-card-grid e-flex e-con-boxed e-con e-parent\" data-id=\"a0033c0\" data-element_type=\"container\" data-e-type=\"container\" id=\"apie\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-2ecebb4a e-flex e-con-boxed e-con e-child\" data-id=\"2ecebb4a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-724fc1df elementor-widget elementor-widget-heading\" data-id=\"724fc1df\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">About Compensa<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2c00879d elementor-widget elementor-widget-text-editor\" data-id=\"2c00879d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Compensa is a Lithuania-registered insurance company belonging to the Vienna Insurance Group, one of the largest insurance groups in Central and Eastern Europe. BTA also belongs to the same group. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-69182c5c e-grid mr-content-subsection-grid e-con-boxed e-con e-child\" data-id=\"69182c5c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-37807fa9 e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"37807fa9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-339a4a18 elementor-widget elementor-widget-heading\" data-id=\"339a4a18\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Company Details<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-210e5df elementor-widget elementor-widget-text-editor\" data-id=\"210e5df\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>ADB \u201eCompensa Vienna Insurance Group\u201c<\/p><p>Company code 304080146<\/p><p>Ukmerg\u0117s st. 280, LT-06115 Vilnius <\/p><p>Tel. <a class=\"hover-email\" style=\"color: #00a3b4\" href=\"tel:19111\">19111<\/a>, <a class=\"hover-email\" style=\"color: #00a3b4\" href=\"tel:+37052491911\">+370 5 249 1911<\/a><\/p><p>Email <a class=\"hover-email\" style=\"color: #00a3b4\" href=\"mailto:info@compensa.lt\">info@compensa.lt<\/a> <\/p><p><a class=\"hover-email\" style=\"color: #00a3b4\" href=\"https:\/\/www.compensa.lt\">www.compensa.lt<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6f0edf31 e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"6f0edf31\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7a2db7a4 elementor-widget elementor-widget-heading\" data-id=\"7a2db7a4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Compensa and \u201eSeesam\u201c<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-41170fc9 elementor-widget elementor-widget-text-editor\" data-id=\"41170fc9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Seesam and ADB Compensa Vienna Insurance Group have become one company, so former Seesam clients are served by Compensa.<\/p><p>Health insurance is provided under the &#8220;Seesam&#8221; brand.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-992f4c6 e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"992f4c6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-17e563ca elementor-widget elementor-widget-heading\" data-id=\"17e563ca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Digital services<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-67ec6cdb elementor-widget elementor-widget-text-editor\" data-id=\"67ec6cdb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The <a class=\"hover-email\" style=\"color: #00a3b4\" href=\"https:\/\/esales.compensa.lt\/registracija\/\">esales.compensa.lt<\/a> self-service portal \u2013 for managing policies and claims.<\/p><p>Self-inspection of the car &#8220;E-XPERT&#8221; and online ordering of roadside assistance with map tracking.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1fd79e83 mr-faq-group e-flex e-con-boxed e-con e-parent\" data-id=\"1fd79e83\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-50eba848 elementor-widget elementor-widget-heading\" data-id=\"50eba848\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Frequently asked questions about Compensa<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1d10f9e6 elementor-widget elementor-widget-text-editor\" data-id=\"1d10f9e6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tInformation updated in September 2026. Exact terms are specified in the Compensa insurance rules and the terms of your policy.  \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5a59be36 elementor-widget elementor-widget-n-accordion\" data-id=\"5a59be36\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1510\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-1510\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> How do I report a claim to Compensa? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-down-icon lucide-chevron-down\"><path d=\"m6 9 6 6 6-6\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-right-icon lucide-chevron-right\"><path d=\"m9 18 6-6-6-6\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1510\" class=\"elementor-element elementor-element-210a6a9f e-con-full e-flex e-con e-child\" data-id=\"210a6a9f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-daca78 elementor-widget elementor-widget-text-editor\" data-id=\"daca78\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"qa unrolled\"><div class=\"qa-answer\"><p>Call the short number <a class=\"hover-email\" style=\"color: #00a3b4\" href=\"tel:19111\">19111<\/a> (from abroad: <a class=\"hover-email\" style=\"color: #00a3b4\" href=\"tel:+37052491911\">+370 5 249 1911<\/a>) or report a claim online at <a class=\"hover-email\" style=\"color: #00a3b4\" href=\"https:\/\/www.compensa.lt\/atsitikus-ivykiui\/\">compensa.lt\/atsitikus-ivykiui<\/a> or via the self-service portal <a class=\"hover-email\" style=\"color: #00a3b4\" href=\"https:\/\/esales.compensa.lt\/registracija\/\">esales.compensa.lt<\/a>.<\/p><p>Once the claim has been registered, you will receive an SMS containing the claim number and a description of the next steps.<\/p><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1511\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1511\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> Within what timeframe must Compensa be notified of a traffic accident? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-down-icon lucide-chevron-down\"><path d=\"m6 9 6 6 6-6\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-right-icon lucide-chevron-right\"><path d=\"m9 18 6-6-6-6\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1511\" class=\"elementor-element elementor-element-75ab03b4 e-con-full e-flex e-con e-child\" data-id=\"75ab03b4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-64b7bf25 elementor-widget elementor-widget-text-editor\" data-id=\"64b7bf25\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"qa unrolled\"><div class=\"qa-answer\"><p>Immediately, but no later than 3 working days after the traffic accident. Notification is also required when it is unclear which road user is at fault. <\/p><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1512\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1512\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> What should I do if I paid for medical treatment myself while traveling? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-down-icon lucide-chevron-down\"><path d=\"m6 9 6 6 6-6\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-right-icon lucide-chevron-right\"><path d=\"m9 18 6-6-6-6\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1512\" class=\"elementor-element elementor-element-169a91bc e-con-full e-flex e-con e-child\" data-id=\"169a91bc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7681db1c elementor-widget elementor-widget-text-editor\" data-id=\"7681db1c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"qa unrolled\"><div class=\"qa-answer\"><p>Keep the originals of all documents and report the incident within 7 days of returning to Lithuania \u2013 by calling <a class=\"hover-email\" style=\"color: #00a3b4\" href=\"tel:19111\">19111<\/a> or online.<\/p><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1513\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1513\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> Does Compensa help find a repair shop after a traffic accident? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-down-icon lucide-chevron-down\"><path d=\"m6 9 6 6 6-6\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-right-icon lucide-chevron-right\"><path d=\"m9 18 6-6-6-6\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1513\" class=\"elementor-element elementor-element-df96b7a e-con-full e-flex e-con e-child\" data-id=\"df96b7a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c45a8ba elementor-widget elementor-widget-text-editor\" data-id=\"c45a8ba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"qa unrolled\"><div class=\"qa-answer\"><p>Yes. By calling <a class=\"hover-email\" style=\"color: #00a3b4\" href=\"tel:19111\">19111<\/a>, you can not only report the claim but also\u2014if you wish\u2014immediately book an appointment with a repair shop from Compensa\u2019s list of partners. You will receive updates on the repair progress on your phone.  <\/p><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1514\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1514\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> What is Compensa \"E-XPERT\"? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-down-icon lucide-chevron-down\"><path d=\"m6 9 6 6 6-6\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-right-icon lucide-chevron-right\"><path d=\"m9 18 6-6-6-6\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1514\" class=\"elementor-element elementor-element-6964d696 e-con-full e-flex e-con e-child\" data-id=\"6964d696\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-360d4fa7 elementor-widget elementor-widget-text-editor\" data-id=\"360d4fa7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"qa unrolled\"><div class=\"qa-answer\"><p>This is a self-service vehicle inspection tool. After reporting vehicle damage, you receive a link, mark the damaged parts, and photograph the vehicle according to the instructions; the system then evaluates the photos and documents to calculate the payout. <\/p><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1515\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1515\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> How do I call Compensa roadside assistance? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-down-icon lucide-chevron-down\"><path d=\"m6 9 6 6 6-6\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-right-icon lucide-chevron-right\"><path d=\"m9 18 6-6-6-6\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1515\" class=\"elementor-element elementor-element-51c35bfd e-con-full e-flex e-con e-child\" data-id=\"51c35bfd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-68b75c93 elementor-widget elementor-widget-text-editor\" data-id=\"68b75c93\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"qa unrolled\"><div class=\"qa-answer\"><p>If roadside assistance is included in your policy, you can request it online 24\/7 at <a class=\"hover-email\" style=\"color: #00a3b4\" href=\"https:\/\/www.compensa.lt\/technine-pagalba-kelyje\/\">compensa.lt<\/a>. Upon receiving an SMS, you will be able to see the location of the arriving assistance on a map. <\/p><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1516\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1516\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> Is Compensa Casco suitable for an electric car? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-down-icon lucide-chevron-down\"><path d=\"m6 9 6 6 6-6\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-right-icon lucide-chevron-right\"><path d=\"m9 18 6-6-6-6\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1516\" class=\"elementor-element elementor-element-7b9b66b4 e-con-full e-flex e-con e-child\" data-id=\"7b9b66b4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7ef4a387 elementor-widget elementor-widget-text-editor\" data-id=\"7ef4a387\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"qa unrolled\"><div class=\"qa-answer\"><p>Yes. A replacement electric vehicle is provided while yours is being repaired, and the extended package also covers your home charging station. <\/p><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1517\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"8\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1517\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> Does Compensa travel insurance cover civil liability? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-down-icon lucide-chevron-down\"><path d=\"m6 9 6 6 6-6\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-right-icon lucide-chevron-right\"><path d=\"m9 18 6-6-6-6\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1517\" class=\"elementor-element elementor-element-55da595f e-con-full e-flex e-con e-child\" data-id=\"55da595f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-41ea74e7 elementor-widget elementor-widget-text-editor\" data-id=\"41ea74e7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"qa unrolled\"><div class=\"qa-answer\"><p>Medical expenses are always included, and you can add travel civil liability insurance as an optional extra. It covers damages you accidentally cause to another person&#8217;s health or property while abroad. <\/p><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1518\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"9\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1518\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> How do I terminate or modify a Compensa policy purchased through \"Man ramu\"? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-down-icon lucide-chevron-down\"><path d=\"m6 9 6 6 6-6\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-right-icon lucide-chevron-right\"><path d=\"m9 18 6-6-6-6\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1518\" class=\"elementor-element elementor-element-41057ba7 e-con-full e-flex e-con e-child\" data-id=\"41057ba7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-664216f4 elementor-widget elementor-widget-text-editor\" data-id=\"664216f4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"qa unrolled\"><div class=\"qa-answer\"><p>Contract amendments and terminations are administered by Compensa, so please contact them directly at <a class=\"hover-email\" style=\"color: #00a3b4\" href=\"mailto:info@compensa.lt\">info@compensa.lt<\/a>, <a class=\"hover-email\" style=\"color: #00a3b4\" href=\"tel:19111\">19111<\/a>, or via the self-service portal.<\/p><p>Upon termination of the contract, the unused portion of the premium is refunded in accordance with the insurance rules.<\/p><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1519\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"10\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1519\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> How quickly will I receive the Compensa policy purchased through \"Man ramu\"? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-down-icon lucide-chevron-down\"><path d=\"m6 9 6 6 6-6\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-right-icon lucide-chevron-right\"><path d=\"m9 18 6-6-6-6\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1519\" class=\"elementor-element elementor-element-165316c0 e-con-full e-flex e-con e-child\" data-id=\"165316c0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-15dc0c11 elementor-widget elementor-widget-text-editor\" data-id=\"15dc0c11\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"qa unrolled\"><div class=\"qa-answer\"><p>The policy is sent via email immediately after payment. <\/p><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-15110\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"11\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-15110\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> Can I compare the Compensa offer with those of other insurers? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-down-icon lucide-chevron-down\"><path d=\"m6 9 6 6 6-6\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-right-icon lucide-chevron-right\"><path d=\"m9 18 6-6-6-6\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-15110\" class=\"elementor-element elementor-element-1918881d e-con-full e-flex e-con e-child\" data-id=\"1918881d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-41a75140 elementor-widget elementor-widget-text-editor\" data-id=\"41a75140\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"qa unrolled\"><div class=\"qa-answer\"><p>Yes. In the \u201cMan ramu\u201d calculators, you will see Compensa\u2019s offer alongside offers from other partners\u2014such as Balcia, BTA, ERGO, Lietuvos draudimas, and others. <\/p><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"How do I report a claim to Compensa?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Call the short number 19111 (from abroad: +370 5 249 1911) or report a claim online at compensa.lt\\\/atsitikus-ivykiui or via the self-service portal esales.compensa.lt.Once the claim has been registered, you will receive an SMS containing the claim number and a description of the next steps.\"}},{\"@type\":\"Question\",\"name\":\"Within what timeframe must Compensa be notified of a traffic accident?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Immediately, but no later than 3 working days after the traffic accident. Notification is also required when it is unclear which road user is at fault.\"}},{\"@type\":\"Question\",\"name\":\"What should I do if I paid for medical treatment myself while traveling?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Keep the originals of all documents and report the incident within 7 days of returning to Lithuania \\u2013 by calling 19111 or online.\"}},{\"@type\":\"Question\",\"name\":\"Does Compensa help find a repair shop after a traffic accident?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes. By calling 19111, you can not only report the claim but also\\u2014if you wish\\u2014immediately book an appointment with a repair shop from Compensa\\u2019s list of partners. You will receive updates on the repair progress on your phone.\"}},{\"@type\":\"Question\",\"name\":\"What is Compensa \\\"E-XPERT\\\"?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"This is a self-service vehicle inspection tool. After reporting vehicle damage, you receive a link, mark the damaged parts, and photograph the vehicle according to the instructions; the system then evaluates the photos and documents to calculate the payout.\"}},{\"@type\":\"Question\",\"name\":\"How do I call Compensa roadside assistance?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"If roadside assistance is included in your policy, you can request it online 24\\\/7 at compensa.lt. Upon receiving an SMS, you will be able to see the location of the arriving assistance on a map.\"}},{\"@type\":\"Question\",\"name\":\"Is Compensa Casco suitable for an electric car?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes. A replacement electric vehicle is provided while yours is being repaired, and the extended package also covers your home charging station.\"}},{\"@type\":\"Question\",\"name\":\"Does Compensa travel insurance cover civil liability?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Medical expenses are always included, and you can add travel civil liability insurance as an optional extra. It covers damages you accidentally cause to another person&#8217;s health or property while abroad.\"}},{\"@type\":\"Question\",\"name\":\"How do I terminate or modify a Compensa policy purchased through \\\"Man ramu\\\"?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Contract amendments and terminations are administered by Compensa, so please contact them directly at info@compensa.lt, 19111, or via the self-service portal.Upon termination of the contract, the unused portion of the premium is refunded in accordance with the insurance rules.\"}},{\"@type\":\"Question\",\"name\":\"How quickly will I receive the Compensa policy purchased through \\\"Man ramu\\\"?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The policy is sent via email immediately after payment.\"}},{\"@type\":\"Question\",\"name\":\"Can I compare the Compensa offer with those of other insurers?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes. In the \\u201cMan ramu\\u201d calculators, you will see Compensa\\u2019s offer alongside offers from other partners\\u2014such as Balcia, BTA, ERGO, Lietuvos draudimas, and others.\"}}]}<\/script>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1c49205 mr-object-page-final-choice e-flex e-con-boxed e-con e-parent\" data-id=\"1c49205\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3f12638a elementor-widget elementor-widget-heading\" data-id=\"3f12638a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Compare Compensa's offer with those of other insurers.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2be14bfd elementor-widget elementor-widget-text-editor\" data-id=\"2be14bfd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Enter your details, and the calculator will display offers from Compensa and other &#8220;Man ramu&#8221; partners in one place.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-165cb986 e-grid e-con-full e-con e-child\" data-id=\"165cb986\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-82621c5 e-con-full e-flex e-con e-child\" data-id=\"82621c5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-503c45fa elementor-widget elementor-widget-heading\" data-id=\"503c45fa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">For the car<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2a30e19c elementor-widget elementor-widget-text-editor\" data-id=\"2a30e19c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Mandatory and Casco insurance \u2013 compare prices and terms.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-70ca5140 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"70ca5140\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/app.manramu.lt\/motor\/?lng=en\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Calculate the MTPL insurance<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-44bd6bc6 e-con-full e-flex e-con e-child\" data-id=\"44bd6bc6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8cb1a42 elementor-widget elementor-widget-heading\" data-id=\"8cb1a42\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">For travel<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d8a6559 elementor-widget elementor-widget-text-editor\" data-id=\"7d8a6559\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Medical expenses are always included; civil liability, accidents, and baggage are covered additionally.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-28c9c1bc elementor-align-center elementor-widget elementor-widget-button\" data-id=\"28c9c1bc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/app.manramu.lt\/travel\/?lng=en\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Calculate travel insurance<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4e8f80f4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4e8f80f4\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-68665854\" data-id=\"68665854\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-44b386aa elementor-widget elementor-widget-heading\" data-id=\"44b386aa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">\"Man ramu\" partners<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-664360f1 elementor-widget elementor-widget-ucaddon_logo_grid\" data-id=\"664360f1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ucaddon_logo_grid.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<!-- start Logo Grid -->\n<style>\/* widget: Logo Grid 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>\n\t\t   <div class=\"logo-grid-item elementor-animation-float\" >\n   \n\t<a href=\"https&#x3A;&#x2F;&#x2F;manramu.lt&#x2F;en&#x2F;balcia-insurance&#x2F;\" > \n\t\n  \n    <img decoding=\"async\" src=\"https:\/\/manramu.lt\/wp-content\/uploads\/2026\/09\/Balcia-logo.svg\" title=\"Balcia\"  src=\"https:\/\/manramu.lt\/wp-content\/uploads\/2026\/09\/Balcia-logo.svg\" alt=\"Balcia-logo\" width=\"167\" height=\"58\">\n      \t\n      \n  <\/a>\n  \t\n<\/div>\n<div class=\"logo-grid-item elementor-animation-float\" >\n   \n\t<a href=\"https&#x3A;&#x2F;&#x2F;manramu.lt&#x2F;en&#x2F;ergo-insurance&#x2F;\" > \n\t\n  \n    <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/manramu.lt\/wp-content\/uploads\/2026\/09\/ERGO-logo.svg\" title=\"Ergo\"  src=\"https:\/\/manramu.lt\/wp-content\/uploads\/2026\/09\/ERGO-logo.svg\" alt=\"ERGO-logo\" width=\"167\" height=\"58\">\n      \t\n      \n  <\/a>\n  \t\n<\/div>\n<div class=\"logo-grid-item elementor-animation-float\" >\n   \n\t<a href=\"https&#x3A;&#x2F;&#x2F;manramu.lt&#x2F;en&#x2F;compensa-insurance&#x2F;\" > \n\t\n  \n    <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/manramu.lt\/wp-content\/uploads\/2026\/09\/Compensa-logo.svg\" title=\"Compensa\"  src=\"https:\/\/manramu.lt\/wp-content\/uploads\/2026\/09\/Compensa-logo.svg\" alt=\"Compensa-logo\" width=\"142\" height=\"38\">\n      \t\n      \n  <\/a>\n  \t\n<\/div>\n\n    <\/div>\n<!-- end Logo Grid -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3e5a9f01 elementor-widget elementor-widget-ucaddon_logo_grid\" data-id=\"3e5a9f01\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ucaddon_logo_grid.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<!-- start Logo Grid -->\n<style>\/* widget: Logo Grid *\/\n\n#uc_logo_grid_elementor_3e5a9f01 {\n  display: grid;\n}\n#uc_logo_grid_elementor_3e5a9f01 .ue-logo-title\n{\n  width:100%;\n  position:absolute;\n  bottom:0;\n  text-align:center;\n  left:0;\n}\n\n#uc_logo_grid_elementor_3e5a9f01 div.logo-grid-item\n{\ntext-align:center;\ndisplay:flex;\nflex-direction:column;\njustify-content:center;\nalign-items:center;\noverflow:hidden;\n  position:relative;\n  transition:0.3s;\n\n}\n\n#uc_logo_grid_elementor_3e5a9f01 div.logo-grid-item img\n{\nwidth:100%;\n  object-fit: contain;\n  display:block;\n  mix-blend-mode: normal;\n  position:absolute;\n  top:0;\n  left:0;\n  right:0;\n  bottom:0;\n  height:100%;\n  transition:0.3s;\n}\n\n\n\n#uc_logo_grid_elementor_3e5a9f01 a\n{\n  display:block;\n  position:absolute;\n  top:0;\n  left:0;\n  right:0;\n  bottom:0;\n  cursor:pointer;\n  display:flex;\njustify-content:center;\nalign-items:center;\n}\n\n<\/style>\n\n<div id=\"uc_logo_grid_elementor_3e5a9f01\" class=\"ue-logo-grid uc-items-wrapper \" >\n\t\t   <div class=\"logo-grid-item elementor-animation-float\" >\n   \n\t<a href=\"https&#x3A;&#x2F;&#x2F;manramu.lt&#x2F;en&#x2F;bunda-insurance&#x2F;\" > \n\t\n  \n    <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/manramu.lt\/wp-content\/uploads\/2026\/09\/Bunda.svg\" title=\"Bunda logo\"  src=\"https:\/\/manramu.lt\/wp-content\/uploads\/2026\/09\/Bunda.svg\" alt=\"Bunda\" width=\"201\" height=\"66\">\n      \t\n      \n  <\/a>\n  \t\n<\/div>\n<div class=\"logo-grid-item elementor-animation-float\" >\n   \n\t<a href=\"https&#x3A;&#x2F;&#x2F;manramu.lt&#x2F;en&#x2F;bta-insurance&#x2F;\" > \n\t\n  \n    <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/manramu.lt\/wp-content\/uploads\/2026\/09\/BTA-logo-1.svg\" title=\"BTA\"  src=\"https:\/\/manramu.lt\/wp-content\/uploads\/2026\/09\/BTA-logo-1.svg\" alt=\"BTA-logo\" width=\"167\" height=\"58\">\n      \t\n      \n  <\/a>\n  \t\n<\/div>\n<div class=\"logo-grid-item elementor-animation-float\" >\n   \n\t<a href=\"https&#x3A;&#x2F;&#x2F;manramu.lt&#x2F;en&#x2F;lietuvos-draudimas&#x2F;\" > \n\t\n  \n    <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/manramu.lt\/wp-content\/uploads\/2026\/09\/LietuvosDraudimas-logo.svg\" title=\"Lietuvos draudimas\"  src=\"https:\/\/manramu.lt\/wp-content\/uploads\/2026\/09\/LietuvosDraudimas-logo.svg\" alt=\"LietuvosDraudimas-logo\" width=\"100\" height=\"59\">\n      \t\n      \n  <\/a>\n  \t\n<\/div>\n\n    <\/div>\n<!-- end Logo Grid -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Compensa insurance Compensa (ADB Compensa Vienna Insurance Group) is a Lithuanian insurance company belonging to the Austrian Vienna Insurance Group (VIG). Through &#8220;Man ramu,&#8221; you can compare and purchase Compensa\u2019s compulsory, Casco, and travel insurance online. In the event of a loss, or regarding changes to or termination of the contract, please contact Compensa directly [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":4658,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-2983","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Compensa insurance | Man ramu insurance platform<\/title>\n<meta name=\"description\" content=\"Compensa Insurance. 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