{"id":3020,"date":"2025-03-28T14:06:59","date_gmt":"2025-03-28T12:06:59","guid":{"rendered":"https:\/\/manramu.lt\/ergo-insurance\/"},"modified":"2026-09-27T21:11:25","modified_gmt":"2026-09-27T18:11:25","slug":"ergo-insurance","status":"publish","type":"page","link":"https:\/\/manramu.lt\/en\/ergo-insurance\/","title":{"rendered":"Ergo insurance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"3020\" class=\"elementor elementor-3020 elementor-962\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3b49761a elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"3b49761a\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1e22ec72\" data-id=\"1e22ec72\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-98588ac elementor-widget__width-auto elementor-absolute e-transform elementor-widget elementor-widget-image\" data-id=\"98588ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;,&quot;_transform_rotateZ_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-138,&quot;sizes&quot;:[]},&quot;_transform_rotateZ_effect_tablet&quot;:{&quot;unit&quot;:&quot;deg&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_rotateZ_effect_mobile&quot;:{&quot;unit&quot;:&quot;deg&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"501\" height=\"477\" src=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/07\/bubble-one.png\" class=\"attachment-large size-large wp-image-4979\" alt=\"\" srcset=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/07\/bubble-one.png.webp 501w, https:\/\/manramu.lt\/wp-content\/uploads\/2025\/07\/bubble-one-300x286.png.webp 300w, https:\/\/manramu.lt\/wp-content\/uploads\/2025\/07\/bubble-one-24x24.png.webp 24w, https:\/\/manramu.lt\/wp-content\/uploads\/2025\/07\/bubble-one-36x34.png.webp 36w, https:\/\/manramu.lt\/wp-content\/uploads\/2025\/07\/bubble-one-48x46.png.webp 48w\" sizes=\"(max-width: 501px) 100vw, 501px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-63df19bc elementor-widget__width-auto elementor-absolute elementor-hidden-mobile elementor-widget elementor-widget-image\" data-id=\"63df19bc\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"501\" height=\"477\" src=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/07\/bubble-one.png\" class=\"attachment-large size-large wp-image-4979\" alt=\"\" srcset=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/07\/bubble-one.png.webp 501w, https:\/\/manramu.lt\/wp-content\/uploads\/2025\/07\/bubble-one-300x286.png.webp 300w, https:\/\/manramu.lt\/wp-content\/uploads\/2025\/07\/bubble-one-24x24.png.webp 24w, https:\/\/manramu.lt\/wp-content\/uploads\/2025\/07\/bubble-one-36x34.png.webp 36w, https:\/\/manramu.lt\/wp-content\/uploads\/2025\/07\/bubble-one-48x46.png.webp 48w\" sizes=\"(max-width: 501px) 100vw, 501px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-5a9eec5d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5a9eec5d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-7d06122c\" data-id=\"7d06122c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2249dd82 elementor-widget elementor-widget-heading\" data-id=\"2249dd82\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">ERGO insurance<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-12042155 elementor-widget elementor-widget-text-editor\" data-id=\"12042155\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>ERGO<\/strong> (ERGO Insurance SE Lithuania Branch) is an insurance company belonging to the Munich Re Group that has been operating in Lithuania for over 30 years. Through &#8220;Man ramu,&#8221; you can compare and purchase ERGO\u2019s compulsory, Casco, and travel insurance online. <\/p><p>In the event of a loss, or regarding changes to or termination of the contract, please contact ERGO directly \u2013 you will find the contact details below.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-643bd2dc elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"643bd2dc\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-65e38fe8\" data-id=\"65e38fe8\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-56b91b29 elementor-widget elementor-widget-image\" data-id=\"56b91b29\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"86\" height=\"26\" src=\"https:\/\/manramu.lt\/wp-content\/uploads\/2026\/09\/ERGO-logo-1.svg\" class=\"attachment-large size-large wp-image-10672\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7bf53805 elementor-widget elementor-widget-heading\" data-id=\"7bf53805\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">ERGO Insurance SE Lithuanian branch<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-57a0db04 elementor-widget elementor-widget-text-editor\" data-id=\"57a0db04\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Lvivo g. 37, LT-09307 Vilnius<br\/>Tel.: 1887, +370 5 2 683 222<br\/>El. pa\u0161tas: <span style=\"color: #00a3b4;\"><span class=\"app-inline-link type--default\" tabindex=\"0\"><a class=\"hover-email\" style=\"color: #00a3b4;\" href=\"mailto:info@ergo.lt\">info@ergo.lt<\/a><\/span><\/span><br\/>  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-96b49b mr-grouped-content-card-grid e-flex e-con-boxed e-con e-parent\" data-id=\"96b49b\" data-element_type=\"container\" data-e-type=\"container\" id=\"zalos\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-cb5625 e-flex e-con-boxed e-con e-child\" data-id=\"cb5625\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-709cf3e5 elementor-widget elementor-widget-heading\" data-id=\"709cf3e5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">In the event of a loss, contact ERGO directly.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1529b2f6 elementor-widget elementor-widget-text-editor\" data-id=\"1529b2f6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>ERGO registers, assesses, and settles claims. The most convenient way to register a claim is via the ERGO self-service portal &#8220;<a class=\"hover-email\" style=\"color: #00a3b4;\" href=\"https:\/\/mano.ergo.lt\/lt\/prisijungti\/\">Mano ERGO<\/a>&#8221; or at <a class=\"hover-email\" style=\"color: #00a3b4;\" href=\"https:\/\/ergo.lt\/zalos\">ergo.lt\/zalos<\/a> \u2013 these services are available 24\/7. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2b2b43b9 e-grid mr-content-subsection-grid e-con-boxed e-con e-child\" data-id=\"2b2b43b9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-2401be4f e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"2401be4f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-68694ccc elementor-widget elementor-widget-heading\" data-id=\"68694ccc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Vehicle claim (MTPL and Casco)<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d69c7b2 elementor-widget elementor-widget-text-editor\" data-id=\"7d69c7b2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Register online at <a class=\"hover-email\" style=\"color: #00a3b4;\" href=\"https:\/\/ergo.lt\/zalos\">ergo.lt\/zalos<\/a> or call <a class=\"hover-email\" style=\"color: #00a3b4;\" href=\"tel:1887\">1887<\/a> (from abroad: <a class=\"hover-email\" style=\"color: #00a3b4;\" href=\"tel:+37052683222\">+370 5 268 322<\/a>2).<\/p><p>Please send additional claim documents to <a class=\"hover-email\" style=\"color: #00a3b4;\" href=\"mailto:zalos@ergo.lt\">zalos@ergo.lt<\/a>. In the event of a traffic accident abroad, it must be reported on the spot. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6015d8d0 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"6015d8d0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/ergo.lt\/zalos\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Report a claim<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5dc60b5b e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"5dc60b5b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-50e5ec77 elementor-widget elementor-widget-heading\" data-id=\"50e5ec77\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Travel-related losses and assistance abroad<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3df06328 elementor-widget elementor-widget-text-editor\" data-id=\"3df06328\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>If you need medical assistance abroad, call ERGO\u2019s partner Euroasista 24\/7 at <a class=\"hover-email\" style=\"color: #00a3b4;\" href=\"tel:+37052322944\">+370 5 232 2944 <\/a>or email <a class=\"hover-email\" style=\"color: #00a3b4;\" href=\"mailto:claims@euroasista.lt\">claims@euroasista.lt<\/a>.<\/p><p>On business days, you can also contact ERGO at <a class=\"hover-email\" style=\"color: #00a3b4;\" href=\"tel:+37052683222\">+370 5 268 3222<\/a>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-16aad7ca elementor-align-center elementor-widget elementor-widget-button\" data-id=\"16aad7ca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"tel:+37052322944\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Call Euroasista<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7e0614e0 e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"7e0614e0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3e998c39 elementor-widget elementor-widget-heading\" data-id=\"3e998c39\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Damage to the home<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-52adc17f elementor-widget elementor-widget-text-editor\" data-id=\"52adc17f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Report the incident immediately (within 24 hours) orally, and within 3 calendar days &#8211; in writing, online at <a class=\"hover-email\" style=\"color: #00a3b4;\" href=\"https:\/\/ergo.lt\/zalos\">ergo.lt\/zalos<\/a> or <a class=\"hover-email\" style=\"color: #00a3b4;\" href=\"tel:1887\">1887<\/a>.<\/p><p>If your policy includes home assistance, call <a class=\"hover-email\" style=\"color: #00a3b4;\" href=\"tel:1887\">1887<\/a> and select Road and Home Assistance.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-65a06c6b elementor-align-center elementor-widget elementor-widget-button\" data-id=\"65a06c6b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/ergo.lt\/zalos\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Report housing damage<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-789dcbc8 e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"789dcbc8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3fa7a7ea elementor-widget elementor-widget-heading\" data-id=\"3fa7a7ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Amendment and Termination of the Agreement<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-71c16a62 elementor-widget elementor-widget-text-editor\" data-id=\"71c16a62\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>You can change the contract details or terminate the contract only through ERGO: <a class=\"hover-email\" style=\"color: #00a3b4;\" href=\"mailto:info@ergo.lt\">info@ergo.lt<\/a>, <a class=\"hover-email\" style=\"color: #00a3b4;\" href=\"tel:1887\">1887<\/a>.<\/p><p>Information on contract cancellation is available on the <a class=\"hover-email\" style=\"color: #00a3b4;\" href=\"https:\/\/ergo.lt\/teisine-informacija\/pranesimas-apie-draudimo-sutarties-atsisakyma\">ERGO website<\/a>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2dd13082 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"2dd13082\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"mailto:info@ergo.lt\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Write to ERGO<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1ee5d299 e-flex e-con-boxed e-con e-child\" data-id=\"1ee5d299\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6376d57c elementor-widget elementor-widget-text-editor\" data-id=\"6376d57c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>&#8220;Man ramu&#8221; helps you compare and purchase an ERGO policy. If any issues arise regarding a policy purchased through &#8220;Man ramu,&#8221; please contact us. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1de4748c elementor-align-center elementor-widget elementor-widget-button\" data-id=\"1de4748c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"mailto:info@manramu.lt?subject=ERGO%20polisas\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Write to \u201eMan ramu\u201c<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5cf71fb2 mr-grouped-content-card-grid e-flex e-con-boxed e-con e-parent\" data-id=\"5cf71fb2\" data-element_type=\"container\" data-e-type=\"container\" id=\"produktai\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-b5fd867 e-flex e-con-boxed e-con e-child\" data-id=\"b5fd867\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5a2b9608 elementor-widget elementor-widget-heading\" data-id=\"5a2b9608\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">ERGO Insurance via \"Man ramu\"<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1b869350 elementor-widget elementor-widget-text-editor\" data-id=\"1b869350\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>You can compare these ERGO insurance products with offers from other &#8220;Man ramu&#8221; partners and purchase them online.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-77a67a12 e-grid mr-content-subsection-grid e-con-boxed e-con e-child\" data-id=\"77a67a12\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-d762308 e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"d762308\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4a50e0b9 elementor-widget elementor-widget-heading\" data-id=\"4a50e0b9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Compulsory MTPL insurance<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3af5971 elementor-widget elementor-widget-text-editor\" data-id=\"3af5971\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Compare the price of ERGO compulsory insurance with other insurers and purchase a policy online.<\/p><p>The policy is valid throughout the EEA and Green Card countries. In more detail &#8211;<a class=\"hover-email\" style=\"color: #00a3b4;\" href=\"https:\/\/manramu.lt\/en\/compulsory-mtpl-insurance\/\"> compulsory insurance.<\/a> <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-24d8dad8 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"24d8dad8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/app.manramu.lt\/motor\/?lng=en\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Calculate the MTPL insurance<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5659103a e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"5659103a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-599411e2 elementor-widget elementor-widget-heading\" data-id=\"599411e2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Casco insurance<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2aad0dac elementor-widget elementor-widget-text-editor\" data-id=\"2aad0dac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>ERGO Casco insurance is valid across geographical Europe (excluding Russia and Belarus) and covers tire damage as well as collisions with animals.<\/p><p>A deductible usually does not apply to glass repair. Read more \u2013 <a class=\"hover-email\" style=\"color: #00a3b4;\" href=\"https:\/\/manramu.lt\/en\/casco-insurance\/\">Casco insurance<\/a>. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6fa24804 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"6fa24804\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/app.manramu.lt\/casco\/?lng=en\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Calculate Casco insurance premium<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1f8e1ceb e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"1f8e1ceb\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-665cbb34 elementor-widget elementor-widget-heading\" data-id=\"665cbb34\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Travel insurance<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7a5efd9a elementor-widget elementor-widget-text-editor\" data-id=\"7a5efd9a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Medical expenses abroad and<strong> travel civil liabilit<\/strong>y \u2013 in case you accidentally cause harm to another person&#8217;s health or property.<\/p><p>Assistance abroad is provided around the clock through ERGO\u2019s partner, Euroasista. Read more under <a class=\"hover-email\" style=\"color: #00a3b4;\" href=\"https:\/\/manramu.lt\/en\/travel-insurance\/\">travel insurance<\/a>. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a039c0b elementor-align-center elementor-widget elementor-widget-button\" data-id=\"6a039c0b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/app.manramu.lt\/travel\/?lng=en\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Calculate travel insurance<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1f65b94 e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"1f65b94\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-754d8df3 elementor-widget elementor-widget-heading\" data-id=\"754d8df3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Home insurance<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-643ffb5a elementor-widget elementor-widget-text-editor\" data-id=\"643ffb5a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>We will prepare a personalized ERGO home and property insurance offer and compare it with those of other insurers.<\/p><p>Read more about <a class=\"hover-email\" style=\"color: #00a3b4;\" href=\"https:\/\/manramu.lt\/en\/home-insurance\/\">home insurance<\/a>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6b435a73 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"6b435a73\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/manramu.lt\/en\/home-insurance\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get a quote<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2fde0ae mr-grouped-content-card-grid e-flex e-con-boxed e-con e-parent\" data-id=\"2fde0ae\" data-element_type=\"container\" data-e-type=\"container\" id=\"kasko\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-45a1f7c e-flex e-con-boxed e-con e-child\" data-id=\"45a1f7c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-748a3e1b elementor-widget elementor-widget-heading\" data-id=\"748a3e1b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">ERGO Casco: key terms and conditions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3e7dec6c elementor-widget elementor-widget-text-editor\" data-id=\"3e7dec6c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Briefly about what makes ERGO Kasko stand out. You can find a comparison with other insurers on the <a class=\"hover-email\" style=\"color: #00a3b4;\" href=\"https:\/\/manramu.lt\/en\/casco-insurance\/\">Casco insurance<\/a> page. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6ca3feec e-grid mr-content-subsection-grid e-con-boxed e-con e-child\" data-id=\"6ca3feec\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-57d71ca5 e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"57d71ca5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3d8a1d8f elementor-widget elementor-widget-heading\" data-id=\"3d8a1d8f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Territorial scope of validity<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1cd3c8a9 elementor-widget elementor-widget-text-editor\" data-id=\"1cd3c8a9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Unless otherwise provided in the contract \u2013 geographical Europe, excluding Russia and Belarus.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-683a4551 e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"683a4551\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-eb49e97 elementor-widget elementor-widget-heading\" data-id=\"eb49e97\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Glass and deductible<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-746faaee elementor-widget elementor-widget-text-editor\" data-id=\"746faaee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The deduction is usually not applicable to glass repairs, the deduction provided for in the contract is applied to replacement.<\/p><p>Collision with a wild animal or domestic animal is covered by the Casco policy.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6cb2c539 e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"6cb2c539\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-619f5765 elementor-widget elementor-widget-heading\" data-id=\"619f5765\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Tires and equipment<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1f8aa3d8 elementor-widget elementor-widget-text-editor\" data-id=\"1f8aa3d8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Casco insurance covers damage to tires.<\/p><p>Stationary installed non-factory equipment is insured up to \u20ac600 as a standard, more expensive equipment should be additionally insured.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-14cf32f e-flex e-con-boxed e-con e-child\" data-id=\"14cf32f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-22d885de elementor-widget elementor-widget-text-editor\" data-id=\"22d885de\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The exact terms depend on the selected option and are specified in the offer and the insurance certificate.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-37aad74 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"37aad74\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/app.manramu.lt\/casco\/?lng=en\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Calculate ERGO Casco price<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6b412dac mr-grouped-content-card-grid e-flex e-con-boxed e-con e-parent\" data-id=\"6b412dac\" data-element_type=\"container\" data-e-type=\"container\" id=\"dokumentai\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7aeb9d72 e-flex e-con-boxed e-con e-child\" data-id=\"7aeb9d72\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-32e40789 elementor-widget elementor-widget-heading\" data-id=\"32e40789\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">ERGO insurance documents<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-24cdb8ad elementor-widget elementor-widget-text-editor\" data-id=\"24cdb8ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>ERGO insurance terms and conditions and information documents, grouped by product. Please review the terms and policy conditions before concluding a contract. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-26535a5f e-grid mr-content-subsection-grid e-con-boxed e-con e-child\" data-id=\"26535a5f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-626fdc19 e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"626fdc19\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1930a464 elementor-widget elementor-widget-heading\" data-id=\"1930a464\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Compulsory MTPL insurance<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7b31d058 elementor-widget elementor-widget-text-editor\" data-id=\"7b31d058\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><a class=\"hover-email\" style=\"color: #00a3b4;\" href=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/05\/Ergo-MTPL-IPID_DPID_LT_TP-CA_2024.08.14.pdf\">Mandatory insurance information document<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-45f221f2 e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"45f221f2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2a84fce5 elementor-widget elementor-widget-heading\" data-id=\"2a84fce5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Casco insurance<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4d7c8846 elementor-widget elementor-widget-text-editor\" data-id=\"4d7c8846\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><a class=\"hover-email\" style=\"color: #00a3b4;\" href=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/08\/ERGO-Kasko-transporto-priemoniu-draudimo-taisykles-Nr.-030-nuo-2025-05-01.pdf\">Casco Insurance Terms and Conditions No. 030 (effective from 1 May 2025)<\/a><\/p><p><a class=\"hover-email\" style=\"color: #00a3b4;\" href=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/08\/Ergo-Kasko-_DPID_LT_Kasko.pdf\">Casco insurance information document<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2cb4c4ee e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"2cb4c4ee\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1919d835 elementor-widget elementor-widget-heading\" data-id=\"1919d835\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Travel insurance<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2dcc72a7 elementor-widget elementor-widget-text-editor\" data-id=\"2dcc72a7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><a class=\"hover-email\" style=\"color: #00a3b4;\" href=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/05\/Ergo-Kelioniu-draudimo-taisykles-Nr.-028-galioja-nuo-2022-07-15.pdf\">Travel Insurance Terms and Conditions No. 028<\/a><\/p><p><a class=\"hover-email\" style=\"color: #00a3b4;\" href=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/05\/Ergo_DPID_LT_Kelioniu_2024.08.14.pdf\">Travel Insurance Information Document<\/a><\/p><p><a class=\"hover-email\" style=\"color: #00a3b4;\" href=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/05\/Ergo-Kelioniu-pranesimas-apie-liga-ar-trauma.pdf\">Notification of illness or injury during a trip<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-36818ee2 mr-grouped-content-card-grid e-flex e-con-boxed e-con e-parent\" data-id=\"36818ee2\" data-element_type=\"container\" data-e-type=\"container\" id=\"apie\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-139be748 e-flex e-con-boxed e-con e-child\" data-id=\"139be748\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-75fce767 elementor-widget elementor-widget-heading\" data-id=\"75fce767\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">About ERGO<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ee94f1d elementor-widget elementor-widget-text-editor\" data-id=\"5ee94f1d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>ERGO operates in Lithuania through the Lithuanian branch of ERGO Insurance SE. ERGO Group is part of Munich Re, one of the world&#8217;s largest insurance and reinsurance groups. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1e7d67cf e-grid mr-content-subsection-grid e-con-boxed e-con e-child\" data-id=\"1e7d67cf\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4604a162 e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"4604a162\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3d4bdb57 elementor-widget elementor-widget-heading\" data-id=\"3d4bdb57\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Company Details<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-56e0095d elementor-widget elementor-widget-text-editor\" data-id=\"56e0095d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>ERGO Insurance SE Lithuanian branch<\/p><p>Company code 302912288<\/p><p>Lvivo st. 37, LT-09307 Vilnius <\/p><p>Tel. <a class=\"hover-email\" style=\"color: #00a3b4;\" href=\"tel:1887\">1887<\/a>, <a class=\"hover-email\" style=\"color: #00a3b4;\" href=\"tel:+37052683222\">+370 5 268 3222<\/a><\/p><p>Email <a class=\"hover-email\" style=\"color: #00a3b4;\" href=\"mailto:info@ergo.lt\">info@ergo.lt<\/a> <\/p><p><a class=\"hover-email\" style=\"color: #00a3b4;\" href=\"https:\/\/ergo.lt\">www.ergo.lt<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-453b85e3 e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"453b85e3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-38f2099f elementor-widget elementor-widget-heading\" data-id=\"38f2099f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">ERGO and Gjensidige<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1c92a543 elementor-widget elementor-widget-text-editor\" data-id=\"1c92a543\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>In January 2026, ERGO completed the acquisition of ADB Gjensidige in the Baltic states. This strengthened ERGO\u2019s position as the third-largest insurance company in the region by premiums.  <\/p><p>By the end of 2026, the companies are being merged, and the Gjensidige brand in the Baltic states is being replaced by ERGO. Operations in Lithuania are continuing through the ERGO branch in Lithuania.  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9e81248 e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"9e81248\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-25695cdf elementor-widget elementor-widget-heading\" data-id=\"25695cdf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Digital services<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5dc73cab elementor-widget elementor-widget-text-editor\" data-id=\"5dc73cab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Claims and contracts can be managed via the &#8220;Mano ERGO&#8221; self-service portal and the mobile app.<\/p><p>ERGO allows you to submit photos of the car for Casco insurance via the &#8220;CamCom&#8221; tool.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-562533e9 mr-faq-group e-flex e-con-boxed e-con e-parent\" data-id=\"562533e9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-74fe1fe5 elementor-widget elementor-widget-heading\" data-id=\"74fe1fe5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Frequently Asked Questions about ERGO<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-210d4851 elementor-widget elementor-widget-text-editor\" data-id=\"210d4851\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tInformation updated in September 2026.  The exact terms and conditions are specified in the ERGO insurance rules and the terms of your policy.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-444f9ede elementor-widget elementor-widget-n-accordion\" data-id=\"444f9ede\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1140\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-1140\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> How do I report a claim to ERGO? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-down-icon lucide-chevron-down\"><path d=\"m6 9 6 6 6-6\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-right-icon lucide-chevron-right\"><path d=\"m9 18 6-6-6-6\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1140\" class=\"elementor-element elementor-element-636e2246 e-con-full e-flex e-con e-child\" data-id=\"636e2246\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7d736ea elementor-widget elementor-widget-text-editor\" data-id=\"7d736ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"qa unrolled\"><div class=\"qa-answer\"><p>The most convenient option is the ERGO self-service portal &#8220;<a class=\"hover-email\" style=\"color: #00a3b4;\" href=\"https:\/\/mano.ergo.lt\/lt\/prisijungti\/\">Mano ERGO<\/a>&#8221; or <a class=\"hover-email\" style=\"color: #00a3b4;\" href=\"https:\/\/ergo.lt\/zalos\">ergo.lt\/zalos<\/a>, both of which are available 24\/7.<\/p><p>If you need assistance registering the incident, please call <a class=\"hover-email\" style=\"color: #00a3b4;\" href=\"tel:1887\">1887<\/a> (Mon\u2013Fri 8:00\u201313:00). You can send documents to <a class=\"hover-email\" style=\"color: #00a3b4;\" href=\"mailto:zalos@ergo.lt\">zalos@ergo.lt<\/a>. <\/p><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1141\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1141\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> What number should I call to reach ERGO from abroad? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-down-icon lucide-chevron-down\"><path d=\"m6 9 6 6 6-6\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-right-icon lucide-chevron-right\"><path d=\"m9 18 6-6-6-6\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1141\" class=\"elementor-element elementor-element-35093859 e-con-full e-flex e-con e-child\" data-id=\"35093859\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cb1958a elementor-widget elementor-widget-text-editor\" data-id=\"cb1958a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"qa unrolled\"><div class=\"qa-answer\"><p>If calling from abroad, dial <a class=\"hover-email\" style=\"color: #00a3b4;\" href=\"tel:+37052683222\">+370 5 268 3222<\/a>. For medical assistance while traveling, ERGO partner Euroasista is available 24\/7 at <a class=\"hover-email\" style=\"color: #00a3b4;\" href=\"tel:+37052322944\">+370 5 232 2944<\/a>. <\/p><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1142\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1142\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> What should you do if you need a doctor while traveling? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-down-icon lucide-chevron-down\"><path d=\"m6 9 6 6 6-6\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-right-icon lucide-chevron-right\"><path d=\"m9 18 6-6-6-6\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1142\" class=\"elementor-element elementor-element-52635da9 e-con-full e-flex e-con e-child\" data-id=\"52635da9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-aa7cb62 elementor-widget elementor-widget-text-editor\" data-id=\"aa7cb62\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"qa unrolled\"><div class=\"qa-answer\"><p>Contact ERGO\u2019s claims assistance partner, Euroasista, at <a class=\"hover-email\" style=\"color: #00a3b4;\" href=\"tel:+37052322944\">+370 5 232 2944<\/a> or <a class=\"hover-email\" style=\"color: #00a3b4;\" href=\"mailto:claims@euroasista.lt\">claims@euroasista.lt<\/a> \u2013 they are available 24 hours a day.<\/p><p>On the ERGO website, you will also find the form for reporting an illness or injury, which is provided in the documents of this page.<\/p><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1143\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1143\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> Within what timeframe must ERGO be notified of home damage? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-down-icon lucide-chevron-down\"><path d=\"m6 9 6 6 6-6\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-right-icon lucide-chevron-right\"><path d=\"m9 18 6-6-6-6\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1143\" class=\"elementor-element elementor-element-519caf72 e-con-full e-flex e-con e-child\" data-id=\"519caf72\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6f1b8928 elementor-widget elementor-widget-text-editor\" data-id=\"6f1b8928\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"qa unrolled\"><div class=\"qa-answer\"><p>In accordance with ERGO\u2019s instructions, the incident must be reported immediately (within 24 hours) verbally, and a detailed report must be submitted in writing, online, or by calling <a class=\"hover-email\" style=\"color: #00a3b4;\" href=\"tel:1887\">1887<\/a> within 3 calendar days.<\/p><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1144\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1144\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> Is ERGO Casco valid abroad? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-down-icon lucide-chevron-down\"><path d=\"m6 9 6 6 6-6\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-right-icon lucide-chevron-right\"><path d=\"m9 18 6-6-6-6\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1144\" class=\"elementor-element elementor-element-41a18333 e-con-full e-flex e-con e-child\" data-id=\"41a18333\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1b01449c elementor-widget elementor-widget-text-editor\" data-id=\"1b01449c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"qa unrolled\"><div class=\"qa-answer\"><p>Yes. Unless otherwise stipulated in the contract, ERGO Kasko is valid in the geographical territory of Europe, excluding Russia and Belarus. <\/p><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1145\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1145\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> How do I submit photos of the car for ERGO Casco insurance? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-down-icon lucide-chevron-down\"><path d=\"m6 9 6 6 6-6\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-right-icon lucide-chevron-right\"><path d=\"m9 18 6-6-6-6\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1145\" class=\"elementor-element elementor-element-607ee634 e-con-full e-flex e-con e-child\" data-id=\"607ee634\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-db0b1ea elementor-widget elementor-widget-text-editor\" data-id=\"db0b1ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"qa unrolled\"><div class=\"qa-answer\"><p>ERGO allows photos to be submitted via the &#8220;CamCom&#8221; tool \u2013 instructions can be found on the ERGO website. Photos help accurately assess the vehicle&#8217;s condition in the event of damage. <\/p><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1146\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1146\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> What will change after the merger of ERGO and Gjensidige? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-down-icon lucide-chevron-down\"><path d=\"m6 9 6 6 6-6\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-right-icon lucide-chevron-right\"><path d=\"m9 18 6-6-6-6\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1146\" class=\"elementor-element elementor-element-337894bb e-con-full e-flex e-con e-child\" data-id=\"337894bb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-620c7ea8 elementor-widget elementor-widget-text-editor\" data-id=\"620c7ea8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"qa unrolled\"><div class=\"qa-answer\"><p>The cross-border merger of ERGO and Gjensidige is to be completed by the end of 2026. Following the merger, operations will continue under the ERGO license, and in Lithuania, through the ERGO Lithuanian branch.  <\/p><p>If you have a Gjensidige policy, please contact the insurer directly regarding its terms and conditions.<\/p><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1147\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"8\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1147\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> How do I terminate or modify an ERGO policy purchased via \"Man ramu\"? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-down-icon lucide-chevron-down\"><path d=\"m6 9 6 6 6-6\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-right-icon lucide-chevron-right\"><path d=\"m9 18 6-6-6-6\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1147\" class=\"elementor-element elementor-element-7d7775ab e-con-full e-flex e-con e-child\" data-id=\"7d7775ab\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2d5016d9 elementor-widget elementor-widget-text-editor\" data-id=\"2d5016d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"qa unrolled\"><div class=\"qa-answer\"><p>Sutarties keitimus ir nutraukim\u0105 administruoja ERGO, tod\u0117l kreipkit\u0117s tiesiogiai: <a class=\"hover-email\" style=\"color: #00a3b4;\" href=\"mailto:info@ergo.lt\">info@ergo.lt<\/a> arba <a class=\"hover-email\" style=\"color: #00a3b4;\" href=\"tel:1887\">1887<\/a>.<\/p><p>Upon termination of the contract, the unused portion of the premium is refunded in accordance with the insurance rules.<\/p><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1148\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"9\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1148\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> How quickly will I receive the ERGO policy purchased via \"Man ramu\"? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-down-icon lucide-chevron-down\"><path d=\"m6 9 6 6 6-6\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-right-icon lucide-chevron-right\"><path d=\"m9 18 6-6-6-6\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1148\" class=\"elementor-element elementor-element-447df5d8 e-con-full e-flex e-con e-child\" data-id=\"447df5d8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4646349b elementor-widget elementor-widget-text-editor\" data-id=\"4646349b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"qa unrolled\"><div class=\"qa-answer\"><p>The policy is sent via email immediately after payment. <\/p><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1149\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"10\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1149\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> Can I compare the ERGO offer with those of other insurers? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-down-icon lucide-chevron-down\"><path d=\"m6 9 6 6 6-6\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-right-icon lucide-chevron-right\"><path d=\"m9 18 6-6-6-6\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1149\" class=\"elementor-element elementor-element-186d9582 e-con-full e-flex e-con e-child\" data-id=\"186d9582\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4e9e0696 elementor-widget elementor-widget-text-editor\" data-id=\"4e9e0696\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"qa unrolled\"><div class=\"qa-answer\"><p>Yes. In the \u201cMan ramu\u201d calculators, you will see ERGO\u2019s offer alongside offers from other partners\u2014such as Balcia, BTA, Compensa, Lietuvos draudimas, and others. <\/p><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"How do I report a claim to ERGO?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The most convenient option is the ERGO self-service portal &#8220;Mano ERGO&#8221; or ergo.lt\\\/zalos, both of which are available 24\\\/7.If you need assistance registering the incident, please call 1887 (Mon\\u2013Fri 8:00\\u201313:00). You can send documents to zalos@ergo.lt.\"}},{\"@type\":\"Question\",\"name\":\"What number should I call to reach ERGO from abroad?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"If calling from abroad, dial +370 5 268 3222. For medical assistance while traveling, ERGO partner Euroasista is available 24\\\/7 at +370 5 232 2944.\"}},{\"@type\":\"Question\",\"name\":\"What should you do if you need a doctor while traveling?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Contact ERGO\\u2019s claims assistance partner, Euroasista, at +370 5 232 2944 or claims@euroasista.lt \\u2013 they are available 24 hours a day.On the ERGO website, you will also find the form for reporting an illness or injury, which is provided in the documents of this page.\"}},{\"@type\":\"Question\",\"name\":\"Within what timeframe must ERGO be notified of home damage?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"In accordance with ERGO\\u2019s instructions, the incident must be reported immediately (within 24 hours) verbally, and a detailed report must be submitted in writing, online, or by calling 1887 within 3 calendar days.\"}},{\"@type\":\"Question\",\"name\":\"Is ERGO Casco valid abroad?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes. Unless otherwise stipulated in the contract, ERGO Kasko is valid in the geographical territory of Europe, excluding Russia and Belarus.\"}},{\"@type\":\"Question\",\"name\":\"How do I submit photos of the car for ERGO Casco insurance?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"ERGO allows photos to be submitted via the &#8220;CamCom&#8221; tool \\u2013 instructions can be found on the ERGO website. Photos help accurately assess the vehicle&#8217;s condition in the event of damage.\"}},{\"@type\":\"Question\",\"name\":\"What will change after the merger of ERGO and Gjensidige?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The cross-border merger of ERGO and Gjensidige is to be completed by the end of 2026. Following the merger, operations will continue under the ERGO license, and in Lithuania, through the ERGO Lithuanian branch.  If you have a Gjensidige policy, please contact the insurer directly regarding its terms and conditions.\"}},{\"@type\":\"Question\",\"name\":\"How do I terminate or modify an ERGO policy purchased via \\\"Man ramu\\\"?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Sutarties keitimus ir nutraukim\\u0105 administruoja ERGO, tod\\u0117l kreipkit\\u0117s tiesiogiai: info@ergo.lt arba 1887.Upon termination of the contract, the unused portion of the premium is refunded in accordance with the insurance rules.\"}},{\"@type\":\"Question\",\"name\":\"How quickly will I receive the ERGO policy purchased via \\\"Man ramu\\\"?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The policy is sent via email immediately after payment.\"}},{\"@type\":\"Question\",\"name\":\"Can I compare the ERGO offer with those of other insurers?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes. In the \\u201cMan ramu\\u201d calculators, you will see ERGO\\u2019s offer alongside offers from other partners\\u2014such as Balcia, BTA, Compensa, Lietuvos draudimas, and others.\"}}]}<\/script>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-163c1fbe mr-object-page-final-choice e-flex e-con-boxed e-con e-parent\" data-id=\"163c1fbe\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6dcda7d6 elementor-widget elementor-widget-heading\" data-id=\"6dcda7d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Compare the ERGO offer with those of other insurers.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-59f9e096 elementor-widget elementor-widget-text-editor\" data-id=\"59f9e096\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Enter your details, and the calculator will display offers from ERGO and other &#8220;Man ramu&#8221; partners in one place.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-337143f4 e-grid e-con-full e-con e-child\" data-id=\"337143f4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3c44b99a e-con-full e-flex e-con e-child\" data-id=\"3c44b99a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-530193ca elementor-widget elementor-widget-heading\" data-id=\"530193ca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">For the car<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6f625c78 elementor-widget elementor-widget-text-editor\" data-id=\"6f625c78\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Mandatory and Casco insurance \u2013 compare prices and terms.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-305b3979 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"305b3979\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/app.manramu.lt\/motor\/?lng=en\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Calculate the MTPL insurance<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cc8b2ee e-con-full e-flex e-con e-child\" data-id=\"cc8b2ee\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-603a8ab0 elementor-widget elementor-widget-heading\" data-id=\"603a8ab0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">For travel<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-567f07d1 elementor-widget elementor-widget-text-editor\" data-id=\"567f07d1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Travel insurance covering medical expenses and civil liability during the trip.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-77461237 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"77461237\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/app.manramu.lt\/travel\/?lng=en\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Calculate travel insurance<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-437b19d2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"437b19d2\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1061bbe\" data-id=\"1061bbe\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-22e26ad4 elementor-widget elementor-widget-heading\" data-id=\"22e26ad4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">\"Man ramu\" partners<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6c0df8d9 elementor-widget elementor-widget-ucaddon_logo_grid\" data-id=\"6c0df8d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ucaddon_logo_grid.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<!-- start Logo Grid -->\n<style>\/* widget: Logo Grid 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>\n\t\t   <div class=\"logo-grid-item elementor-animation-float\" >\n   \n\t<a href=\"https&#x3A;&#x2F;&#x2F;manramu.lt&#x2F;en&#x2F;balcia-insurance&#x2F;\" > \n\t\n  \n    <img decoding=\"async\" src=\"https:\/\/manramu.lt\/wp-content\/uploads\/2026\/09\/Balcia-logo.svg\" title=\"Balcia\"  src=\"https:\/\/manramu.lt\/wp-content\/uploads\/2026\/09\/Balcia-logo.svg\" alt=\"Balcia-logo\" width=\"167\" height=\"58\">\n      \t\n      \n  <\/a>\n  \t\n<\/div>\n<div class=\"logo-grid-item elementor-animation-float\" >\n   \n\t<a href=\"https&#x3A;&#x2F;&#x2F;manramu.lt&#x2F;en&#x2F;ergo-insurance&#x2F;\" > \n\t\n  \n    <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/manramu.lt\/wp-content\/uploads\/2026\/09\/ERGO-logo.svg\" title=\"Ergo\"  src=\"https:\/\/manramu.lt\/wp-content\/uploads\/2026\/09\/ERGO-logo.svg\" alt=\"ERGO-logo\" width=\"167\" height=\"58\">\n      \t\n      \n  <\/a>\n  \t\n<\/div>\n<div class=\"logo-grid-item elementor-animation-float\" >\n   \n\t<a href=\"https&#x3A;&#x2F;&#x2F;manramu.lt&#x2F;en&#x2F;compensa-insurance&#x2F;\" > \n\t\n  \n    <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/manramu.lt\/wp-content\/uploads\/2026\/09\/Compensa-logo.svg\" title=\"Compensa\"  src=\"https:\/\/manramu.lt\/wp-content\/uploads\/2026\/09\/Compensa-logo.svg\" alt=\"Compensa-logo\" width=\"142\" height=\"38\">\n      \t\n      \n  <\/a>\n  \t\n<\/div>\n\n    <\/div>\n<!-- end Logo Grid -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-63073957 elementor-widget elementor-widget-ucaddon_logo_grid\" data-id=\"63073957\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ucaddon_logo_grid.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<!-- start Logo Grid -->\n<style>\/* widget: Logo Grid *\/\n\n#uc_logo_grid_elementor_63073957 {\n  display: grid;\n}\n#uc_logo_grid_elementor_63073957 .ue-logo-title\n{\n  width:100%;\n  position:absolute;\n  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\n\t\n  \n    <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/manramu.lt\/wp-content\/uploads\/2026\/09\/Bunda.svg\" title=\"BUNDA\"  src=\"https:\/\/manramu.lt\/wp-content\/uploads\/2026\/09\/Bunda.svg\" alt=\"Bunda\" width=\"201\" height=\"66\">\n      \t\n      \n  <\/a>\n  \t\n<\/div>\n<div class=\"logo-grid-item elementor-animation-float\" >\n   \n\t<a href=\"https&#x3A;&#x2F;&#x2F;manramu.lt&#x2F;en&#x2F;bta-insurance&#x2F;\" > \n\t\n  \n    <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/manramu.lt\/wp-content\/uploads\/2026\/09\/BTA-logo-1.svg\" title=\"BTA\"  src=\"https:\/\/manramu.lt\/wp-content\/uploads\/2026\/09\/BTA-logo-1.svg\" alt=\"BTA-logo\" width=\"167\" height=\"58\">\n      \t\n      \n  <\/a>\n  \t\n<\/div>\n<div class=\"logo-grid-item elementor-animation-float\" >\n   \n\t<a href=\"https&#x3A;&#x2F;&#x2F;manramu.lt&#x2F;en&#x2F;lietuvos-draudimas&#x2F;\" > \n\t\n  \n    <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/manramu.lt\/wp-content\/uploads\/2026\/09\/LietuvosDraudimas-logo.svg\" title=\"Lietuvos draudimas\"  src=\"https:\/\/manramu.lt\/wp-content\/uploads\/2026\/09\/LietuvosDraudimas-logo.svg\" alt=\"LietuvosDraudimas-logo\" width=\"100\" height=\"59\">\n      \t\n      \n  <\/a>\n  \t\n<\/div>\n\n    <\/div>\n<!-- end Logo Grid -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>ERGO insurance ERGO (ERGO Insurance SE Lithuania Branch) is an insurance company belonging to the Munich Re Group that has been operating in Lithuania for over 30 years. Through &#8220;Man ramu,&#8221; you can compare and purchase ERGO\u2019s compulsory, Casco, and travel insurance online. In the event of a loss, or regarding changes to or termination [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":4660,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-3020","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Ergo insurance | Man ramu insurance platform<\/title>\n<meta name=\"description\" content=\"ERGO Insurance \u2013 reliable coverage for families, property, travel, and health. 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