{"id":5218,"date":"2025-08-01T15:06:33","date_gmt":"2025-08-01T12:06:33","guid":{"rendered":"https:\/\/manramu.lt\/?page_id=5218"},"modified":"2026-10-12T17:47:33","modified_gmt":"2026-10-12T14:47:33","slug":"casco-insurance","status":"publish","type":"page","link":"https:\/\/manramu.lt\/en\/casco-insurance\/","title":{"rendered":"Casco insurance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"5218\" class=\"elementor elementor-5218 elementor-5217\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-435959ca elementor-section-full_width mr-hero-first-view elementor-section-height-default elementor-section-height-default\" data-id=\"435959ca\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-121819b4\" data-id=\"121819b4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5db07f63 elementor-widget__width-auto elementor-absolute e-transform elementor-widget elementor-widget-image\" data-id=\"5db07f63\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;,&quot;_transform_rotateZ_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-138,&quot;sizes&quot;:[]},&quot;_transform_rotateZ_effect_tablet&quot;:{&quot;unit&quot;:&quot;deg&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_rotateZ_effect_mobile&quot;:{&quot;unit&quot;:&quot;deg&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"501\" height=\"477\" src=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/07\/bubble-one.png\" class=\"attachment-large size-large wp-image-4979\" alt=\"\" srcset=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/07\/bubble-one.png 501w, https:\/\/manramu.lt\/wp-content\/uploads\/2025\/07\/bubble-one-300x286.png 300w, https:\/\/manramu.lt\/wp-content\/uploads\/2025\/07\/bubble-one-24x24.png 24w, https:\/\/manramu.lt\/wp-content\/uploads\/2025\/07\/bubble-one-36x34.png 36w, https:\/\/manramu.lt\/wp-content\/uploads\/2025\/07\/bubble-one-48x46.png 48w\" sizes=\"(max-width: 501px) 100vw, 501px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2f4138c5 elementor-widget__width-auto elementor-absolute elementor-hidden-mobile elementor-widget elementor-widget-image\" data-id=\"2f4138c5\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"501\" height=\"477\" src=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/07\/bubble-one.png\" class=\"attachment-large size-large wp-image-4979\" alt=\"\" srcset=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/07\/bubble-one.png 501w, https:\/\/manramu.lt\/wp-content\/uploads\/2025\/07\/bubble-one-300x286.png 300w, https:\/\/manramu.lt\/wp-content\/uploads\/2025\/07\/bubble-one-24x24.png 24w, https:\/\/manramu.lt\/wp-content\/uploads\/2025\/07\/bubble-one-36x34.png 36w, https:\/\/manramu.lt\/wp-content\/uploads\/2025\/07\/bubble-one-48x46.png 48w\" sizes=\"(max-width: 501px) 100vw, 501px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-1dfe1509 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1dfe1509\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-439e36e4\" data-id=\"439e36e4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2d2397e3 elementor-widget elementor-widget-heading\" data-id=\"2d2397e3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Casco insurance<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2fd5f4c0 elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"2fd5f4c0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Compare Casco insurance prices, deductibles, and terms from several insurers online, and choose the best offer for your car.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5897a65a elementor-widget elementor-widget-spacer\" data-id=\"5897a65a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-59ca871e e-flex e-con-boxed e-con e-parent\" data-id=\"59ca871e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-40462686 elementor-widget elementor-widget-template\" data-id=\"40462686\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"section\" data-elementor-id=\"9241\" class=\"elementor elementor-9241\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-6a195dda elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6a195dda\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-30437f86\" data-id=\"30437f86\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t<div class=\"elementor-element elementor-element-19546dad e-flex e-con-boxed e-con e-parent\" data-id=\"19546dad\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-243bd7d6 elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"243bd7d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\">Su\u017einok Kasko draudimo kainas per kelias minutes!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-24730031 e-flex e-con-boxed e-con e-parent\" data-id=\"24730031\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-14bcf413 elementor-widget elementor-widget-html\" data-id=\"14bcf413\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\r\n\r\n\r\n\r\n\r\n<style>\r\n  :root{\r\n    --sand-5:#FEF8EE; --salomon-100:#FF720B; --graphite-100:#2E3642;\r\n    --white:#FFFFFF; --aquamarine-dark:#00A3B4; --aquamarine:#20BDC5; --placeholder:#959595;\r\n  }\r\n\r\n  .plate-wrapper{\r\n    display:flex;\r\n    justify-content:center;\r\n    width:100%;\r\n  }\r\n\r\n  .plate-widget{\r\n  font-family:'Roboto', system-ui, sans-serif;\r\n  display:flex; flex-direction:column; align-items:flex-start;\r\n  padding:0 1px; gap:3px;\r\n  width:466px; \/* 388px \u2192 +20% *\/\r\n  height:114px;\r\n  color:var(--graphite-100);\r\n}\r\n\r\n@media (max-width: 640px) {\r\n  .plate-widget {\r\n    width: 100%; max-width: 466px; \/* 423px \u2192 +20% *\/\r\n  }\r\n}\r\n\r\n  \/* Top message bubble *\/\r\n  .plate-widget .plate-sender-row{\r\n      display:flex;\r\n      align-items:center;\r\n      width: calc(100% - 50px); \/* 44px mygtukas + 6px tarpas *\/\r\n      height:61px\r\n  }\r\n      \r\n  .plate-widget .plate-sender-bubble{\r\n    display:flex;align-items:center;\r\n    padding:12px 16px;\r\n    flex: 1;\r\n    width: 100%;\r\n    box-sizing: border-box;\r\n    height:60px;\r\n    background:var(--sand-5);\r\n    border:1px solid var(--salomon-100);\r\n    border-radius:10px 10px 10px 0\r\n  }\r\n  .plate-widget .plate-sender-text{font-weight:500;font-size:16px;line-height:18px}\r\n\r\n  \/* Input row *\/\r\n  .plate-widget .plate-input-row{\r\n    display:flex;align-items:center;gap:6px;\r\n    width:100%;height:50px;\r\n    filter:drop-shadow(0px 4px 4px rgba(57,121,126,0.12));\r\n  }\r\n\r\n  .plate-widget .plate-input-bubble{\r\n    display:flex;align-items:center;\r\n    padding:0 12px 0 0;\r\n    flex:1;height:50px;\r\n    background:#fff;\r\n    border:1px solid var(--aquamarine-dark);\r\n    border-radius:10px 10px 10px 10px;\r\n    overflow:hidden;\r\n    \r\n  }\r\n\r\n  .plate-widget .plate-input::placeholder {\r\n    color: var(--placeholder);\r\n    font-size: 16px!important;\r\n    font-weight: 400!important;\r\n  }\r\n\r\n  \/* LT + EU emblem *\/\r\n  .plate-widget .plate-lt-image{\r\n    height:100%; width:auto;\r\n    flex:0 0 auto;\r\n    border-radius:10px 10px 10px 10px;\r\n    object-fit:cover;\r\n    margin-left:-1px!important;\r\n  }\r\n\r\n  \/* Input *\/\r\n  .plate-widget .plate-input{\r\n    flex:1; border:none; outline:none; background:transparent;\r\n    font-weight:500; font-size:18px; line-height:20px; color:var(--graphite-100);\r\n    min-width:0; padding-left:8px;\r\n  }\r\n  .plate-widget .plate-input::placeholder{\r\n    color:var(--placeholder);\r\n    font-size:18px;\r\n  }\r\n\r\n  \/* Submit button *\/\r\n  .plate-widget .plate-submit{\r\n    width:44px;height:44px;\r\n    border:none;border-radius:50%;\r\n    background:var(--aquamarine);color:#fff;\r\n    display:flex;align-items:center;justify-content:center;\r\n    cursor:pointer;flex:0 0 44px;\r\n  }\r\n  .plate-widget .plate-submit:active{transform:translateY(1px)}\r\n\r\n  .plate-widget .plate-submit img.custom-plate-arrow{\r\n    transform: scale(2);\r\n    transform-origin: center;\r\n    display:block;\r\n  }\r\n<\/style>\r\n\r\n\r\n\r\n  <div class=\"plate-wrapper\">\r\n    <div class=\"plate-widget\">\r\n      <!-- Top bubble -->\r\n      <div class=\"plate-sender-row\">\r\n        <div class=\"plate-sender-bubble\">\r\n          <div class=\"plate-sender-text\"> \u012evesk valstybin\u012f numer\u012f<\/div>\r\n        <\/div>\r\n      <\/div>\r\n\r\n      <!-- Input row -->\r\n      <div class=\"plate-input-row\">\r\n        <!-- Bubble with LT image + input -->\r\n        <div class=\"plate-input-bubble\">\r\n          <img decoding=\"async\" class=\"plate-lt-image\" src=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/08\/c7e079490a85b30ee7aef88de38af6fb0b2d7502.png\" alt=\"LT EU emblem\" \/>\r\n          <input class=\"plate-input\" id=\"plateInputField\" type=\"text\" placeholder=\"pvz. XXX000\" inputmode=\"text\" autocomplete=\"off\" maxlength=\"6\" \/>\r\n        <\/div>\r\n        <!-- Submit button outside with PNG arrow -->\r\n        <button class=\"plate-submit\" id=\"plateSubmitBtn\" aria-label=\"Tikrinti\">\r\n          <img decoding=\"async\" class=\"custom-plate-arrow\" src=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/08\/arrow.png\" alt=\"Si\u0173sti\">\r\n        <\/button>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n\r\n<style>\r\n  \/* Force uppercase display *\/\r\n  .plate-input {\r\n    text-transform: uppercase;\r\n  }\r\n<\/style>\r\n\r\n<script>\r\n  const plateSubmitBtn = document.getElementById('plateSubmitBtn');\r\n  const plateInput = document.getElementById('plateInputField');\r\n\r\n  \/\/ Make the input display uppercase instantly (optional if already in CSS)\r\n  plateInput.style.textTransform = 'uppercase';\r\n\r\n  function sanitizePlate(val) {\r\n    \/\/ Uppercase, remove non-alphanumerics, cap at 6 total\r\n    let v = val.toUpperCase().replace(\/[^A-Z0-9]\/g, '').slice(0, 6);\r\n\r\n    \/\/ Enforce: max 5 letters overall (drop extra letters as user types)\r\n    let letters = 0;\r\n    let out = '';\r\n    for (const ch of v) {\r\n      if (\/[A-Z]\/.test(ch)) {\r\n        if (letters < 5) {\r\n          out += ch;\r\n          letters++;\r\n        }\r\n      } else {\r\n        out += ch;\r\n      }\r\n      if (out.length === 6) break;\r\n    }\r\n    return out;\r\n  }\r\n\r\n  function isValidPlate(val) {\r\n    \/\/ If contains letters, must contain at least one digit\r\n    const hasLetter = \/[A-Z]\/.test(val);\r\n    const hasDigit = \/\\d\/.test(val);\r\n    return !hasLetter || hasDigit; \/\/ valid if no letters OR has at least one digit\r\n  }\r\n\r\n  function generateLinkAndRedirect() {\r\n    const plateNumber = sanitizePlate(plateInput.value).trim();\r\n    plateInput.value = plateNumber; \/\/ keep field consistent with what we submit\r\n\r\n    if (!plateNumber) {\r\n      alert('Pra\u0161ome \u012fvesti valstybin\u012f numer\u012f!');\r\n      return;\r\n    }\r\n\r\n    if (!isValidPlate(plateNumber)) {\r\n      alert('Jei yra raid\u017ei\u0173, turi b\u016bti bent vienas skai\u010dius. Maks. 5 raid\u0117s, i\u0161 viso iki 6 simboli\u0173.');\r\n      return;\r\n    }\r\n\r\n    const finalURL = `https:\/\/app.manramu.lt\/casco\/?plate=${encodeURIComponent(plateNumber)}`;\r\n    window.location.href = finalURL;\r\n  }\r\n\r\n  plateSubmitBtn.addEventListener('click', generateLinkAndRedirect);\r\n\r\n  \/\/ Handle \"Enter\" key\r\n  plateInput.addEventListener('keypress', e => {\r\n    if (e.key === 'Enter') {\r\n      e.preventDefault();\r\n      generateLinkAndRedirect();\r\n    }\r\n  });\r\n\r\n  \/\/ Live sanitize while typing\/pasting\r\n  plateInput.addEventListener('input', () => {\r\n    plateInput.value = sanitizePlate(plateInput.value);\r\n  });\r\n<\/script>\r\n\r\n\r\n\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-73931e56 elementor-widget elementor-widget-spacer\" data-id=\"73931e56\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-247376dd elementor-widget elementor-widget-template\" data-id=\"247376dd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"section\" data-elementor-id=\"5694\" class=\"elementor elementor-5694\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-f36dbab mr-trust-insurer-logos mr-trust-insurer-logos--compact elementor-section-content-space-between elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f36dbab\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wide\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-34b3e910\" data-id=\"34b3e910\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3e680bf6 elementor-widget elementor-widget-ucaddon_logo_grid\" data-id=\"3e680bf6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ucaddon_logo_grid.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<!-- start Logo Grid -->\n<style>\/* widget: Logo Grid *\/\n\n#uc_logo_grid_elementor_3e680bf6 {\n  display: grid;\n}\n#uc_logo_grid_elementor_3e680bf6 .ue-logo-title\n{\n  width:100%;\n  position:absolute;\n  bottom:0;\n  text-align:center;\n  left:0;\n}\n\n#uc_logo_grid_elementor_3e680bf6 div.logo-grid-item\n{\ntext-align:center;\ndisplay:flex;\nflex-direction:column;\njustify-content:center;\nalign-items:center;\noverflow:hidden;\n  position:relative;\n  transition:0.3s;\n\n}\n\n#uc_logo_grid_elementor_3e680bf6 div.logo-grid-item img\n{\nwidth:100%;\n  object-fit: contain;\n  display:block;\n  mix-blend-mode: normal;\n  position:absolute;\n  top:0;\n  left:0;\n  right:0;\n  bottom:0;\n  height:100%;\n  transition:0.3s;\n}\n\n\n\n#uc_logo_grid_elementor_3e680bf6 a\n{\n  display:block;\n  position:absolute;\n  top:0;\n  left:0;\n  right:0;\n  bottom:0;\n  cursor:pointer;\n  display:flex;\njustify-content:center;\nalign-items:center;\n}\n\n<\/style>\n\n<div id=\"uc_logo_grid_elementor_3e680bf6\" class=\"ue-logo-grid uc-items-wrapper \" >\n\t\t   <div class=\"logo-grid-item elementor-animation-float\" >\n   \n\t<a href=\"https&#x3A;&#x2F;&#x2F;manramu.lt&#x2F;balcia-draudimas&#x2F;\" > \n\t\n  \n    <img decoding=\"async\" src=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/05\/Balcia-logo.svg\" title=\"Balcia\"  src=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/05\/Balcia-logo.svg\" alt=\"Balcia logo\">\n      \t\n      \n  <\/a>\n  \t\n<\/div>\n<div class=\"logo-grid-item elementor-animation-float\" >\n   \n\t<a href=\"https&#x3A;&#x2F;&#x2F;manramu.lt&#x2F;bta-draudimas&#x2F;\" > \n\t\n  \n    <img decoding=\"async\" src=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/06\/BTA-logo.svg\" title=\"BTA\"  src=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/06\/BTA-logo.svg\" alt=\"BTA logo\" width=\"150\" height=\"150\">\n      \t\n      \n  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-->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-20625819 mr-grouped-content-card-grid e-flex e-con-boxed e-con e-parent\" data-id=\"20625819\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-1902cb1d e-flex e-con-boxed e-con e-child\" data-id=\"1902cb1d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-706111d1 elementor-widget elementor-widget-heading\" data-id=\"706111d1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What is Casco insurance?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6196314e elementor-widget elementor-widget-text-editor\" data-id=\"6196314e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Casco insurance <\/strong>is voluntary vehicle insurance that covers losses resulting from damage to, destruction of, or theft of your own car\u2014based on the risks specified in the contract\u2014including instances where you caused the traffic accident.<\/p><p>In Lithuania, Casco insurance is not mandatory, though it is often required by leasing companies and banks. Each insurer defines the scope of coverage, the deductible, and additional services in its own terms and conditions, so quotes with similar prices can differ significantly. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3d027d84 e-grid mr-content-subsection-grid e-con-boxed e-con e-child\" data-id=\"3d027d84\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-991010 e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"991010\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-447230ba elementor-widget elementor-widget-heading\" data-id=\"447230ba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Casco insurance<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-416f0ef6 elementor-widget elementor-widget-text-editor\" data-id=\"416f0ef6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Voluntary.<\/strong> Protects your car \u2013 covers repair or loss costs based on the selected risks, even if you caused the incident.<\/p><p>The price and scope of coverage are determined by the vehicle, the drivers, the deductible, and the selected additional protections.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6fc7d4af elementor-align-center elementor-widget elementor-widget-button\" data-id=\"6fc7d4af\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/app.manramu.lt\/casco\/?lng=en\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Calculate Casco insurance premium<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ca5003f e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"ca5003f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-91d4e78 elementor-widget elementor-widget-heading\" data-id=\"91d4e78\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Compulsory MTPL insurance<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2508c8ab elementor-widget elementor-widget-text-editor\" data-id=\"2508c8ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Mandatory by law.<\/strong> It covers damages you cause to other people, their property, or their health while driving.<\/p><p>Compulsory insurance does not cover damage to your own vehicle if you caused the traffic accident.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-56b5c1cd elementor-align-center elementor-widget elementor-widget-button\" data-id=\"56b5c1cd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/app.manramu.lt\/motor\/?lng=en\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Calculate the MTPL insurance<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-63832cc8 mr-grouped-content-card-grid e-flex e-con-boxed e-con e-parent\" data-id=\"63832cc8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-388809f8 e-flex e-con-boxed e-con e-child\" data-id=\"388809f8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-35404af7 elementor-widget elementor-widget-heading\" data-id=\"35404af7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What does Casco insurance cover?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5bd874f0 elementor-widget elementor-widget-text-editor\" data-id=\"5bd874f0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The exact scope of coverage is determined by the specific insurer&#8217;s rules and the chosen insurance option. Typically, Casco insurance covers the following risks: <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-443d5041 e-grid mr-content-subsection-grid e-con-boxed e-con e-child\" data-id=\"443d5041\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3254a665 e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"3254a665\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3e81a6 elementor-widget elementor-widget-heading\" data-id=\"3e81a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Traffic accidents<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-16c86fe8 elementor-widget elementor-widget-text-editor\" data-id=\"16c86fe8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Collision with another vehicle, obstacle or other object, overturning, driving off the road, entering a pothole.<\/p><p>Compensation is also provided if you caused the traffic accident.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1ed14fb6 e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"1ed14fb6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-43aa869c elementor-widget elementor-widget-heading\" data-id=\"43aa869c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Theft and robbery<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-10dcd8b9 elementor-widget elementor-widget-text-editor\" data-id=\"10dcd8b9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Theft, robbery, or attempted theft of the vehicle or its parts.<\/p><p>It is important to comply with the insurer&#8217;s requirements regarding keys, documents, and anti-theft measures.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1591f28 e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"1591f28\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c247858 elementor-widget elementor-widget-heading\" data-id=\"c247858\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Shattering glass<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-14e18fb9 elementor-widget elementor-widget-text-editor\" data-id=\"14e18fb9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Damage to the windshield and other windows, headlights, or mirrors \u2013 for example, from a flying stone.<\/p><p>Some insurers do not apply a deductible for glass repair or replacement at a partner service center.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5a91e0d2 e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"5a91e0d2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4dc79a3d elementor-widget elementor-widget-heading\" data-id=\"4dc79a3d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Natural phenomena<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2daa5b13 elementor-widget elementor-widget-text-editor\" data-id=\"2daa5b13\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Storm, hail, downpour, flood, lightning or a tree falling on the car.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-748c19e8 e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"748c19e8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1546a13e elementor-widget elementor-widget-heading\" data-id=\"1546a13e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Collision with an animal<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-496f8798 elementor-widget elementor-widget-text-editor\" data-id=\"496f8798\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Collision with a wild animal, bird, or domestic animal.<\/p><p>Some insurers do not apply a deductible in such cases.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3b9952db e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"3b9952db\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4d6fe133 elementor-widget elementor-widget-heading\" data-id=\"4d6fe133\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Fire and vandalism<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7fa45147 elementor-widget elementor-widget-text-editor\" data-id=\"7fa45147\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Fire, explosion, and intentional damage by third parties.<\/p><p>Damage sustained in a parking lot is also usually compensated for, even when the party at fault is unknown.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-79f0dda6 mr-grouped-content-card-grid e-flex e-con-boxed e-con e-parent\" data-id=\"79f0dda6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-109c7fdc e-flex e-con-boxed e-con e-child\" data-id=\"109c7fdc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c4635be elementor-widget elementor-widget-heading\" data-id=\"c4635be\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What does Casco insurance not cover?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-65d31f46 elementor-widget elementor-widget-text-editor\" data-id=\"65d31f46\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Even the most comprehensive Casco insurance does not cover all losses. Exclusions vary by insurer, but typically, the following are not covered: <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-35d2659d e-grid mr-content-subsection-grid e-con-boxed e-con e-child\" data-id=\"35d2659d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-71156749 e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"71156749\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4f8c54c elementor-widget elementor-widget-heading\" data-id=\"4f8c54c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Faults and wear<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6ea7365 elementor-widget elementor-widget-text-editor\" data-id=\"6ea7365\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Casco insurance is not a warranty or maintenance insurance.<\/p><p>Mechanical and electronic failures, normal wear and tear, or the consequences of improper use are generally not covered unless they resulted from an insured event.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-52d77ebb e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"52d77ebb\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-177da041 elementor-widget elementor-widget-heading\" data-id=\"177da041\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Illegal driving<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-48f67a24 elementor-widget elementor-widget-text-editor\" data-id=\"48f67a24\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The payout may be reduced or withheld if the vehicle was driven while intoxicated, without a valid driving license, or in violation of important safety requirements.<\/p><p>The same applies if the incident was caused by a defect that would have been detected during a technical inspection.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-38cbfa4a e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"38cbfa4a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1c3690a8 elementor-widget elementor-widget-heading\" data-id=\"1c3690a8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Other common limitations<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6feef49b elementor-widget elementor-widget-text-editor\" data-id=\"6feef49b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Damage to the vehicle interior; damage incurred during washing or repair; keys or documents left in the vehicle; undisclosed use for rental, ride-hailing, or driver training.<\/p><p>The specific exclusions are set out in the insurer&#8217;s terms and conditions \u2013 you can find them at the bottom of this page.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-73041c6 mr-grouped-content-card-grid e-flex e-con-boxed e-con e-parent\" data-id=\"73041c6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-75a21bd0 e-flex e-con-boxed e-con e-child\" data-id=\"75a21bd0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6b25c1c7 elementor-widget elementor-widget-heading\" data-id=\"6b25c1c7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What is a deductible (excess)?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-547e1c78 elementor-widget elementor-widget-text-editor\" data-id=\"547e1c78\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A deductible\u2014also known as an excess\u2014is the portion of the loss that you pay yourself for each insured event. The higher the deductible, the lower the cost of Casco insurance, and vice versa. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-64de3c36 e-grid mr-content-subsection-grid e-con-boxed e-con e-child\" data-id=\"64de3c36\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-59c256c0 e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"59c256c0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-53ae6124 elementor-widget elementor-widget-heading\" data-id=\"53ae6124\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Fixed deduction<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6c5e6d61 elementor-widget elementor-widget-text-editor\" data-id=\"6c5e6d61\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A specific amount is set\u2014for example, \u20ac100, \u20ac200, or \u20ac300.<\/p><p>If the repair costs \u20ac1,000 and the deductible is \u20ac200, the insurer pays \u20ac800 and you pay \u20ac200 yourself.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-215b9ce4 e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"215b9ce4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7d2eed31 elementor-widget elementor-widget-heading\" data-id=\"7d2eed31\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Percentage deduction<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-35d1f491 elementor-widget elementor-widget-text-editor\" data-id=\"35d1f491\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A portion of the damage or the vehicle&#8217;s value is determined\u2014for example, 10%. Such a deductible is often applied in cases of theft or total loss. <\/p><p>Some offers apply a combined deductible\u2014for example, 5%, but no less than \u20ac150.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6cc545e7 e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"6cc545e7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-30d2f968 elementor-widget elementor-widget-heading\" data-id=\"30d2f968\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">When does the deduction not apply?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-64ef8823 elementor-widget elementor-widget-text-editor\" data-id=\"64ef8823\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Some insurers do not apply a deductible for collisions with animals, glass repair or replacement at a designated service center, damage caused by natural phenomena, or paintless bodywork.<\/p><p>See the comparison below to find out which insurers do not apply a deductible and in which cases. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-50036a07 e-flex e-con-boxed e-con e-child\" data-id=\"50036a07\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-54abc836 elementor-widget elementor-widget-text-editor\" data-id=\"54abc836\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>In the &#8220;Man ramu&#8221; Casco calculator, you can compare different deductible options and their prices.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-407dd5e6 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"407dd5e6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/app.manramu.lt\/casco\/?lng=en\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Compare deduction options<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-142344dc mr-grouped-content-card-grid e-flex e-con-boxed e-con e-parent\" data-id=\"142344dc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-561179e2 e-flex e-con-boxed e-con e-child\" data-id=\"561179e2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9b14a38 elementor-widget elementor-widget-heading\" data-id=\"9b14a38\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What determines the price of Casco insurance?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-27134bd6 elementor-widget elementor-widget-text-editor\" data-id=\"27134bd6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Each insurer calculates the cost of Casco insurance based on its own risk assessment model; therefore, quotes for the same vehicle can vary significantly.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-28508b1d e-grid mr-content-subsection-grid e-con-boxed e-con e-child\" data-id=\"28508b1d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-11759537 e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"11759537\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4b8a1d35 elementor-widget elementor-widget-heading\" data-id=\"4b8a1d35\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Car<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-136b48c3 elementor-widget elementor-widget-text-editor\" data-id=\"136b48c3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Make, model, year of manufacture and value, engine power, theft risk, cost of repairs and parts, anti-theft measures.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7521984f e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"7521984f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-423e0c07 elementor-widget elementor-widget-heading\" data-id=\"423e0c07\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Drivers and usage<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-695ed41f elementor-widget elementor-widget-text-editor\" data-id=\"695ed41f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Age and driving experience of the youngest driver, claims history, place of residence, and purpose of vehicle use.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7f8c8670 e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"7f8c8670\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-60679cd6 elementor-widget elementor-widget-heading\" data-id=\"60679cd6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Selected conditions<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-58fc278c elementor-widget elementor-widget-text-editor\" data-id=\"58fc278c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Deductible amount, repair method, replacement vehicle, additional coverages, and payment method \u2013 a single payment or installments.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6db3c82c e-flex e-con-boxed e-con e-child\" data-id=\"6db3c82c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-64fee56a elementor-widget elementor-widget-text-editor\" data-id=\"64fee56a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>You will find out the exact price by entering your car&#8217;s details \u2013 the calculator will display offers from several insurers.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e04d5e elementor-align-center elementor-widget elementor-widget-button\" data-id=\"1e04d5e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/app.manramu.lt\/casco\/?lng=en\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Calculate Casco insurance premium<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-143487eb mr-grouped-content-card-grid e-flex e-con-boxed e-con e-parent\" data-id=\"143487eb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7d1a0554 e-flex e-con-boxed e-con e-child\" data-id=\"7d1a0554\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1ede45c7 elementor-widget elementor-widget-heading\" data-id=\"1ede45c7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How do you compare Casco insurance offers?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1bbbd7bf elementor-widget elementor-widget-text-editor\" data-id=\"1bbbd7bf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Two Casco insurance policies with similar prices can differ significantly. Before making a choice, it is worth comparing not only the price but also the following terms: <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3c98bb26 e-grid mr-content-subsection-grid e-con-boxed e-con e-child\" data-id=\"3c98bb26\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3ece6514 e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"3ece6514\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-27b8dd71 elementor-widget elementor-widget-heading\" data-id=\"27b8dd71\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Deduction<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4f79538e elementor-widget elementor-widget-text-editor\" data-id=\"4f79538e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The portion of the loss you will pay yourself and when the deductible does not apply\u2014such as for glass damage, collisions with animals, or natural phenomena.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4931d278 e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"4931d278\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4398bc2f elementor-widget elementor-widget-heading\" data-id=\"4398bc2f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Repair method<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-212bcc34 elementor-widget elementor-widget-text-editor\" data-id=\"212bcc34\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Whether the car is repaired at an insurer&#8217;s partner workshop, a workshop of your choice, or an official dealership, or a cash payout is made based on the repair estimate.<\/p><p>When choosing your own repair shop, the payout is often limited by the insurer&#8217;s cost estimate.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1bf3695d e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"1bf3695d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-39727b70 elementor-widget elementor-widget-heading\" data-id=\"39727b70\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Replacement vehicle and roadside assistance<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3ca58e74 elementor-widget elementor-widget-text-editor\" data-id=\"3ca58e74\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Is a replacement vehicle included, and for what duration\u2014the entire repair period or a limited number of days? Does roadside assistance apply abroad as well? <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-417ce654 e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"417ce654\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3a06a787 elementor-widget elementor-widget-heading\" data-id=\"3a06a787\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Additional safeguards<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-77f04cd2 elementor-widget elementor-widget-text-editor\" data-id=\"77f04cd2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Driver and passenger accidents, additional equipment, tires, refueling with the wrong fuel, loss of keys. The coverage limits for these items vary. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-491599e0 e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"491599e0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-701f4d3d elementor-widget elementor-widget-heading\" data-id=\"701f4d3d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Car value and payout<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-65262722 elementor-widget elementor-widget-text-editor\" data-id=\"65262722\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>In the event of theft or destruction, is the payout calculated based on market value or the value of a new car? Is depreciation applied to replacement parts, and at what vehicle age does this begin? <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-724773a4 e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"724773a4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7512b8f5 elementor-widget elementor-widget-heading\" data-id=\"7512b8f5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Territorial scope of validity<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fedfe0 elementor-widget elementor-widget-text-editor\" data-id=\"fedfe0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Check whether the insurance is valid in EU and EEA countries or throughout geographical Europe. This is important if you are traveling abroad by car. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-156f62e3 e-flex e-con-boxed e-con e-child\" data-id=\"156f62e3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2786a64a elementor-widget elementor-widget-text-editor\" data-id=\"2786a64a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>In the &#8220;Man ramu&#8221; Casco calculator, you can compare prices, deductibles, and key terms from several insurers in one place.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2c33d9f1 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"2c33d9f1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/app.manramu.lt\/casco\/?lng=en\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Compare Casco offers<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8ef5594 mr-grouped-content-card-grid e-flex e-con-boxed e-con e-parent\" data-id=\"8ef5594\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-1b8b2150 e-flex e-con-boxed e-con e-child\" data-id=\"1b8b2150\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5957ae05 elementor-widget elementor-widget-heading\" data-id=\"5957ae05\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Comparison of Casco insurance terms: Balcia, BTA, Compensa, ERGO, and Lietuvos draudimas.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-13a4ac58 elementor-widget elementor-widget-text-editor\" data-id=\"13a4ac58\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Below are the key differences highlighted by insurers themselves in their Casco products. The comparison is based on publicly available information from insurers and insurance terms and conditions (September 2026). <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5801d675 e-grid mr-content-subsection-grid e-con-boxed e-con e-child\" data-id=\"5801d675\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5ec17be6 e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"5ec17be6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-da89590 elementor-widget elementor-widget-heading\" data-id=\"da89590\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Balcia<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1b29c2e9 elementor-widget elementor-widget-text-editor\" data-id=\"1b29c2e9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>The deductible does not apply<\/strong> in the following cases: collision with an animal; loss or theft of keys; paintless bodywork repair; glass replacement at a repair shop designated by the insurer; and when another person is at fault.<\/p><p><strong>Replacement vehicle:<\/strong> for the entire duration of repairs in Lithuania or abroad, or up to 30 days in the event of theft.<\/p><p><strong>Repairs<\/strong>: you can choose your own repair shop, including an authorized dealer. No depreciation is applied to parts for vehicles up to 5 years old. <\/p><p><strong>Specific coverages:<\/strong> tire and rim damage, hydrolock, fuel misfuelling, damage at a car wash or service center, coverage of the leasing shortfall.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2c8c734f e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"2c8c734f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-77d70829 elementor-widget elementor-widget-heading\" data-id=\"77d70829\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">BTA<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1b2ca55a elementor-widget elementor-widget-text-editor\" data-id=\"1b2ca55a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>The deductible does not apply<\/strong> in the event of a collision with an animal (for passenger cars), tire damage, or the theft or damage of the license plate. A glass breakage deductible applies to glass replacement. <\/p><p><strong>Replacement vehicle: <\/strong>with &#8220;Roadside Assistance I&#8221; \u2013 provided within 24 hours for the entire repair period at a recommended service center; otherwise \u2013 for up to 15 days. Alternatively, reimbursement of taxi expenses may be chosen.<\/p><p><strong>Assistance on the road:<\/strong> transportation in Lithuania and abroad, accommodation, taxi, car storage for up to 14 days.<\/p><p><strong>Key features:<\/strong> new cars purchased from a dealership can be insured at their new value; additional equipment \u2013 \u200b\u200bup to \u20ac1,000; child seat and key\/lock replacement \u2013 \u200b\u200bup to \u20ac500.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-24c2c653 e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"24c2c653\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-63aed0fe elementor-widget elementor-widget-heading\" data-id=\"63aed0fe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Compensa<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5f439a69 elementor-widget elementor-widget-text-editor\" data-id=\"5f439a69\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>No deductible applies:<\/strong> in the extended package \u2013 to glass breakage, damage from natural disasters, collisions with animals, and paintless dent repair.<\/p><p><strong>Replacement vehicle:<\/strong> provided if you cannot use your own vehicle following an incident; for electric vehicles \u2013 a replacement electric vehicle.<\/p><p><strong>Roadside assistance:<\/strong> 24\/7 throughout the insurance coverage area.<\/p><p><strong>Key features:<\/strong> the extended package excludes luggage, child seats, transported animals, towed trailers, and home EV charging stations.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5670cff2 e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"5670cff2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-695cdb0 elementor-widget elementor-widget-heading\" data-id=\"695cdb0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">ERGO<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7452bb71 elementor-widget elementor-widget-text-editor\" data-id=\"7452bb71\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Territory of validity:<\/strong> geographical Europe, excluding Russia and Belarus.<\/p><p><strong>Glass<\/strong>: a deductible is generally not applied for repairs, whereas the deductible specified in the contract applies to replacement.<\/p><p><strong>Replacement vehicle:<\/strong> if roadside assistance insurance including a replacement vehicle is included in the contract and repairs take longer than 24 hours.<\/p><p><strong>Key features:<\/strong> Tire damage covered; non-factory equipment is insured up to \u20ac600 as a standard; it is possible to additionally insure the deductible of the rented car.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2cedf2bf e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"2cedf2bf\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6c505ced elementor-widget elementor-widget-heading\" data-id=\"6c505ced\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Lietuvos draudimas<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3dc264ae elementor-widget elementor-widget-text-editor\" data-id=\"3dc264ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>The deductible does not apply to<\/strong>: collisions with animals, damage caused by natural forces, damage to glass or license plates, and accidents.<\/p><p><strong>Replacement car<\/strong>: for the entire repair period at the recommended service, delivered within 12 hours; in other cases &#8211; up to 14 days.<\/p><p><strong>Territory of validity:<\/strong> EU, EEA countries, and Switzerland.<\/p><p><strong>Key features:<\/strong> accident protection for the driver, passengers, and accompanying pets.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5412170 e-flex e-con-boxed e-con e-child\" data-id=\"5412170\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-249df14b elementor-widget elementor-widget-text-editor\" data-id=\"249df14b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Specific terms depend on the chosen insurance option and are specified in the quote and the insurance certificate. Compare prices and terms using the &#8220;Man ramu&#8221; Casco calculator. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c152937 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"c152937\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/app.manramu.lt\/casco\/?lng=en\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Compare insurer offers<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4ce37264 mr-grouped-content-card-grid e-flex e-con-boxed e-con e-parent\" data-id=\"4ce37264\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7f68e9c5 e-flex e-con-boxed e-con e-child\" data-id=\"7f68e9c5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-28b63d23 elementor-widget elementor-widget-heading\" data-id=\"28b63d23\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">When is it worth choosing Casco insurance?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fd9b2ed elementor-widget elementor-widget-text-editor\" data-id=\"fd9b2ed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Comprehensive insurance (Casco) is not mandatory, but in some cases, you risk incurring significant losses without it.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5fa6bc65 e-grid mr-content-subsection-grid e-con-boxed e-con e-child\" data-id=\"5fa6bc65\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-2b60d966 e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"2b60d966\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-52abcd2d elementor-widget elementor-widget-heading\" data-id=\"52abcd2d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">A new or more expensive car<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-613acce4 elementor-widget elementor-widget-text-editor\" data-id=\"613acce4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The higher the value of the car, the more expensive its repair or loss becomes. In such cases, the cost of Casco insurance often represents only a small fraction of the potential loss. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-798d1318 e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"798d1318\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3cf29b1b elementor-widget elementor-widget-heading\" data-id=\"3cf29b1b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Leasing or a loan<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4135488c elementor-widget elementor-widget-text-editor\" data-id=\"4135488c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Leasing companies and banks usually require the financed vehicle to be covered by comprehensive insurance (Casco) for the entire duration of the financing.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-19997f85 e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"19997f85\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3fb8d57 elementor-widget elementor-widget-heading\" data-id=\"3fb8d57\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Daily commute<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-34541306 elementor-widget elementor-widget-text-editor\" data-id=\"34541306\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>If you need your car every day, it is not just repairs that matter, but also a replacement vehicle and roadside assistance. This is particularly important when driving in the city or traveling frequently. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-65819259 mr-grouped-content-card-grid e-flex e-con-boxed e-con e-parent\" data-id=\"65819259\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-68d2a431 e-flex e-con-boxed e-con e-child\" data-id=\"68d2a431\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c94ca0d elementor-widget elementor-widget-heading\" data-id=\"c94ca0d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Comprehensive insurance for other vehicles<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-536e38a4 elementor-widget elementor-widget-text-editor\" data-id=\"536e38a4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>In the Casco calculator, you can try to insure vehicles other than just passenger cars. However, not all insurers provide quotes for other types of vehicles, and some may not always agree to insure them. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-43c2e08 e-grid mr-content-subsection-grid e-con-boxed e-con e-child\" data-id=\"43c2e08\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5a27ad07 e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"5a27ad07\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-25e766ff elementor-widget elementor-widget-heading\" data-id=\"25e766ff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Motorcycles and ATVs<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5fcd0cc5 elementor-widget elementor-widget-text-editor\" data-id=\"5fcd0cc5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Insurers take a more cautious approach to Casco insurance for motorcycles, mopeds, and quad bikes.<\/p><p>Find out more on the <a href=\"https:\/\/manramu.lt\/en\/motorcycle-insurance\/\">motorcycle insurance<\/a> page.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5366eebc e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"5366eebc\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3811c6ad elementor-widget elementor-widget-heading\" data-id=\"3811c6ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Trailers and caravans<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6327e6f elementor-widget elementor-widget-text-editor\" data-id=\"6327e6f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Comprehensive insurance (Casco) is particularly relevant for camper vans, motorhomes, and other higher-value trailers.<\/p><p>Find out more on the <a href=\"https:\/\/manramu.lt\/en\/trailer-insurance\/\">trailer insurance<\/a> page.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-de88148 e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"de88148\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6f88bd39 elementor-widget elementor-widget-heading\" data-id=\"6f88bd39\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Corporate vehicles and machinery<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7b92cb15 elementor-widget elementor-widget-text-editor\" data-id=\"7b92cb15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Separate solutions apply to corporate vehicle fleets, heavy-duty vehicles, and agricultural machinery.<\/p><p>Find out more on the <a href=\"https:\/\/manramu.lt\/en\/business-insurance\/\">business insurance<\/a> and <a href=\"https:\/\/manramu.lt\/en\/tractor-insurance\/\">tractor insurance <\/a>pages.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-69c727ce mr-grouped-content-card-grid e-flex e-con-boxed e-con e-parent\" data-id=\"69c727ce\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-8f2daa2 e-flex e-con-boxed e-con e-child\" data-id=\"8f2daa2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-774a7876 elementor-widget elementor-widget-heading\" data-id=\"774a7876\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How do I purchase Casco insurance through \"Man ramu\"?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5363a1d2 elementor-widget elementor-widget-text-editor\" data-id=\"5363a1d2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>You can compare and buy Casco offers online in minutes.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-43b25d2b e-grid mr-content-subsection-grid e-con-boxed e-con e-child\" data-id=\"43b25d2b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6023e529 e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"6023e529\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-601c9f05 elementor-widget elementor-widget-heading\" data-id=\"601c9f05\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">1. Enter the data<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91e473a elementor-widget elementor-widget-text-editor\" data-id=\"91e473a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Provide the vehicle&#8217;s license plate number and the main driver&#8217;s details.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d7ef23f e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"d7ef23f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7e56a6ba elementor-widget elementor-widget-heading\" data-id=\"7e56a6ba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">2. Compare offers<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1f7301a4 elementor-widget elementor-widget-text-editor\" data-id=\"1f7301a4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Review the prices, deductibles, and key terms from several insurers. You can compare different deductible options. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-213294e3 e-con-full mr-content-subsection-card e-flex e-con e-child\" data-id=\"213294e3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-522632d7 elementor-widget elementor-widget-heading\" data-id=\"522632d7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">3. Purchase online<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4761e305 elementor-widget elementor-widget-text-editor\" data-id=\"4761e305\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Choose the most suitable offer and pay. Some insurers may ask you to send photos of the car. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1430c245 e-flex e-con-boxed e-con e-child\" data-id=\"1430c245\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3bf412b elementor-widget elementor-widget-text-editor\" data-id=\"3bf412b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>If the calculator did not provide an offer, or if you have questions, please write to us \u2013 we will help.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-76d9af73 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"76d9af73\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"mailto:info@manramu.lt?subject=Kasko%20draudimo%20klausimas\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Send an email <\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-495bc372 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"495bc372\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7309d480\" data-id=\"7309d480\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2e212b83 elementor-widget elementor-widget-heading\" data-id=\"2e212b83\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Casco insurance rules<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-425bb96e mr-resources-documents elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"425bb96e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-bfa66e5\" data-id=\"bfa66e5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-5dce939f elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"5dce939f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-736ae5e\" data-id=\"736ae5e\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2f478b95 elementor-widget elementor-widget-text-editor\" data-id=\"2f478b95\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center\"><a href=\"https:\/\/manramu.lt\/wp-content\/uploads\/2026\/05\/Balcia-Casco-TC-LT-vehicle-casco-lt-lt-002-05-69f3c20089419.pdf\">Balcia vehicle insurance rules<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-d155488\" data-id=\"d155488\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4aa8f498 elementor-widget elementor-widget-text-editor\" data-id=\"4aa8f498\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center\"><a href=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/08\/BTA-Kasko-sausumos-transporto-priemoniu-draudimo-taisykles-2.pdf\">BTA vehicle insurance rules<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-43c2a110 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"43c2a110\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-51634e11\" data-id=\"51634e11\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9d67ba8 elementor-widget elementor-widget-text-editor\" data-id=\"9d67ba8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center\"><a href=\"https:\/\/manramu.lt\/wp-content\/uploads\/2026\/10\/Compensa-Casco-20261002-KASKO-draudimo-taisykles_2026_09.pdf\">Compensa vehicle insurance rules<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-6e73c144\" data-id=\"6e73c144\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6e7818e9 elementor-widget elementor-widget-text-editor\" data-id=\"6e7818e9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center\"><a href=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/08\/ERGO-Kasko-transporto-priemoniu-draudimo-taisykles-Nr.-030-nuo-2025-05-01.pdf\">Ergo vehicle insurance rules<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-eb5f7d8 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"eb5f7d8\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-412a4591\" data-id=\"412a4591\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-39d685bc elementor-widget elementor-widget-text-editor\" data-id=\"39d685bc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center\"><a href=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/08\/LD-Kasko-021_Transporto_priemoniu_draudimo_taisykles_2024_04.pdf\">Lietuvos draudimas vehicle insurance rules<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1fbdefee elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1fbdefee\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-679c269f\" data-id=\"679c269f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4550bd6a elementor-widget elementor-widget-heading\" data-id=\"4550bd6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Casco insurance information documents<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-72f1ad3c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"72f1ad3c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-446f3e75\" data-id=\"446f3e75\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-7955ad6 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"7955ad6\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-71687a5\" data-id=\"71687a5\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-dfd893f elementor-widget elementor-widget-text-editor\" data-id=\"dfd893f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center\"><a href=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/08\/Balcia-kasko-produkto-informacinis-dokumentas-lt-002-03-6718b8bb2fcf9.pdf\">Balcia Motor Insurance Information Document<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-27c655c1\" data-id=\"27c655c1\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7457262 elementor-widget elementor-widget-text-editor\" data-id=\"7457262\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center\"><a href=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/08\/BTA-Kasko-ipid-2023-03-01.pdf\">BTA Motor Insurance Information Document<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-1f20205e elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"1f20205e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-56a0a921\" data-id=\"56a0a921\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7d7f20be elementor-widget elementor-widget-text-editor\" data-id=\"7d7f20be\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center\"><a href=\"https:\/\/manramu.lt\/wp-content\/uploads\/2026\/01\/Compensa-Kasko-IPID.pdf\">Compensa Motor Insurance Information Document<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-5b6cc79a\" data-id=\"5b6cc79a\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-13b51855 elementor-widget elementor-widget-text-editor\" data-id=\"13b51855\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center\"><a href=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/08\/Ergo-Kasko-_DPID_LT_Kasko.pdf\">Ergo Motor Insurance Information Document<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-116b44b3 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"116b44b3\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-17c29a2e\" data-id=\"17c29a2e\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2c2532dd elementor-widget elementor-widget-text-editor\" data-id=\"2c2532dd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center\"><a href=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/08\/LD-KASKO_draudimo_informacinis_dokumentas_2024_04.pdf\">Lietuvos draudimas Motor Insurance Information Document<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-3a1749ae mr-faq-group e-flex e-con-boxed e-con e-parent\" data-id=\"3a1749ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d967f25 elementor-widget elementor-widget-heading\" data-id=\"d967f25\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Frequently Asked Questions About Casco Insurance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3a456647 elementor-widget elementor-widget-text-editor\" data-id=\"3a456647\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tHere you will find answers to frequently asked questions about Casco insurance, the deductible, repairs, and claims settlement.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5d271927 elementor-widget elementor-widget-n-accordion\" data-id=\"5d271927\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1560\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-1560\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> Is Casco insurance mandatory? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-down-icon lucide-chevron-down\"><path d=\"m6 9 6 6 6-6\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-right-icon lucide-chevron-right\"><path d=\"m9 18 6-6-6-6\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1560\" class=\"elementor-element elementor-element-48ee3684 e-con-full e-flex e-con e-child\" data-id=\"48ee3684\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-29ab6413 elementor-widget elementor-widget-text-editor\" data-id=\"29ab6413\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"qa unrolled\"><div class=\"qa-answer\"><p>No. In Lithuania, only civil liability insurance for vehicle owners is mandatory. Casco insurance is voluntary.  <\/p><p>However, it is often required by leasing companies and banks financing the purchase of the car.<\/p><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1561\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1561\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> Does Casco insurance cover the damage if I caused the traffic accident? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-down-icon lucide-chevron-down\"><path d=\"m6 9 6 6 6-6\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-right-icon lucide-chevron-right\"><path d=\"m9 18 6-6-6-6\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1561\" class=\"elementor-element elementor-element-7bf56b9f e-con-full e-flex e-con e-child\" data-id=\"7bf56b9f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2f412024 elementor-widget elementor-widget-text-editor\" data-id=\"2f412024\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"qa unrolled\"><div class=\"qa-answer\"><p>Yes. That is one of the key features of Casco insurance: it covers losses to your vehicle regardless of who caused the incident, provided the damage was not intentional and does not fall under the exclusions specified in the contract. <\/p><p>The payout is reduced by the amount of the selected deductible.<\/p><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1562\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1562\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> Are mandatory insurance and Casco insurance arranged under a single contract? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-down-icon lucide-chevron-down\"><path d=\"m6 9 6 6 6-6\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-right-icon lucide-chevron-right\"><path d=\"m9 18 6-6-6-6\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1562\" class=\"elementor-element elementor-element-7814176a e-con-full e-flex e-con e-child\" data-id=\"7814176a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-55ba43bb elementor-widget elementor-widget-text-editor\" data-id=\"55ba43bb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"qa unrolled\"><div class=\"qa-answer\"><p>No. Compulsory civil liability insurance and Casco are two different policies. The former is required by law, whereas Casco is voluntary.  <\/p><p>Some insurers offer them as a package, but legally they remain separate insurance products.<\/p><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1563\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1563\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> Is it necessary to take out both mandatory insurance and Casco insurance with the same insurance company? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-down-icon lucide-chevron-down\"><path d=\"m6 9 6 6 6-6\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-right-icon lucide-chevron-right\"><path d=\"m9 18 6-6-6-6\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1563\" class=\"elementor-element elementor-element-7e39f655 e-con-full e-flex e-con e-child\" data-id=\"7e39f655\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5409ce1d elementor-widget elementor-widget-text-editor\" data-id=\"5409ce1d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"qa unrolled\"><div class=\"qa-answer\"><p>No, that is not required. You can have mandatory insurance with one company and Casco insurance with another. <\/p><p>When evaluating offers, it is worth comparing not only the price but also the terms of each contract.<\/p><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1564\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1564\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> Do compulsory insurance and Casco insurance have to come into effect on the same day? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-down-icon lucide-chevron-down\"><path d=\"m6 9 6 6 6-6\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-right-icon lucide-chevron-right\"><path d=\"m9 18 6-6-6-6\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1564\" class=\"elementor-element elementor-element-346d16f7 e-con-full e-flex e-con e-child\" data-id=\"346d16f7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5ac6130c elementor-widget elementor-widget-text-editor\" data-id=\"5ac6130c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"qa unrolled\"><div class=\"qa-answer\"><p>No. Their start dates may differ. Compulsory insurance must be in effect whenever the vehicle is being driven, whereas the start date for Casco insurance is determined by the specific contract.  <\/p><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1565\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1565\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> Can Casco insurance be taken out for all cars? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-down-icon lucide-chevron-down\"><path d=\"m6 9 6 6 6-6\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-right-icon lucide-chevron-right\"><path d=\"m9 18 6-6-6-6\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1565\" class=\"elementor-element elementor-element-78ab9947 e-con-full e-flex e-con e-child\" data-id=\"78ab9947\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7fbb8939 elementor-widget elementor-widget-text-editor\" data-id=\"7fbb8939\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"qa unrolled\"><div class=\"qa-answer\"><p>Not always. Insurers may apply restrictions or additional requirements regarding the vehicle&#8217;s age, value, make, model, modification, intended use, or origin. <\/p><p>Different terms, a higher deductible, or additional anti-theft requirements may apply to older or sports cars, as well as to vehicles that are frequently stolen, rented out, or used for ride-hailing services. It is also important to disclose if the vehicle was imported from the USA or another market. <\/p><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1566\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1566\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> Is Casco insurance valid abroad? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-down-icon lucide-chevron-down\"><path d=\"m6 9 6 6 6-6\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-right-icon lucide-chevron-right\"><path d=\"m9 18 6-6-6-6\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1566\" class=\"elementor-element elementor-element-3817d1a e-con-full e-flex e-con e-child\" data-id=\"3817d1a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4ec5071a elementor-widget elementor-widget-text-editor\" data-id=\"4ec5071a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"qa unrolled\"><div class=\"qa-answer\"><p>Mostly yes. Many insurers apply Casco in EU and EEA countries or the entire geographical Europe, but some countries such as Russia and Belarus are usually excluded. <\/p><p>The exact territory is indicated in the insurance certificate and regulations, so it is worth checking it before the trip.<\/p><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1567\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"8\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1567\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> Where will the car be repaired under the Casco insurance policy? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-down-icon lucide-chevron-down\"><path d=\"m6 9 6 6 6-6\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-right-icon lucide-chevron-right\"><path d=\"m9 18 6-6-6-6\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1567\" class=\"elementor-element elementor-element-2839979 e-con-full e-flex e-con e-child\" data-id=\"2839979\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-46fccf23 elementor-widget elementor-widget-text-editor\" data-id=\"46fccf23\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"qa unrolled\"><div class=\"qa-answer\"><p>It depends on the chosen option: the car can be repaired at a service center belonging to the insurer&#8217;s partners or at a service center of your choice (such as an authorized dealership), or a cash payout can be made based on a repair estimate.<\/p><p>Do not start repairs until you have coordinated them with the insurer.<\/p><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1568\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"9\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1568\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> Does Casco insurance cover the cost of repairing car breakdowns? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-down-icon lucide-chevron-down\"><path d=\"m6 9 6 6 6-6\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-right-icon lucide-chevron-right\"><path d=\"m9 18 6-6-6-6\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1568\" class=\"elementor-element elementor-element-24c1403f e-con-full e-flex e-con e-child\" data-id=\"24c1403f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4fe788d2 elementor-widget elementor-widget-text-editor\" data-id=\"4fe788d2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"qa unrolled\"><div class=\"qa-answer\"><p>No. Casco is not a car warranty or maintenance insurance. <\/p><p>Typically, it does not cover normal wear and tear or breakdowns that did not result from an insured event. The specific exclusions depend on the particular contract. <\/p><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1569\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"10\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1569\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> If I have compulsory insurance and Casco coverage, where is the roadside assistance service included? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-down-icon lucide-chevron-down\"><path d=\"m6 9 6 6 6-6\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-right-icon lucide-chevron-right\"><path d=\"m9 18 6-6-6-6\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1569\" class=\"elementor-element elementor-element-75dfdccf e-con-full e-flex e-con e-child\" data-id=\"75dfdccf\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-78b48902 elementor-widget elementor-widget-text-editor\" data-id=\"78b48902\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"qa unrolled\"><div class=\"qa-answer\"><p>The scope of roadside assistance depends on the insurer and the product. Some compulsory insurance offers include limited roadside assistance, whereas more extensive coverage may be included in Casco insurance or selected as an optional extra. <\/p><p>Therefore, it is worth checking the terms of both contracts.<\/p><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-15610\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"11\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-15610\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> Can Casco insurance be paid in installments? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-down-icon lucide-chevron-down\"><path d=\"m6 9 6 6 6-6\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-right-icon lucide-chevron-right\"><path d=\"m9 18 6-6-6-6\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-15610\" class=\"elementor-element elementor-element-70dca63b e-con-full e-flex e-con e-child\" data-id=\"70dca63b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3c181d97 elementor-widget elementor-widget-text-editor\" data-id=\"3c181d97\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"qa unrolled\"><div class=\"qa-answer\"><p>Usually, yes \u2013 the payment can be made in installments, for example, on a monthly basis.<\/p><p>Installment payment terms and the final price depend on the insurer, so it is worth checking them in the offer.<\/p><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-15611\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"12\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-15611\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> Can a Casco insurance policy be taken out for a period shorter than one year? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-down-icon lucide-chevron-down\"><path d=\"m6 9 6 6 6-6\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-right-icon lucide-chevron-right\"><path d=\"m9 18 6-6-6-6\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-15611\" class=\"elementor-element elementor-element-3689feb5 e-con-full e-flex e-con e-child\" data-id=\"3689feb5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2653f495 elementor-widget elementor-widget-text-editor\" data-id=\"2653f495\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"qa unrolled\"><div class=\"qa-answer\"><p>Casco insurance is usually taken out for a period of one year.<\/p><p>If coverage is needed for a shorter period, it is worth checking the specific insurer&#8217;s options or opting for an annual contract paid in installments.<\/p><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-15612\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"13\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-15612\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> What should I do if an incident occurs and I have Casco insurance? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-down-icon lucide-chevron-down\"><path d=\"m6 9 6 6 6-6\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00a3b4\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-chevron-right-icon lucide-chevron-right\"><path d=\"m9 18 6-6-6-6\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-15612\" class=\"elementor-element elementor-element-379da762 e-con-full e-flex e-con e-child\" data-id=\"379da762\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-21c5bea4 elementor-widget elementor-widget-text-editor\" data-id=\"21c5bea4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"qa unrolled\"><div class=\"qa-answer\"><p>First, ensure safety, take photos of the damage and the scene of the incident, and report the event to your insurer within the timeframe specified in the contract. In cases of theft, vandalism, or injury, call the police. <\/p><p>Do not start repairs until you have coordinated them with the insurer. You can find more tips on the &#8220;<a href=\"https:\/\/manramu.lt\/en\/advice-in-case-of-an-accident\/\">In the event of an incident<\/a>&#8221; page. <\/p><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Is Casco insurance mandatory?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No. In Lithuania, only civil liability insurance for vehicle owners is mandatory. Casco insurance is voluntary.  However, it is often required by leasing companies and banks financing the purchase of the car.\"}},{\"@type\":\"Question\",\"name\":\"Does Casco insurance cover the damage if I caused the traffic accident?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes. That is one of the key features of Casco insurance: it covers losses to your vehicle regardless of who caused the incident, provided the damage was not intentional and does not fall under the exclusions specified in the contract. The payout is reduced by the amount of the selected deductible.\"}},{\"@type\":\"Question\",\"name\":\"Are mandatory insurance and Casco insurance arranged under a single contract?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No. Compulsory civil liability insurance and Casco are two different policies. The former is required by law, whereas Casco is voluntary.  Some insurers offer them as a package, but legally they remain separate insurance products.\"}},{\"@type\":\"Question\",\"name\":\"Is it necessary to take out both mandatory insurance and Casco insurance with the same insurance company?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No, that is not required. You can have mandatory insurance with one company and Casco insurance with another. When evaluating offers, it is worth comparing not only the price but also the terms of each contract.\"}},{\"@type\":\"Question\",\"name\":\"Do compulsory insurance and Casco insurance have to come into effect on the same day?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No. Their start dates may differ. Compulsory insurance must be in effect whenever the vehicle is being driven, whereas the start date for Casco insurance is determined by the specific contract.\"}},{\"@type\":\"Question\",\"name\":\"Can Casco insurance be taken out for all cars?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Not always. Insurers may apply restrictions or additional requirements regarding the vehicle&#8217;s age, value, make, model, modification, intended use, or origin. Different terms, a higher deductible, or additional anti-theft requirements may apply to older or sports cars, as well as to vehicles that are frequently stolen, rented out, or used for ride-hailing services. It is also important to disclose if the vehicle was imported from the USA or another market.\"}},{\"@type\":\"Question\",\"name\":\"Is Casco insurance valid abroad?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Mostly yes. Many insurers apply Casco in EU and EEA countries or the entire geographical Europe, but some countries such as Russia and Belarus are usually excluded. The exact territory is indicated in the insurance certificate and regulations, so it is worth checking it before the trip.\"}},{\"@type\":\"Question\",\"name\":\"Where will the car be repaired under the Casco insurance policy?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It depends on the chosen option: the car can be repaired at a service center belonging to the insurer&#8217;s partners or at a service center of your choice (such as an authorized dealership), or a cash payout can be made based on a repair estimate.Do not start repairs until you have coordinated them with the insurer.\"}},{\"@type\":\"Question\",\"name\":\"Does Casco insurance cover the cost of repairing car breakdowns?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No. Casco is not a car warranty or maintenance insurance. Typically, it does not cover normal wear and tear or breakdowns that did not result from an insured event. The specific exclusions depend on the particular contract.\"}},{\"@type\":\"Question\",\"name\":\"If I have compulsory insurance and Casco coverage, where is the roadside assistance service included?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The scope of roadside assistance depends on the insurer and the product. Some compulsory insurance offers include limited roadside assistance, whereas more extensive coverage may be included in Casco insurance or selected as an optional extra. Therefore, it is worth checking the terms of both contracts.\"}},{\"@type\":\"Question\",\"name\":\"Can Casco insurance be paid in installments?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Usually, yes \\u2013 the payment can be made in installments, for example, on a monthly basis.Installment payment terms and the final price depend on the insurer, so it is worth checking them in the offer.\"}},{\"@type\":\"Question\",\"name\":\"Can a Casco insurance policy be taken out for a period shorter than one year?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Casco insurance is usually taken out for a period of one year.If coverage is needed for a shorter period, it is worth checking the specific insurer&#8217;s options or opting for an annual contract paid in installments.\"}},{\"@type\":\"Question\",\"name\":\"What should I do if an incident occurs and I have Casco insurance?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"First, ensure safety, take photos of the damage and the scene of the incident, and report the event to your insurer within the timeframe specified in the contract. In cases of theft, vandalism, or injury, call the police. Do not start repairs until you have coordinated them with the insurer. You can find more tips on the &#8220;In the event of an incident&#8221; page.\"}}]}<\/script>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-31f86566 mr-object-page-final-choice e-flex e-con-boxed e-con e-parent\" data-id=\"31f86566\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-38a831ca elementor-widget elementor-widget-heading\" data-id=\"38a831ca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Insure your car according to your needs.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7324a034 elementor-widget elementor-widget-text-editor\" data-id=\"7324a034\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Compare Casco insurance offers from several insurers online. You can purchase compulsory insurance from the same or a different insurance company. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b06bc5c e-grid e-con-full e-con e-child\" data-id=\"b06bc5c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-22445169 e-con-full e-flex e-con e-child\" data-id=\"22445169\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3e20738f elementor-widget elementor-widget-heading\" data-id=\"3e20738f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Casco insurance<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2e3fb663 elementor-widget elementor-widget-text-editor\" data-id=\"2e3fb663\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Enter the vehicle details and compare prices, deductibles, and terms.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a208179 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"4a208179\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/app.manramu.lt\/casco\/?lng=en\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Calculate Casco insurance premium<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-331c9992 e-con-full e-flex e-con e-child\" data-id=\"331c9992\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-59497b6d elementor-widget elementor-widget-heading\" data-id=\"59497b6d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Compulsory MTPL insurance<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6432902f elementor-widget elementor-widget-text-editor\" data-id=\"6432902f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Enter the license plate number, compare offers from insurers, and choose the most suitable one.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-74ef86a5 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"74ef86a5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/app.manramu.lt\/motor\/?lng=en\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Calculate the MTPL insurance<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Casco insurance Compare Casco insurance prices, deductibles, and terms from several insurers online, and choose the best offer for your car. What is Casco insurance? Casco insurance is voluntary vehicle insurance that covers losses resulting from damage to, destruction of, or theft of your own car\u2014based on the risks specified in the contract\u2014including instances where [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":5484,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-5218","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Casco insurance | &quot;Man ramu&quot; insurance platform<\/title>\n<meta name=\"description\" content=\"&quot;Man ramu&quot; Casco Insurance - a simple comparison platform in Lithuania that allows you to quickly find out prices and choose different insurance packages\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/manramu.lt\/en\/casco-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Casco insurance | &quot;Man ramu&quot; insurance platform\" \/>\n<meta property=\"og:description\" content=\"&quot;Man ramu&quot; Casco Insurance - 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