{"id":3973,"date":"2025-03-14T08:15:00","date_gmt":"2025-03-14T06:15:00","guid":{"rendered":"https:\/\/manramu.lt\/uncategorized\/when-do-you-renew-your-compulsory-car-insurance\/"},"modified":"2026-08-17T18:57:13","modified_gmt":"2026-08-17T15:57:13","slug":"when-do-you-renew-your-compulsory-car-insurance","status":"publish","type":"post","link":"https:\/\/manramu.lt\/en\/news\/when-do-you-renew-your-compulsory-car-insurance\/","title":{"rendered":"When do you renew your compulsory car insurance?"},"content":{"rendered":"\t\t
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Do you know what to do if you are hit by an uninsured vehicle?<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Wait, how long is the car insurance valid for? <\/span>\ud83e\udd14<\/span> This question is asked by 40% of drivers 2-4 weeks before the end of the mandatory TPCVA insurance period, according to a survey conducted by Sprinter Research on behalf of Man Ramu.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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The study revealed an interesting trend \u2013 men are more likely to renew their insurance earlier, while women tend to wait until the last days of validity. Respondents with higher education most often renew their insurance a week before the end, while only 3% of those surveyed take a risk and wait until the last day. <\/span>\"\ud83d\ude97\"<\/span>
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<\/span>Delaying can be costly \u2013 even one day can have serious financial consequences. However, 2% of respondents admitted that they only think about insurance after it has expired. <\/span>
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<\/span>What do you do? Do you book in advance or wait until the last minute? <\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Palygink draudimo kainas per kelias minutes!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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\n\t\t\t\t\t\r\n\r\n\r\n\r\nAutomobilio numerio tikrinimas<\/title>\r\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Roboto+Flex:wght@500&display=swap\" rel=\"stylesheet\">\r\n<style>\r\n :root{\r\n --sand-5:#FEF8EE; --salomon-100:#FF720B; --graphite-100:#2E3642;\r\n --white:#FFFFFF; --aquamarine-dark:#00A3B4; --aquamarine:#20BDC5; --placeholder:#959595;\r\n }\r\n\r\n .plate-wrapper{\r\n display:flex;\r\n justify-content:center;\r\n width:100%;\r\n }\r\n\r\n .plate-widget{\r\n font-family:'Roboto Flex', system-ui, sans-serif;\r\n display:flex; flex-direction:column; align-items:flex-start;\r\n padding:0 1px; gap:3px;\r\n width:466px; \/* 388px \u2192 +20% *\/\r\n height:114px;\r\n color:var(--graphite-100);\r\n}\r\n\r\n@media (max-width: 640px) {\r\n .plate-widget {\r\n width: 508px; \/* 423px \u2192 +20% *\/\r\n }\r\n}\r\n\r\n \/* Top message bubble *\/\r\n .plate-widget .plate-sender-row{\r\n display:flex;\r\n align-items:center;\r\n width: calc(100% - 50px); \/* 44px mygtukas + 6px tarpas *\/\r\n height:61px\r\n }\r\n \r\n .plate-widget .plate-sender-bubble{\r\n display:flex;align-items:center;\r\n padding:12px 16px;\r\n flex: 1;\r\n width: 100%;\r\n box-sizing: border-box;\r\n height:60px;\r\n background:var(--sand-5);\r\n border:1px solid var(--salomon-100);\r\n border-radius:10px 10px 10px 0\r\n }\r\n .plate-widget .plate-sender-text{font-weight:500;font-size:16px;line-height:18px}\r\n\r\n \/* Input row *\/\r\n .plate-widget .plate-input-row{\r\n display:flex;align-items:center;gap:6px;\r\n width:100%;height:50px;\r\n filter:drop-shadow(0px 4px 4px rgba(57,121,126,0.12));\r\n }\r\n\r\n .plate-widget .plate-input-bubble{\r\n display:flex;align-items:center;\r\n padding:0 12px 0 0;\r\n flex:1;height:50px;\r\n background:#fff;\r\n border:1px solid var(--aquamarine-dark);\r\n border-radius:10px 10px 10px 10px;\r\n overflow:hidden;\r\n maxlength=\"6\"\r\n }\r\n\r\n .plate-widget .plate-input::placeholder {\r\n color: var(--placeholder);\r\n font-size: 16px!important;\r\n font-weight: 400!important;\r\n }\r\n\r\n \/* LT + EU emblem *\/\r\n .plate-widget .plate-lt-image{\r\n height:100%; width:auto;\r\n flex:0 0 auto;\r\n border-radius:10px 10px 10px 10px;\r\n object-fit:cover;\r\n margin-left:-1px!important;\r\n }\r\n\r\n \/* Input *\/\r\n .plate-widget .plate-input{\r\n flex:1; border:none; outline:none; background:transparent;\r\n font-weight:500; font-size:18px; line-height:20px; color:var(--graphite-100);\r\n min-width:0; padding-left:8px;\r\n }\r\n .plate-widget .plate-input::placeholder{\r\n color:var(--placeholder);\r\n font-size:18px;\r\n }\r\n\r\n \/* Submit button *\/\r\n .plate-widget .plate-submit{\r\n width:44px;height:44px;\r\n border:none;border-radius:50%;\r\n background:var(--aquamarine);color:#fff;\r\n display:flex;align-items:center;justify-content:center;\r\n cursor:pointer;flex:0 0 44px;\r\n }\r\n .plate-widget .plate-submit:active{transform:translateY(1px)}\r\n\r\n .plate-widget .plate-submit img.custom-plate-arrow{\r\n transform: scale(2);\r\n transform-origin: center;\r\n display:block;\r\n }\r\n<\/style>\r\n<\/head>\r\n<body>\r\n\r\n <div class=\"plate-wrapper\">\r\n <div class=\"plate-widget\">\r\n <!-- Top bubble -->\r\n <div class=\"plate-sender-row\">\r\n <div class=\"plate-sender-bubble\">\r\n <div class=\"plate-sender-text\"> \u012evesk valstybin\u012f numer\u012f<\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <!-- Input row -->\r\n <div class=\"plate-input-row\">\r\n <!-- Bubble with LT image + input -->\r\n <div class=\"plate-input-bubble\">\r\n <img decoding=\"async\" class=\"plate-lt-image\" src=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/08\/c7e079490a85b30ee7aef88de38af6fb0b2d7502.png\" alt=\"LT EU emblem\" \/>\r\n <input class=\"plate-input\" id=\"plateInputField\" type=\"text\" placeholder=\"pvz. XXX000\" inputmode=\"latin\" autocomplete=\"off\" \/>\r\n <\/div>\r\n <!-- Submit button outside with PNG arrow -->\r\n <button class=\"plate-submit\" id=\"plateSubmitBtn\" aria-label=\"Tikrinti\">\r\n <img decoding=\"async\" class=\"custom-plate-arrow\" src=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/08\/arrow.png\" alt=\"Si\u0173sti\">\r\n <\/button>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n<style>\r\n \/* Force uppercase display *\/\r\n .plate-input {\r\n text-transform: uppercase;\r\n }\r\n<\/style>\r\n\r\n<script>\r\n const plateSubmitBtn = document.getElementById('plateSubmitBtn');\r\n const plateInput = document.getElementById('plateInputField');\r\n\r\n \/\/ Make the input display uppercase instantly (optional if already in CSS)\r\n plateInput.style.textTransform = 'uppercase';\r\n\r\n function sanitizePlate(val) {\r\n \/\/ Uppercase, remove non-alphanumerics, cap at 6 total\r\n let v = val.toUpperCase().replace(\/[^A-Z0-9]\/g, '').slice(0, 6);\r\n\r\n \/\/ Enforce: max 5 letters overall (drop extra letters as user types)\r\n let letters = 0;\r\n let out = '';\r\n for (const ch of v) {\r\n if (\/[A-Z]\/.test(ch)) {\r\n if (letters < 5) {\r\n out += ch;\r\n letters++;\r\n }\r\n } else {\r\n out += ch;\r\n }\r\n if (out.length === 6) break;\r\n }\r\n return out;\r\n }\r\n\r\n function isValidPlate(val) {\r\n \/\/ If contains letters, must contain at least one digit\r\n const hasLetter = \/[A-Z]\/.test(val);\r\n const hasDigit = \/\\d\/.test(val);\r\n return !hasLetter || hasDigit; \/\/ valid if no letters OR has at least one digit\r\n }\r\n\r\n function generateLinkAndRedirect() {\r\n const plateNumber = sanitizePlate(plateInput.value).trim();\r\n plateInput.value = plateNumber; \/\/ keep field consistent with what we submit\r\n\r\n if (!plateNumber) {\r\n alert('Pra\u0161ome \u012fvesti valstybin\u012f numer\u012f!');\r\n return;\r\n }\r\n\r\n if (!isValidPlate(plateNumber)) {\r\n alert('Jei yra raid\u017ei\u0173, turi b\u016bti bent vienas skai\u010dius. Maks. 5 raid\u0117s, i\u0161 viso iki 6 simboli\u0173.');\r\n return;\r\n }\r\n\r\n const finalURL = `https:\/\/app.manramu.lt\/motor\/?plate=${encodeURIComponent(plateNumber)}`;\r\n window.location.href = finalURL;\r\n }\r\n\r\n plateSubmitBtn.addEventListener('click', generateLinkAndRedirect);\r\n\r\n \/\/ Handle \"Enter\" key\r\n plateInput.addEventListener('keypress', e => {\r\n if (e.key === 'Enter') {\r\n e.preventDefault();\r\n generateLinkAndRedirect();\r\n }\r\n });\r\n\r\n \/\/ Live sanitize while typing\/pasting\r\n plateInput.addEventListener('input', () => {\r\n plateInput.value = sanitizePlate(plateInput.value);\r\n });\r\n<\/script>\r\n\r\n<\/body>\r\n<\/html>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-95df05e elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"95df05e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M5.06889 10.0454L6.06889 10.0274C6.31385 10.0227 6.55202 10.1081 6.7382 10.2673C6.92438 10.4266 7.04562 10.6487 7.07889 10.8914L7.08789 11.0264V12.0104C7.08794 12.2724 6.98519 12.5239 6.80175 12.7109C6.6183 12.8979 6.3688 13.0054 6.10689 13.0104L5.10689 13.0284C4.86193 13.0331 4.62376 12.9478 4.43758 12.7885C4.2514 12.6292 4.13017 12.4071 4.09689 12.1644L4.08789 12.0284V11.0454C4.08784 10.7834 4.19059 10.5319 4.37403 10.3449C4.55748 10.1579 4.80698 10.0504 5.06889 10.0454Z\" stroke=\"#FF720B\" stroke-width=\"1.74497\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4.08789 7.00745H13.0879\" stroke=\"#00A3B4\" stroke-width=\"1.74497\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M9.08789 10.0074H13.0879M9.08789 13.0074H13.0879M3.08789 3.99243H14.0879C14.6183 3.99243 15.127 4.20315 15.5021 4.57822C15.8772 4.95329 16.0879 5.462 16.0879 5.99243V16.0074H3.08789C2.55746 16.0074 2.04875 15.7967 1.67368 15.4216C1.2986 15.0466 1.08789 14.5379 1.08789 14.0074V5.99343C1.08789 5.463 1.2986 4.95429 1.67368 4.57922C2.04875 4.20415 2.55746 3.99243 3.08789 3.99243Z\" stroke=\"#00A3B4\" stroke-width=\"1.74497\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M16.4102 16.0074C17.0732 16.0074 17.7091 15.7441 18.1779 15.2752C18.6468 14.8064 18.9102 14.1705 18.9102 13.5074V7.00745H16.9102\" stroke=\"#00A3B4\" stroke-width=\"1.74497\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Also read<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-45e508a elementor-grid-1 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-global elementor-global-8491 elementor-global-8335 elementor-widget-loop-grid\" data-id=\"45e508a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{"template_id":8326,"columns":1,"row_gap":{"unit":"px","size":11,"sizes":[]},"_skin":"post","columns_tablet":"2","columns_mobile":"1","edit_handle_selector":"[data-elementor-type=\\"loop-item\\"]","row_gap_tablet":{"unit":"px","size":"","sizes":[]},"row_gap_mobile":{"unit":"px","size":"","sizes":[]}}\" data-widget_type=\"loop-grid.post\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-loop-container elementor-grid\" role=\"list\">\n\t\t<style id=\"loop-8326\">.elementor-8326 .elementor-element.elementor-element-918a2d9{--display:flex;--gap:0px 0px;--row-gap:0px;--column-gap:0px;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-widget-post-info .elementor-icon-list-item:not(:last-child):after{border-color:var( --e-global-color-text );}.elementor-widget-post-info .elementor-icon-list-icon i{color:var( --e-global-color-primary );}.elementor-widget-post-info .elementor-icon-list-icon svg{fill:var( --e-global-color-primary );}.elementor-widget-post-info .elementor-icon-list-text, .elementor-widget-post-info .elementor-icon-list-text a{color:var( --e-global-color-secondary );}.elementor-widget-post-info .elementor-icon-list-item{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );line-height:var( --e-global-typography-text-line-height );}.elementor-8326 .elementor-element.elementor-element-cd2fd94 .elementor-icon-list-items:not(.elementor-inline-items) .elementor-icon-list-item:not(:last-child){padding-bottom:calc(0px\/2);}.elementor-8326 .elementor-element.elementor-element-cd2fd94 .elementor-icon-list-items:not(.elementor-inline-items) .elementor-icon-list-item:not(:first-child){margin-top:calc(0px\/2);}.elementor-8326 .elementor-element.elementor-element-cd2fd94 .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item{margin-right:calc(0px\/2);margin-left:calc(0px\/2);}.elementor-8326 .elementor-element.elementor-element-cd2fd94 .elementor-icon-list-items.elementor-inline-items{margin-right:calc(-0px\/2);margin-left:calc(-0px\/2);}body.rtl .elementor-8326 .elementor-element.elementor-element-cd2fd94 .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item:after{left:calc(-0px\/2);}body:not(.rtl) .elementor-8326 .elementor-element.elementor-element-cd2fd94 .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item:after{right:calc(-0px\/2);}.elementor-8326 .elementor-element.elementor-element-cd2fd94 .elementor-icon-list-icon{width:6px;}.elementor-8326 .elementor-element.elementor-element-cd2fd94 .elementor-icon-list-icon i{font-size:6px;}.elementor-8326 .elementor-element.elementor-element-cd2fd94 .elementor-icon-list-icon svg{--e-icon-list-icon-size:6px;}.elementor-8326 .elementor-element.elementor-element-cd2fd94 .elementor-icon-list-text, .elementor-8326 .elementor-element.elementor-element-cd2fd94 .elementor-icon-list-text a{color:#959595;}.elementor-8326 .elementor-element.elementor-element-cd2fd94 .elementor-icon-list-item{font-family:\"Poppins\", Sans-serif;font-size:15px;font-weight:400;line-height:28px;}.elementor-widget-heading .elementor-heading-title{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-size:var( --e-global-typography-primary-font-size );font-weight:var( --e-global-typography-primary-font-weight );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );color:var( --e-global-color-primary );}.elementor-8326 .elementor-element.elementor-element-8898e0d .elementor-heading-title{font-family:\"Poppins\", Sans-serif;font-size:20px;font-weight:600;line-height:1.28em;letter-spacing:0px;color:#000000;}.elementor-8326 .elementor-element.elementor-element-8898e0d .elementor-heading-title a:hover, .elementor-8326 .elementor-element.elementor-element-8898e0d .elementor-heading-title a:focus{color:var( --e-global-color-secondary );}@media(max-width:1024px){.elementor-widget-post-info .elementor-icon-list-item{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-heading .elementor-heading-title{font-size:var( --e-global-typography-primary-font-size );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}}@media(max-width:767px){.elementor-widget-post-info .elementor-icon-list-item{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-8326 .elementor-element.elementor-element-cd2fd94 .elementor-icon-list-item{font-size:14px;}.elementor-widget-heading .elementor-heading-title{font-size:var( --e-global-typography-primary-font-size );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}}<\/style>\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"8326\" class=\"elementor elementor-8326 e-loop-item e-loop-item-8842 post-8842 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-pulse category-news\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-918a2d9 e-flex e-con-boxed e-con e-parent\" data-id=\"918a2d9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cd2fd94 elementor-widget elementor-widget-post-info\" data-id=\"cd2fd94\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-464a563 elementor-inline-item\" itemprop=\"datePublished\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date\">\n\t\t\t\t\t\t\t\t\t\t<time>June 19, 2026, 4:09 pm<\/time>\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8898e0d elementor-widget elementor-widget-heading\" data-id=\"8898e0d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/manramu.lt\/en\/news\/new-reality-in-the-home-insurance-market-political-conflict-risks-move-from-the-list-of-exceptions-to-standard-conditions\/\">New reality in the home insurance market: political conflict risks move from the list of exceptions to standard conditions<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"8326\" class=\"elementor elementor-8326 e-loop-item e-loop-item-8845 post-8845 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-pulse category-news\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-918a2d9 e-flex e-con-boxed e-con e-parent\" data-id=\"918a2d9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cd2fd94 elementor-widget elementor-widget-post-info\" data-id=\"cd2fd94\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-464a563 elementor-inline-item\" itemprop=\"datePublished\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date\">\n\t\t\t\t\t\t\t\t\t\t<time>June 12, 2026, 7:55 pm<\/time>\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8898e0d elementor-widget elementor-widget-heading\" data-id=\"8898e0d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/manramu.lt\/en\/news\/ergo-has-jumped-on-the-ai-powered-interactive-photo-submission-bandwagon-but-not-all-insurers-are-there-yet\/\">Ergo has jumped on the AI-powered interactive photo submission bandwagon, but not all insurers are there yet<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"8326\" class=\"elementor elementor-8326 e-loop-item e-loop-item-5699 post-5699 post type-post status-publish format-standard has-post-thumbnail hentry category-news\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-918a2d9 e-flex e-con-boxed e-con e-parent\" data-id=\"918a2d9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cd2fd94 elementor-widget elementor-widget-post-info\" data-id=\"cd2fd94\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-464a563 elementor-inline-item\" itemprop=\"datePublished\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date\">\n\t\t\t\t\t\t\t\t\t\t<time>June 10, 2026, 9:07 am<\/time>\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8898e0d elementor-widget elementor-widget-heading\" data-id=\"8898e0d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/manramu.lt\/en\/news\/are-you-planning-to-travel-to-an-eu-country-get-a-european-health-insurance-card-and-travel-insurance\/\">How to protect your home from rain and storms: tips for the whole summer<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"8326\" class=\"elementor elementor-8326 e-loop-item e-loop-item-8849 post-8849 post type-post status-publish format-standard has-post-thumbnail hentry category-news\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-918a2d9 e-flex e-con-boxed e-con e-parent\" data-id=\"918a2d9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cd2fd94 elementor-widget elementor-widget-post-info\" data-id=\"cd2fd94\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-464a563 elementor-inline-item\" itemprop=\"datePublished\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date\">\n\t\t\t\t\t\t\t\t\t\t<time>June 9, 2026, 2:50 pm<\/time>\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8898e0d elementor-widget elementor-widget-heading\" data-id=\"8898e0d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/manramu.lt\/en\/news\/all-inclusive-in-turkey-a-false-illusion-of-security-and-the-necessity-of-travel-insurance\/\">All-inclusive in Turkey: a false illusion of security and the necessity of travel insurance<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"8326\" class=\"elementor elementor-8326 e-loop-item e-loop-item-8852 post-8852 post type-post status-publish format-standard has-post-thumbnail hentry category-news category-other-news\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-918a2d9 e-flex e-con-boxed e-con e-parent\" data-id=\"918a2d9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cd2fd94 elementor-widget elementor-widget-post-info\" data-id=\"cd2fd94\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-464a563 elementor-inline-item\" itemprop=\"datePublished\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date\">\n\t\t\t\t\t\t\t\t\t\t<time>May 14, 2026, 4:52 pm<\/time>\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8898e0d elementor-widget elementor-widget-heading\" data-id=\"8898e0d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/manramu.lt\/en\/news\/balcia-has-once-again-improved-its-casco-insurance-rules\/\">Balcia has once again improved its Casco insurance rules<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"8326\" class=\"elementor elementor-8326 e-loop-item e-loop-item-8857 post-8857 post type-post status-publish format-standard has-post-thumbnail hentry category-news\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-918a2d9 e-flex e-con-boxed e-con e-parent\" data-id=\"918a2d9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cd2fd94 elementor-widget elementor-widget-post-info\" data-id=\"cd2fd94\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-464a563 elementor-inline-item\" itemprop=\"datePublished\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date\">\n\t\t\t\t\t\t\t\t\t\t<time>April 10, 2026, 9:11 pm<\/time>\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8898e0d elementor-widget elementor-widget-heading\" data-id=\"8898e0d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/manramu.lt\/en\/news\/gjensidige-offers-disappear-in-lithuania-will-offer-ergo-insurance\/\">Gjensidige offers disappear in Lithuania – will offer Ergo insurance<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e654525 elementor-widget__width-auto elementor-absolute e-transform elementor-widget elementor-widget-image\" data-id=\"e654525\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{"_position":"absolute","_transform_rotateZ_effect":{"unit":"px","size":-138,"sizes":[]},"_transform_rotateZ_effect_tablet":{"unit":"deg","size":"","sizes":[]},"_transform_rotateZ_effect_mobile":{"unit":"deg","size":"","sizes":[]}}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"300\" height=\"286\" src=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/03\/bubble-one-300x286.png\" class=\"attachment-medium size-medium wp-image-1320\" alt=\"\" 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xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"14\" viewBox=\"0 0 20 14\" fill=\"none\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M5.07084 7.04553L6.07084 7.02753C6.31581 7.02281 6.55398 7.10818 6.74016 7.26745C6.92634 7.42672 7.04757 7.64879 7.08084 7.89153L7.08984 8.02653V9.01053C7.08989 9.27249 6.98715 9.524 6.8037 9.711C6.62025 9.898 6.37075 10.0056 6.10884 10.0105L5.10884 10.0285C4.86388 10.0332 4.62571 9.94787 4.43953 9.78861C4.25335 9.62934 4.13212 9.40727 4.09884 9.16453L4.08984 9.02853V8.04553C4.0898 7.78357 4.19254 7.53206 4.37599 7.34506C4.55943 7.15806 4.80893 7.05051 5.07084 7.04553Z\" stroke=\"#FF720B\" stroke-width=\"1.74497\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4.08984 4.00732H13.0898\" stroke=\"#00A3B4\" stroke-width=\"1.74497\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M9.08984 7.00743H13.0898M9.08984 10.0074H13.0898M3.08984 0.992432H14.0898C14.6203 0.992432 15.129 1.20315 15.5041 1.57822C15.8791 1.95329 16.0898 2.462 16.0898 2.99243V13.0074H3.08984C2.55941 13.0074 2.0507 12.7967 1.67563 12.4216C1.30056 12.0466 1.08984 11.5379 1.08984 11.0074V2.99343C1.08984 2.463 1.30056 1.95429 1.67563 1.57922C2.0507 1.20415 2.55941 0.992432 3.08984 0.992432Z\" stroke=\"#00A3B4\" stroke-width=\"1.74497\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M16.4121 13.0073C17.0752 13.0073 17.711 12.7439 18.1799 12.2751C18.6487 11.8063 18.9121 11.1704 18.9121 10.5073V4.00732H16.9121\" stroke=\"#00A3B4\" stroke-width=\"1.74497\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">More news<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>40% of drivers hesitate about when to renew their insurance. Find out why it’s not worth delaying and how to avoid risk and financial losses. <\/p>\n","protected":false},"author":2,"featured_media":1486,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[29],"tags":[],"class_list":["post-3973","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>When do you renew your compulsory car insurance? | Manramu<\/title>\n<meta name=\"description\" content=\"40% of drivers hesitate about when to renew their insurance. 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