{"id":5699,"date":"2026-06-10T09:07:26","date_gmt":"2026-06-10T06:07:26","guid":{"rendered":"https:\/\/manramu.lt\/?p=5699"},"modified":"2026-08-17T16:05:15","modified_gmt":"2026-08-17T13:05:15","slug":"are-you-planning-to-travel-to-an-eu-country-get-a-european-health-insurance-card-and-travel-insurance","status":"publish","type":"post","link":"https:\/\/manramu.lt\/en\/news\/are-you-planning-to-travel-to-an-eu-country-get-a-european-health-insurance-card-and-travel-insurance\/","title":{"rendered":"How to protect your home from rain and storms: tips for the whole summer"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"5699\" class=\"elementor elementor-5699 elementor-5698\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bd9a5c0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bd9a5c0\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-34f9db9\" data-id=\"34f9db9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-23f95f9 elementor-widget elementor-widget-heading\" data-id=\"23f95f9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Kaip apsaugoti b\u016bst\u0105 nuo li\u016b\u010di\u0173 ir audr\u0173: patarimai visai vasarai<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3b5c176 elementor-widget elementor-widget-text-editor\" data-id=\"3b5c176\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-weight: 400;\">At the beginning of June, storms swept through Lithuania one after another: in Kaunas, the wind tore off roofs and uprooted trees, and several tornadoes raged throughout the country. The most damage to residents&#8217; property occurred in Kaunas district and Kazl\u0173 R\u016bda municipality &#8211; &#8220;Lietuvos draudimas&#8221; reserved an amount approaching 200 thousand euros to compensate for the consequences of this storm alone. And this is probably not the last time this summer: meteorologists predict one of the most turbulent summers in recent years &#8211; with sudden downpours, thunderstorms, squalls and dangerous winds   <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f80e41c elementor-widget elementor-widget-image\" data-id=\"f80e41c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1920\" height=\"1080\" src=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/08\/Liutis-ir-audra-nebaisu.webp\" class=\"attachment-2048x2048 size-2048x2048 wp-image-8683\" alt=\"Namo draudimas\" srcset=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/08\/Liutis-ir-audra-nebaisu.webp 1920w, https:\/\/manramu.lt\/wp-content\/uploads\/2025\/08\/Liutis-ir-audra-nebaisu-300x169.webp 300w, https:\/\/manramu.lt\/wp-content\/uploads\/2025\/08\/Liutis-ir-audra-nebaisu-1024x576.webp 1024w, https:\/\/manramu.lt\/wp-content\/uploads\/2025\/08\/Liutis-ir-audra-nebaisu-768x432.webp 768w, https:\/\/manramu.lt\/wp-content\/uploads\/2025\/08\/Liutis-ir-audra-nebaisu-1536x864.webp 1536w, https:\/\/manramu.lt\/wp-content\/uploads\/2025\/08\/Liutis-ir-audra-nebaisu-24x14.webp 24w, https:\/\/manramu.lt\/wp-content\/uploads\/2025\/08\/Liutis-ir-audra-nebaisu-36x20.webp 36w, https:\/\/manramu.lt\/wp-content\/uploads\/2025\/08\/Liutis-ir-audra-nebaisu-48x27.webp 48w\" sizes=\"(max-width: 1920px) 100vw, 1920px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-769bdc9 elementor-widget elementor-widget-text-editor\" data-id=\"769bdc9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-weight: 400;\">The good news is that most damage can be prevented with simple measures. This article will show you what to do now and what to keep in mind throughout the summer to prevent a rainstorm or storm from causing costly repairs to your home. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e654525 elementor-widget__width-auto elementor-absolute e-transform elementor-widget elementor-widget-image\" data-id=\"e654525\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;,&quot;_transform_rotateZ_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-138,&quot;sizes&quot;:[]},&quot;_transform_rotateZ_effect_tablet&quot;:{&quot;unit&quot;:&quot;deg&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_rotateZ_effect_mobile&quot;:{&quot;unit&quot;:&quot;deg&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"501\" height=\"477\" src=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/03\/bubble-one.png\" class=\"attachment-medium_large size-medium_large wp-image-1320\" alt=\"\" srcset=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/03\/bubble-one.png 501w, https:\/\/manramu.lt\/wp-content\/uploads\/2025\/03\/bubble-one-300x286.png 300w, https:\/\/manramu.lt\/wp-content\/uploads\/2025\/03\/bubble-one-13x12.png 13w\" sizes=\"(max-width: 501px) 100vw, 501px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c518f26 elementor-widget elementor-widget-heading\" data-id=\"c518f26\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Why it's worth preparing: injuries are more common than they seem<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-73865b2 elementor-widget elementor-widget-text-editor\" data-id=\"73865b2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-weight: 400;\">Natural phenomena still seem like rare exceptions to many, but insurers&#8217; data shows otherwise. According to statistics from &#8220;Lietuvos draudimas&#8221;, losses due to natural forces are rapidly increasing &#8211; both in number and size: if previously up to 2 million euros in damages due to natural phenomena were recorded throughout the year, today losses of a similar scale can occur in just one weekend. For example, a storm that swept through Lithuania in August 2023 caused almost 10 million euros in losses to residents in one weekend.     <\/p><p style=\"font-weight: 400;\">The most important thing is that the greatest risk falls on the houses of the residents: according to &#8220;Lietuvos draudimas&#8221;, even two out of three cases, individual residential houses are affected by the elements.<\/p><p style=\"font-weight: 400;\">So it&#8217;s worth preparing not &#8220;someday&#8221;, but now, without waiting for the next downpour.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cb0006c elementor-widget elementor-widget-heading\" data-id=\"cb0006c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What damage do summer storms usually cause?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b73d0f2 elementor-widget elementor-widget-text-editor\" data-id=\"b73d0f2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-weight: 400;\">Insurance experts list the most common consequences of summer weather \u2014 it&#8217;s worth knowing what to watch out for:<\/p><ul><li style=\"font-weight: 400;\">The wind breaks trees and overturns things left in the yard: outdoor furniture, umbrellas, barbecues, gazebos, trampolines.<\/li><li style=\"font-weight: 400;\">Roofs and walls of buildings are damaged, windows, greenhouses, and solar power plants are broken.<\/li><li>Water seeps through leaky building joints and roof cracks, flooding property and household appliances.<\/li><li>Lightning causes voltage fluctuations that damage electronics, televisions, modems, and household appliances.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-991315e elementor-widget elementor-widget-heading\" data-id=\"991315e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Prevention: What to check and do<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c3f6218 elementor-widget elementor-widget-text-editor\" data-id=\"c3f6218\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-weight: 400;\"><strong>Roof and gutters<\/strong><\/p><ul><li>Clean your gutters and downspouts of leaves and debris \u2014 when clogged, they force water over the edges to the foundation and under the roof.<\/li><li>Inspect the roofing: damaged or loose tiles and sheets let water in during rain and are the first to be torn off during a storm.<\/li><\/ul><p style=\"font-weight: 400;\"><strong>Basement and basement<\/strong><\/p><ul><li>Check that the basement windows and ventilation openings are well sealed.<\/li><li>Check that the basement windows and ventilation openings are well sealed.<\/li><li>If your basement floods from time to time, consider a sump pump.<\/li><\/ul><p style=\"font-weight: 400;\"><strong>Environment around the house<\/strong><\/p><ul><li>Make sure that the ground surface near the house slopes outward, not toward the foundation.<\/li><li>Check that the rainwater collection and drainage system directs water away from the building.<\/li><li>Trim any tree branches that are growing close to your home or that are damaged \u2014 a tree falling during a storm is one of the most common causes of serious damage.<\/li><\/ul><p style=\"font-weight: 400;\"><strong>Just before the storm<\/strong><\/p><ul><li>Bring outdoor furniture, trampolines, umbrellas, and trash cans inside or secure them \u2014 strong winds can not only damage them, but also damage the building and break windows.<\/li><li>Close windows, skylights, and greenhouse vents.<\/li><\/ul><p style=\"font-weight: 400;\"><strong>Electronics and lightning<\/strong><\/p><ul><li>Connect expensive appliances to surge protectors or unplug them during a storm. Lightning strikes often damage appliances, electronics, and alarm systems. <\/li><\/ul><p style=\"font-weight: 400;\"><strong>If you are going on vacation<\/strong><\/p><ul><li>During the summer, homes often remain empty for weeks at a time. Before you leave, turn off the main water valve, unplug unnecessary appliances, and ask your neighbors to keep an eye on your home after a heavy rain. <\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e5c1c71 elementor-widget elementor-widget-heading\" data-id=\"e5c1c71\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">When prevention is not enough<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-998d2cf elementor-widget elementor-widget-text-editor\" data-id=\"998d2cf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-weight: 400;\">Prevention greatly reduces risk, but some things don&#8217;t stop them \u2014 you can&#8217;t prevent a tornado, lightning, or flash flood just by cleaning your gutters. That&#8217;s where home insurance comes in: it covers losses when your home is damaged by a flood, storm, lightning, or other natural disaster. <\/p><p style=\"font-weight: 400;\">However, a portion of the population remains without protection \u2014 a survey by Lietuvos Draudimas showed that 28 percent of people who own their own homes do not have home insurance. If you don&#8217;t have protection yet or are not sure what your policy covers, it is <a href=\"https:\/\/manramu.lt\/en\/home-insurance\/\">worth comparing home insurance offers from several insurers<\/a> \u2014 this way you will immediately see what is covered and how much it costs.  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c801dc9 elementor-widget elementor-widget-heading\" data-id=\"c801dc9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">If the damage has already occurred<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ce955da elementor-widget elementor-widget-text-editor\" data-id=\"ce955da\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Take care of your safety first and, if necessary, call emergency services; if you can, try to minimize further damage.<\/li><li>Document the damage with photos and videos before you start cleaning.<\/li><li>Contact your insurance company as soon as possible for compensation.<\/li><li>Do not dispose of damaged items until the insurer has inspected them or given consent.<\/li><\/ul><p style=\"font-weight: 400;\">For those who have a policy, such damage is usually compensated; for those who do not, it is often an expensive lesson. Protecting yourself is easier than it seems: <a href=\"https:\/\/manramu.lt\/en\/home-insurance\/\">you can compare and purchase home insurance quotes online<\/a>. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c9d7fea elementor-widget elementor-widget-heading\" data-id=\"c9d7fea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">In brief<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8d74d80 elementor-widget elementor-widget-text-editor\" data-id=\"8d74d80\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Rainstorms and storms are becoming more frequent in Lithuania, and damage to property is also increasing.<\/li><li>Most losses can be avoided by taking simple preventive measures: clean gutters, a tidy roof, a sealed basement, secured outdoor items, and surge protection.<\/li><li>What prevention doesn&#8217;t stop, home insurance covers \u2014 <a href=\"https:\/\/manramu.lt\/en\/home-insurance\/\">check your protection now<\/a>.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e27e957 elementor-widget elementor-widget-spacer\" data-id=\"e27e957\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d72c08b elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"d72c08b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M5.06889 10.0454L6.06889 10.0274C6.31385 10.0227 6.55202 10.1081 6.7382 10.2673C6.92438 10.4266 7.04562 10.6487 7.07889 10.8914L7.08789 11.0264V12.0104C7.08794 12.2724 6.98519 12.5239 6.80175 12.7109C6.6183 12.8979 6.3688 13.0054 6.10689 13.0104L5.10689 13.0284C4.86193 13.0331 4.62376 12.9478 4.43758 12.7885C4.2514 12.6292 4.13017 12.4071 4.09689 12.1644L4.08789 12.0284V11.0454C4.08784 10.7834 4.19059 10.5319 4.37403 10.3449C4.55748 10.1579 4.80698 10.0504 5.06889 10.0454Z\" stroke=\"#FF720B\" stroke-width=\"1.74497\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4.08789 7.00745H13.0879\" stroke=\"#00A3B4\" stroke-width=\"1.74497\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M9.08789 10.0074H13.0879M9.08789 13.0074H13.0879M3.08789 3.99243H14.0879C14.6183 3.99243 15.127 4.20315 15.5021 4.57822C15.8772 4.95329 16.0879 5.462 16.0879 5.99243V16.0074H3.08789C2.55746 16.0074 2.04875 15.7967 1.67368 15.4216C1.2986 15.0466 1.08789 14.5379 1.08789 14.0074V5.99343C1.08789 5.463 1.2986 4.95429 1.67368 4.57922C2.04875 4.20415 2.55746 3.99243 3.08789 3.99243Z\" stroke=\"#00A3B4\" stroke-width=\"1.74497\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M16.4102 16.0074C17.0732 16.0074 17.7091 15.7441 18.1779 15.2752C18.6468 14.8064 18.9102 14.1705 18.9102 13.5074V7.00745H16.9102\" stroke=\"#00A3B4\" stroke-width=\"1.74497\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Also read<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-554a67a elementor-grid-1 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-global elementor-global-8491 elementor-global-8335 elementor-widget-loop-grid\" data-id=\"554a67a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;template_id&quot;:8326,&quot;columns&quot;:1,&quot;row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:11,&quot;sizes&quot;:[]},&quot;_skin&quot;:&quot;post&quot;,&quot;columns_tablet&quot;:&quot;2&quot;,&quot;columns_mobile&quot;:&quot;1&quot;,&quot;edit_handle_selector&quot;:&quot;[data-elementor-type=\\&quot;loop-item\\&quot;]&quot;,&quot;row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"loop-grid.post\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-loop-container elementor-grid\" role=\"list\">\n\t\t<style id=\"loop-8326\">.elementor-8326 .elementor-element.elementor-element-918a2d9{--display:flex;--gap:0px 0px;--row-gap:0px;--column-gap:0px;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-widget-post-info .elementor-icon-list-item:not(:last-child):after{border-color:var( --e-global-color-text );}.elementor-widget-post-info .elementor-icon-list-icon i{color:var( --e-global-color-primary );}.elementor-widget-post-info .elementor-icon-list-icon svg{fill:var( --e-global-color-primary );}.elementor-widget-post-info .elementor-icon-list-text, .elementor-widget-post-info .elementor-icon-list-text a{color:var( --e-global-color-secondary );}.elementor-widget-post-info .elementor-icon-list-item{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );line-height:var( --e-global-typography-text-line-height );}.elementor-8326 .elementor-element.elementor-element-cd2fd94 .elementor-icon-list-items:not(.elementor-inline-items) .elementor-icon-list-item:not(:last-child){padding-bottom:calc(0px\/2);}.elementor-8326 .elementor-element.elementor-element-cd2fd94 .elementor-icon-list-items:not(.elementor-inline-items) .elementor-icon-list-item:not(:first-child){margin-top:calc(0px\/2);}.elementor-8326 .elementor-element.elementor-element-cd2fd94 .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item{margin-right:calc(0px\/2);margin-left:calc(0px\/2);}.elementor-8326 .elementor-element.elementor-element-cd2fd94 .elementor-icon-list-items.elementor-inline-items{margin-right:calc(-0px\/2);margin-left:calc(-0px\/2);}body.rtl .elementor-8326 .elementor-element.elementor-element-cd2fd94 .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item:after{left:calc(-0px\/2);}body:not(.rtl) .elementor-8326 .elementor-element.elementor-element-cd2fd94 .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item:after{right:calc(-0px\/2);}.elementor-8326 .elementor-element.elementor-element-cd2fd94 .elementor-icon-list-icon{width:6px;}.elementor-8326 .elementor-element.elementor-element-cd2fd94 .elementor-icon-list-icon i{font-size:6px;}.elementor-8326 .elementor-element.elementor-element-cd2fd94 .elementor-icon-list-icon svg{--e-icon-list-icon-size:6px;}.elementor-8326 .elementor-element.elementor-element-cd2fd94 .elementor-icon-list-text, .elementor-8326 .elementor-element.elementor-element-cd2fd94 .elementor-icon-list-text a{color:#959595;}.elementor-8326 .elementor-element.elementor-element-cd2fd94 .elementor-icon-list-item{font-family:\"Poppins\", Sans-serif;font-size:15px;font-weight:400;line-height:28px;}.elementor-widget-heading .elementor-heading-title{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-size:var( --e-global-typography-primary-font-size );font-weight:var( --e-global-typography-primary-font-weight );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );color:var( --e-global-color-primary );}.elementor-8326 .elementor-element.elementor-element-8898e0d .elementor-heading-title{font-family:\"Poppins\", Sans-serif;font-size:20px;font-weight:600;line-height:1.28em;letter-spacing:0px;color:#000000;}.elementor-8326 .elementor-element.elementor-element-8898e0d .elementor-heading-title a:hover, .elementor-8326 .elementor-element.elementor-element-8898e0d .elementor-heading-title a:focus{color:var( --e-global-color-secondary );}@media(max-width:1024px){.elementor-widget-post-info .elementor-icon-list-item{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-heading .elementor-heading-title{font-size:var( --e-global-typography-primary-font-size );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}}@media(max-width:767px){.elementor-widget-post-info .elementor-icon-list-item{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-8326 .elementor-element.elementor-element-cd2fd94 .elementor-icon-list-item{font-size:14px;}.elementor-widget-heading .elementor-heading-title{font-size:var( --e-global-typography-primary-font-size );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}}<\/style>\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"8326\" class=\"elementor elementor-8326 e-loop-item e-loop-item-8842 post-8842 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-pulse category-news\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-918a2d9 e-flex e-con-boxed e-con e-parent\" data-id=\"918a2d9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cd2fd94 elementor-widget elementor-widget-post-info\" data-id=\"cd2fd94\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-464a563 elementor-inline-item\" itemprop=\"datePublished\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date\">\n\t\t\t\t\t\t\t\t\t\t<time>June 19, 2026, 4:09 pm<\/time>\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8898e0d elementor-widget elementor-widget-heading\" data-id=\"8898e0d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/manramu.lt\/en\/news\/new-reality-in-the-home-insurance-market-political-conflict-risks-move-from-the-list-of-exceptions-to-standard-conditions\/\">New reality in the home insurance market: political conflict risks move from the list of exceptions to standard conditions<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"8326\" class=\"elementor elementor-8326 e-loop-item e-loop-item-8845 post-8845 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-pulse category-news\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-918a2d9 e-flex e-con-boxed e-con e-parent\" data-id=\"918a2d9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cd2fd94 elementor-widget elementor-widget-post-info\" data-id=\"cd2fd94\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-464a563 elementor-inline-item\" itemprop=\"datePublished\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date\">\n\t\t\t\t\t\t\t\t\t\t<time>June 12, 2026, 7:55 pm<\/time>\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8898e0d elementor-widget elementor-widget-heading\" data-id=\"8898e0d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/manramu.lt\/en\/news\/ergo-has-jumped-on-the-ai-powered-interactive-photo-submission-bandwagon-but-not-all-insurers-are-there-yet\/\">Ergo has jumped on the AI-powered interactive photo submission bandwagon, but not all insurers are there yet<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"8326\" class=\"elementor elementor-8326 e-loop-item e-loop-item-5699 post-5699 post type-post status-publish format-standard has-post-thumbnail hentry category-news\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-918a2d9 e-flex e-con-boxed e-con e-parent\" data-id=\"918a2d9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cd2fd94 elementor-widget elementor-widget-post-info\" data-id=\"cd2fd94\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-464a563 elementor-inline-item\" itemprop=\"datePublished\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date\">\n\t\t\t\t\t\t\t\t\t\t<time>June 10, 2026, 9:07 am<\/time>\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8898e0d elementor-widget elementor-widget-heading\" data-id=\"8898e0d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/manramu.lt\/en\/news\/are-you-planning-to-travel-to-an-eu-country-get-a-european-health-insurance-card-and-travel-insurance\/\">How to protect your home from rain and storms: tips for the whole summer<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"8326\" class=\"elementor elementor-8326 e-loop-item e-loop-item-8849 post-8849 post type-post status-publish format-standard has-post-thumbnail hentry category-news\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-918a2d9 e-flex e-con-boxed e-con e-parent\" data-id=\"918a2d9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cd2fd94 elementor-widget elementor-widget-post-info\" data-id=\"cd2fd94\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-464a563 elementor-inline-item\" itemprop=\"datePublished\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date\">\n\t\t\t\t\t\t\t\t\t\t<time>June 9, 2026, 2:50 pm<\/time>\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8898e0d elementor-widget elementor-widget-heading\" data-id=\"8898e0d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/manramu.lt\/en\/news\/all-inclusive-in-turkey-a-false-illusion-of-security-and-the-necessity-of-travel-insurance\/\">All-inclusive in Turkey: a false illusion of security and the necessity of travel insurance<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"8326\" class=\"elementor elementor-8326 e-loop-item e-loop-item-8852 post-8852 post type-post status-publish format-standard has-post-thumbnail hentry category-news category-other-news\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-918a2d9 e-flex e-con-boxed e-con e-parent\" data-id=\"918a2d9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cd2fd94 elementor-widget elementor-widget-post-info\" data-id=\"cd2fd94\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-464a563 elementor-inline-item\" itemprop=\"datePublished\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date\">\n\t\t\t\t\t\t\t\t\t\t<time>May 14, 2026, 4:52 pm<\/time>\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8898e0d elementor-widget elementor-widget-heading\" data-id=\"8898e0d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/manramu.lt\/en\/news\/balcia-has-once-again-improved-its-casco-insurance-rules\/\">Balcia has once again improved its Casco insurance rules<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"8326\" class=\"elementor elementor-8326 e-loop-item e-loop-item-8857 post-8857 post type-post status-publish format-standard has-post-thumbnail hentry category-news\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-918a2d9 e-flex e-con-boxed e-con e-parent\" data-id=\"918a2d9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cd2fd94 elementor-widget elementor-widget-post-info\" data-id=\"cd2fd94\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-464a563 elementor-inline-item\" itemprop=\"datePublished\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date\">\n\t\t\t\t\t\t\t\t\t\t<time>April 10, 2026, 9:11 pm<\/time>\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8898e0d elementor-widget elementor-widget-heading\" data-id=\"8898e0d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/manramu.lt\/en\/news\/gjensidige-offers-disappear-in-lithuania-will-offer-ergo-insurance\/\">Gjensidige offers disappear in Lithuania &#8211; will offer Ergo insurance<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-da81b4a elementor-align-center elementor-widget__width-inherit elementor-widget elementor-widget-button\" data-id=\"da81b4a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/manramu.lt\/en\/news\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"14\" viewBox=\"0 0 20 14\" fill=\"none\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M5.07084 7.04553L6.07084 7.02753C6.31581 7.02281 6.55398 7.10818 6.74016 7.26745C6.92634 7.42672 7.04757 7.64879 7.08084 7.89153L7.08984 8.02653V9.01053C7.08989 9.27249 6.98715 9.524 6.8037 9.711C6.62025 9.898 6.37075 10.0056 6.10884 10.0105L5.10884 10.0285C4.86388 10.0332 4.62571 9.94787 4.43953 9.78861C4.25335 9.62934 4.13212 9.40727 4.09884 9.16453L4.08984 9.02853V8.04553C4.0898 7.78357 4.19254 7.53206 4.37599 7.34506C4.55943 7.15806 4.80893 7.05051 5.07084 7.04553Z\" stroke=\"#FF720B\" stroke-width=\"1.74497\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4.08984 4.00732H13.0898\" stroke=\"#00A3B4\" stroke-width=\"1.74497\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M9.08984 7.00743H13.0898M9.08984 10.0074H13.0898M3.08984 0.992432H14.0898C14.6203 0.992432 15.129 1.20315 15.5041 1.57822C15.8791 1.95329 16.0898 2.462 16.0898 2.99243V13.0074H3.08984C2.55941 13.0074 2.0507 12.7967 1.67563 12.4216C1.30056 12.0466 1.08984 11.5379 1.08984 11.0074V2.99343C1.08984 2.463 1.30056 1.95429 1.67563 1.57922C2.0507 1.20415 2.55941 0.992432 3.08984 0.992432Z\" stroke=\"#00A3B4\" stroke-width=\"1.74497\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M16.4121 13.0073C17.0752 13.0073 17.711 12.7439 18.1799 12.2751C18.6487 11.8063 18.9121 11.1704 18.9121 10.5073V4.00732H16.9121\" stroke=\"#00A3B4\" stroke-width=\"1.74497\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">More news<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Rain and storms are becoming more frequent in Lithuania. Practical tips on how to protect your home this summer. <\/p>\n","protected":false},"author":2,"featured_media":8683,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[29],"tags":[],"class_list":["post-5699","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>How to protect your home from rain and storms | Man ramu<\/title>\n<meta name=\"description\" content=\"Rain and storms are becoming more frequent in Lithuania. Practical tips on how to protect your home this summer and what home insurance covers.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/manramu.lt\/en\/news\/are-you-planning-to-travel-to-an-eu-country-get-a-european-health-insurance-card-and-travel-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to protect your home from rain and storms | Man ramu\" \/>\n<meta property=\"og:description\" content=\"Rain and storms are becoming more frequent in Lithuania. Practical tips on how to protect your home this summer and what home insurance covers.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/manramu.lt\/en\/news\/are-you-planning-to-travel-to-an-eu-country-get-a-european-health-insurance-card-and-travel-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"Man ramu draudimo platforma\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/manramu.lt?locale=lt_LT\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/mariusjundulas\" \/>\n<meta property=\"article:published_time\" content=\"2026-06-10T06:07:26+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-08-17T13:05:15+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/08\/Liutis-ir-audra-nebaisu.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Marius Jundulas\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Marius Jundulas\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/manramu.lt\\\/en\\\/news\\\/are-you-planning-to-travel-to-an-eu-country-get-a-european-health-insurance-card-and-travel-insurance\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/manramu.lt\\\/en\\\/news\\\/are-you-planning-to-travel-to-an-eu-country-get-a-european-health-insurance-card-and-travel-insurance\\\/\"},\"author\":{\"name\":\"Marius Jundulas\",\"@id\":\"https:\\\/\\\/manramu.lt\\\/en\\\/#\\\/schema\\\/person\\\/a3bdf9a08c0844cfecee644b217580a9\"},\"headline\":\"How to protect your home from rain and storms: tips for the whole summer\",\"datePublished\":\"2026-06-10T06:07:26+00:00\",\"dateModified\":\"2026-08-17T13:05:15+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/manramu.lt\\\/en\\\/news\\\/are-you-planning-to-travel-to-an-eu-country-get-a-european-health-insurance-card-and-travel-insurance\\\/\"},\"wordCount\":937,\"publisher\":{\"@id\":\"https:\\\/\\\/manramu.lt\\\/en\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/manramu.lt\\\/en\\\/news\\\/are-you-planning-to-travel-to-an-eu-country-get-a-european-health-insurance-card-and-travel-insurance\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/manramu.lt\\\/wp-content\\\/uploads\\\/2025\\\/08\\\/Liutis-ir-audra-nebaisu.webp\",\"articleSection\":[\"News\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/manramu.lt\\\/en\\\/news\\\/are-you-planning-to-travel-to-an-eu-country-get-a-european-health-insurance-card-and-travel-insurance\\\/\",\"url\":\"https:\\\/\\\/manramu.lt\\\/en\\\/news\\\/are-you-planning-to-travel-to-an-eu-country-get-a-european-health-insurance-card-and-travel-insurance\\\/\",\"name\":\"How to protect your home from rain and storms | Man ramu\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/manramu.lt\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/manramu.lt\\\/en\\\/news\\\/are-you-planning-to-travel-to-an-eu-country-get-a-european-health-insurance-card-and-travel-insurance\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/manramu.lt\\\/en\\\/news\\\/are-you-planning-to-travel-to-an-eu-country-get-a-european-health-insurance-card-and-travel-insurance\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/manramu.lt\\\/wp-content\\\/uploads\\\/2025\\\/08\\\/Liutis-ir-audra-nebaisu.webp\",\"datePublished\":\"2026-06-10T06:07:26+00:00\",\"dateModified\":\"2026-08-17T13:05:15+00:00\",\"description\":\"Rain and storms are becoming more frequent in Lithuania. Practical tips on how to protect your home this summer and what home insurance covers.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/manramu.lt\\\/en\\\/news\\\/are-you-planning-to-travel-to-an-eu-country-get-a-european-health-insurance-card-and-travel-insurance\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/manramu.lt\\\/en\\\/news\\\/are-you-planning-to-travel-to-an-eu-country-get-a-european-health-insurance-card-and-travel-insurance\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/manramu.lt\\\/en\\\/news\\\/are-you-planning-to-travel-to-an-eu-country-get-a-european-health-insurance-card-and-travel-insurance\\\/#primaryimage\",\"url\":\"https:\\\/\\\/manramu.lt\\\/wp-content\\\/uploads\\\/2025\\\/08\\\/Liutis-ir-audra-nebaisu.webp\",\"contentUrl\":\"https:\\\/\\\/manramu.lt\\\/wp-content\\\/uploads\\\/2025\\\/08\\\/Liutis-ir-audra-nebaisu.webp\",\"width\":1920,\"height\":1080,\"caption\":\"Namo draudimas\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/manramu.lt\\\/en\\\/news\\\/are-you-planning-to-travel-to-an-eu-country-get-a-european-health-insurance-card-and-travel-insurance\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/manramu.lt\\\/en\\\/home\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"How to protect your home from rain and storms: tips for the whole summer\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/manramu.lt\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/manramu.lt\\\/en\\\/\",\"name\":\"Man ramu draudimo platforma\",\"description\":\"Insurance Platform\",\"publisher\":{\"@id\":\"https:\\\/\\\/manramu.lt\\\/en\\\/#organization\"},\"alternateName\":\"Man ramu\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/manramu.lt\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/manramu.lt\\\/en\\\/#organization\",\"name\":\"Man ramu draudimo platforma\",\"alternateName\":\"Man ramu\",\"url\":\"https:\\\/\\\/manramu.lt\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/manramu.lt\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/manramu.lt\\\/wp-content\\\/uploads\\\/2025\\\/07\\\/Man-ramu-draudimas-internetu-platforma.webp\",\"contentUrl\":\"https:\\\/\\\/manramu.lt\\\/wp-content\\\/uploads\\\/2025\\\/07\\\/Man-ramu-draudimas-internetu-platforma.webp\",\"width\":728,\"height\":728,\"caption\":\"Man ramu draudimo platforma\"},\"image\":{\"@id\":\"https:\\\/\\\/manramu.lt\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/manramu.lt?locale=lt_LT\",\"https:\\\/\\\/www.instagram.com\\\/manramu.lt\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/manramu\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/manramu.lt\\\/en\\\/#\\\/schema\\\/person\\\/a3bdf9a08c0844cfecee644b217580a9\",\"name\":\"Marius Jundulas\",\"description\":\"Draudimo ekspertas ir licencijuotas draudimo brokeris. \u201eMan ramu\\\" draudimo platformos \u012fk\u016br\u0117jas ir vadovas.\",\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/mariusjundulas\",\"https:\\\/\\\/www.linkedin.com\\\/in\\\/mariusjundulas\"],\"url\":\"https:\\\/\\\/manramu.lt\\\/en\\\/author\\\/marius-jundulas\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"How to protect your home from rain and storms | Man ramu","description":"Rain and storms are becoming more frequent in Lithuania. Practical tips on how to protect your home this summer and what home insurance covers.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/manramu.lt\/en\/news\/are-you-planning-to-travel-to-an-eu-country-get-a-european-health-insurance-card-and-travel-insurance\/","og_locale":"en_US","og_type":"article","og_title":"How to protect your home from rain and storms | Man ramu","og_description":"Rain and storms are becoming more frequent in Lithuania. Practical tips on how to protect your home this summer and what home insurance covers.","og_url":"https:\/\/manramu.lt\/en\/news\/are-you-planning-to-travel-to-an-eu-country-get-a-european-health-insurance-card-and-travel-insurance\/","og_site_name":"Man ramu draudimo platforma","article_publisher":"https:\/\/www.facebook.com\/manramu.lt?locale=lt_LT","article_author":"https:\/\/www.facebook.com\/mariusjundulas","article_published_time":"2026-06-10T06:07:26+00:00","article_modified_time":"2026-08-17T13:05:15+00:00","og_image":[{"width":1920,"height":1080,"url":"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/08\/Liutis-ir-audra-nebaisu.webp","type":"image\/webp"}],"author":"Marius Jundulas","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Marius Jundulas","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/manramu.lt\/en\/news\/are-you-planning-to-travel-to-an-eu-country-get-a-european-health-insurance-card-and-travel-insurance\/#article","isPartOf":{"@id":"https:\/\/manramu.lt\/en\/news\/are-you-planning-to-travel-to-an-eu-country-get-a-european-health-insurance-card-and-travel-insurance\/"},"author":{"name":"Marius Jundulas","@id":"https:\/\/manramu.lt\/en\/#\/schema\/person\/a3bdf9a08c0844cfecee644b217580a9"},"headline":"How to protect your home from rain and storms: tips for the whole summer","datePublished":"2026-06-10T06:07:26+00:00","dateModified":"2026-08-17T13:05:15+00:00","mainEntityOfPage":{"@id":"https:\/\/manramu.lt\/en\/news\/are-you-planning-to-travel-to-an-eu-country-get-a-european-health-insurance-card-and-travel-insurance\/"},"wordCount":937,"publisher":{"@id":"https:\/\/manramu.lt\/en\/#organization"},"image":{"@id":"https:\/\/manramu.lt\/en\/news\/are-you-planning-to-travel-to-an-eu-country-get-a-european-health-insurance-card-and-travel-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/08\/Liutis-ir-audra-nebaisu.webp","articleSection":["News"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/manramu.lt\/en\/news\/are-you-planning-to-travel-to-an-eu-country-get-a-european-health-insurance-card-and-travel-insurance\/","url":"https:\/\/manramu.lt\/en\/news\/are-you-planning-to-travel-to-an-eu-country-get-a-european-health-insurance-card-and-travel-insurance\/","name":"How to protect your home from rain and storms | Man ramu","isPartOf":{"@id":"https:\/\/manramu.lt\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/manramu.lt\/en\/news\/are-you-planning-to-travel-to-an-eu-country-get-a-european-health-insurance-card-and-travel-insurance\/#primaryimage"},"image":{"@id":"https:\/\/manramu.lt\/en\/news\/are-you-planning-to-travel-to-an-eu-country-get-a-european-health-insurance-card-and-travel-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/08\/Liutis-ir-audra-nebaisu.webp","datePublished":"2026-06-10T06:07:26+00:00","dateModified":"2026-08-17T13:05:15+00:00","description":"Rain and storms are becoming more frequent in Lithuania. Practical tips on how to protect your home this summer and what home insurance covers.","breadcrumb":{"@id":"https:\/\/manramu.lt\/en\/news\/are-you-planning-to-travel-to-an-eu-country-get-a-european-health-insurance-card-and-travel-insurance\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/manramu.lt\/en\/news\/are-you-planning-to-travel-to-an-eu-country-get-a-european-health-insurance-card-and-travel-insurance\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/manramu.lt\/en\/news\/are-you-planning-to-travel-to-an-eu-country-get-a-european-health-insurance-card-and-travel-insurance\/#primaryimage","url":"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/08\/Liutis-ir-audra-nebaisu.webp","contentUrl":"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/08\/Liutis-ir-audra-nebaisu.webp","width":1920,"height":1080,"caption":"Namo draudimas"},{"@type":"BreadcrumbList","@id":"https:\/\/manramu.lt\/en\/news\/are-you-planning-to-travel-to-an-eu-country-get-a-european-health-insurance-card-and-travel-insurance\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/manramu.lt\/en\/home\/"},{"@type":"ListItem","position":2,"name":"How to protect your home from rain and storms: tips for the whole summer"}]},{"@type":"WebSite","@id":"https:\/\/manramu.lt\/en\/#website","url":"https:\/\/manramu.lt\/en\/","name":"Man ramu draudimo platforma","description":"Insurance Platform","publisher":{"@id":"https:\/\/manramu.lt\/en\/#organization"},"alternateName":"Man ramu","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/manramu.lt\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/manramu.lt\/en\/#organization","name":"Man ramu draudimo platforma","alternateName":"Man ramu","url":"https:\/\/manramu.lt\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/manramu.lt\/en\/#\/schema\/logo\/image\/","url":"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/07\/Man-ramu-draudimas-internetu-platforma.webp","contentUrl":"https:\/\/manramu.lt\/wp-content\/uploads\/2025\/07\/Man-ramu-draudimas-internetu-platforma.webp","width":728,"height":728,"caption":"Man ramu draudimo platforma"},"image":{"@id":"https:\/\/manramu.lt\/en\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/manramu.lt?locale=lt_LT","https:\/\/www.instagram.com\/manramu.lt","https:\/\/www.linkedin.com\/company\/manramu"]},{"@type":"Person","@id":"https:\/\/manramu.lt\/en\/#\/schema\/person\/a3bdf9a08c0844cfecee644b217580a9","name":"Marius Jundulas","description":"Draudimo ekspertas ir licencijuotas draudimo brokeris. \u201eMan ramu\" draudimo platformos \u012fk\u016br\u0117jas ir vadovas.","sameAs":["https:\/\/www.facebook.com\/mariusjundulas","https:\/\/www.linkedin.com\/in\/mariusjundulas"],"url":"https:\/\/manramu.lt\/en\/author\/marius-jundulas\/"}]}},"_links":{"self":[{"href":"https:\/\/manramu.lt\/en\/wp-json\/wp\/v2\/posts\/5699","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/manramu.lt\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/manramu.lt\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/manramu.lt\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/manramu.lt\/en\/wp-json\/wp\/v2\/comments?post=5699"}],"version-history":[{"count":4,"href":"https:\/\/manramu.lt\/en\/wp-json\/wp\/v2\/posts\/5699\/revisions"}],"predecessor-version":[{"id":8848,"href":"https:\/\/manramu.lt\/en\/wp-json\/wp\/v2\/posts\/5699\/revisions\/8848"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/manramu.lt\/en\/wp-json\/wp\/v2\/media\/8683"}],"wp:attachment":[{"href":"https:\/\/manramu.lt\/en\/wp-json\/wp\/v2\/media?parent=5699"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/manramu.lt\/en\/wp-json\/wp\/v2\/categories?post=5699"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/manramu.lt\/en\/wp-json\/wp\/v2\/tags?post=5699"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}