Insurance partners
Gjensidige Insurance in Lithuania – now ERGO
In 2026, ERGO acquired Gjensidige’s insurance operations in the Baltic states, and the companies are being merged into one by the end of 2026. New insurance contracts are concluded in the name of ERGO, while existing Gjensidige contracts remain valid until their expiration.
Below, you will find information on where to report a claim and whom to contact regarding your current policy, as well as how to compare new offers as your policy nears its expiration date.
Claims and assistance
Do you have a Gjensidige policy? Here is what is important to know.
The merger does not change your insurance coverage – you can continue to use all services until the end of the contract. Only the website and the login method are changing.
Your contract is valid.
The existing contract remains unchanged until its expiration.
You will continue to receive insurance-related information and correspondence, but they will bear the ERGO logo.
Claim Registration and Self-Service
You can register a claim and perform other contract-related actions via the official self-service portal at savitarna.ergobaltic.lt.
You can also access it via a special button on the ERGO website.
Questions regarding the contract
For contract amendments, termination, or other questions, please call +370 5 272 1626.
The contracts are administered by the insurer, so "Man ramu" cannot change or terminate them.
"Man ramu" is an insurance intermediary. If your "Gjensidige" policy was purchased through "Man ramu" and any issues arise, please write to us.
Insurance options
Is your policy expiring? Compare new offers.
As your Gjensidige contract nears its end, it is worth comparing offers from several insurers—including ERGO. The "Man ramu" calculators will display them all in one place.
Compulsory MTPL insurance
Enter the license plate number and compare prices from insurers. You can purchase the policy online in just a few minutes.
Casco insurance
Compare prices, deductibles and basic terms. Read more - Casco insurance.
Travel insurance
Medical expenses abroad are always included; you can additionally include travel liability, personal accident coverage, and baggage insurance.
Important changes
What is happening with Gjensidige?
A brief timeline of the merger between Gjensidige and ERGO.
January 2026
ERGO has completed the acquisition of ADB Gjensidige and its branches in Estonia and Latvia.
June 2026
The Estonian supervisory authority has approved the cross-border merger of the companies. Operations will continue under the ERGO license—in Lithuania, through the ERGO Lithuanian branch.
By the end of 2026
The merger is being finalized, and the Gjensidige brand in the Baltic states is being replaced by ERGO.
FAQ
Frequently Asked Questions
Is my Gjensidige policy still valid?
Yes. Already concluded Gjensidige contracts are valid without changes until they expire, and until then you can use all the services provided for in the contract.
Where do I report a claim if I have a Gjensidige policy?
Via the official self-service portal at savitarna.ergobaltic.lt or by using the button for Gjensidige customers on the ERGO website. You can ask questions by calling +370 5 272 1626.
Is savitarna.ergobaltic.lt safe?
Yes. This is the official Gjensidige customer self-service website designated by the insurer itself. Always check that the address in your browser matches exactly: savitarna.ergobaltic.lt.
Do I need to do anything regarding the merger?
No. There is no need to change the contract – only the website, the login method, and the appearance of the emails change.
How do I change or terminate a Gjensidige contract?
Contact the insurer directly by phone at +370 5 272 1626 or via the self-service portal at savitarna.ergobaltic.lt.
Is it still possible to purchase a new Gjensidige policy?
No. New policies are issued in the name of ERGO. Through "Man ramu," you can compare offers from ERGO and other insurers.
Am I required to take out insurance with ERGO after my Gjensidige policy expires?
No. Once your contract expires, you can choose any insurer. With the "Man ramu" calculators, you can compare prices and terms from several insurers in one place.
Offers in one place
Compare insurance offers in one place.
Is your Gjensidige policy nearing its end? Enter your details, and the calculator will show you offers from several insurers.
For travel
Medical expenses are always included; civil liability, accidents, and baggage are covered additionally.