About “Man ramu”
An insurance brokerage and comparison platform. We help people in Lithuania compare offers from insurers and purchase insurance online—at no extra cost and without having to visit offices.
What is "Man ramu"?
“Man ramu” is an insurance brokerage and insurance comparison platform. We are not an insurance company—the insurance contract is concluded with the insurer of your choice, while we help you compare offers and handle the process online.
This means it is in our interest for you to find suitable protection and return next year.
How much does it cost you?
The service is free for you.
We receive remuneration from the insurer whose offer you choose. It is part of the insurance premium, not an additional fee for you.
Our contribution does not increase.
The insurance premium amount does not depend on whether you conclude the contract through “Man ramu” or directly with the insurer.
Better terms online
Some insurers offer better terms for policies sold online than through traditional sales channels. You will see these offers only on the platform—we cannot provide them at our office or over the phone.
The money goes to the insurer.
You pay the premium directly into the account of your chosen insurance company. We do not collect customer funds into our own account.
How to verify us
Official data
- “Man ramu”, UAB, legal entity code 306362692
- Registered office: Verkių St. 31B-2, LT-09108 Vilnius
- From 2023 entered into the list of insurance broker companies maintained by the Bank of Lithuania
- The activity is supervised by the Bank of Lithuania.
- Complaint handling procedure: Handling of complaints
- All documents: Legal information
Independence
No insurance company holds shares in “Man ramu,” and “Man ramu” does not hold shares in any insurance company. We present offers without any prior bias toward a specific insurer.
30 years in the insurance market
Marius Jundulas
CEO · LinkedIn
I have been working in the insurance industry since 1996, starting with business client insurance at Lietuvos Draudimas. Later, at PZU Lietuva, I managed broker relations and the business client department; from 2009, I led PZU Lietuva Life Insurance, and from 2010, I served as the CEO of PZU Lietuva. Subsequently, I managed Gjensidige’s operations in Lithuania and the Baltic states. I have also served as a board member of the Lithuanian Insurers Association.
I have experienced the operations of insurance companies from the inside—so I know how pricing is determined, why different insurers offer varying terms for the same home or car, and where customers most often overpay simply out of habit. I created “Man ramu” to give Lithuanian customers an easy way to compare and choose the most suitable insurance.
Technology and Payments
Platform
The technical solution is developed and maintained by the technology partner In-volv Latvia, SIA. The platform connects to insurers’ systems in real time, so you see premiums calculated specifically for your situation rather than estimates.
Payments
Payments are processed by Neopay, a payment institution supervised by the Bank of Lithuania. The payment goes directly to the insurer’s account, and you receive the policy via email.
Where a person is needed
Business insurance, non-typical cases and questions about concluded contracts are handled by a licensed broker. Write to info@manramu.lt or call +370 655 04005.
Broker, agent, and insurance company
Insurance company
Assumes risk, sets the premium, and pays out insurance benefits. Offers only its own products.
Insurance agent
Represents an insurance company and acts on its behalf. Offers that company’s products.
Insurance broker
It operates on the client’s behalf and compares offers from several insurers. “Man ramu” is a brokerage firm.
Who we work with
We cooperate with non-life insurance companies operating in Lithuania. On each insurer’s page, you will find contact details to use in the event of an insured incident.
Balcia
Compensa
Lietuvos draudimas
Our compass
Vision: Confident about the future.
Create value
Solutions that work.
Do as much as is necessary.
No overpaying, no waste.
Stay calm.
Stability in chaos.
Frequently Asked Questions
Is "Man ramu" an insurance company?
How much does your service cost?
Is insurance more expensive through a broker?
Who oversees your activities?
Who do I pay the insurance premium to?
Do you belong to any insurance company?
How do I submit a complaint?
Choose insurance
Compare offers from insurers and get insured in a few minutes.
Questions: info@manramu.lt · +370 655 04005
Verkių st. 31B-2, LT-09108 Vilnius