Insurance partners
Insurance companies – partners of "Man ramu"
"Man ramu" is a licensed insurance broker partnering with six insurance companies: Balcia, BTA, BUNDA, Compensa, ERGO, and Lietuvos draudimas. You can compare their offers and purchase policies all in one place.
We list insurers alphabetically and do not rank them—you choose the most suitable offer based on price and terms.
Balcia
Digital insurance company with Latvian roots, operating in Lithuania since 2017.
Via "Man ramu": MTPL, Casco, travel, home, and business insurance upon request.
BTA
A Vienna Insurance Group company operating in Lithuania through the AAS "BTA Baltic Insurance Company" branch.
Via "Man ramu": MTPL, Casco, travel, home, and business insurance upon request.
BUNDA
Lloyd's authorized coverholder in the Baltic countries, offering specialized insurance products.
Via "Man ramu": on-demand business insurance, e.g., directors and officers (D&O) liability.
Compensa
An insurance company of the Vienna Insurance Group, registered in Lithuania.
Via "Man ramu": MTPL, Casco, travel, home, and business insurance upon request.
ERGO
A Munich Re group company operating in Lithuania through the Lithuanian branch of ERGO Insurance SE.
Via "Man ramu": MTPL, Casco, travel, home, and business insurance upon request.
Lietuvos draudimas
The largest non-life insurance company in Lithuania, part of the PZU Group.
Via "Man ramu": MTPL, Casco, home, and business insurance available upon request.
Claims and assistance
In the event of damage – where should you turn?
Claims are registered, assessed, and settled by the insurance company with which you are insured. You can most quickly register a claim directly through the insurer's channels.
Balcia
Tel. 19001; from abroad +370 5 211 9119.
Online – at balcia.lt (without logging in) or via [email protected].
BTA
Tel. +370 5 2600 600.
Transport claims – zalos.bta.lt/transportas, travel claims – zalos.bta.lt/keliones.
ERGO
Tel. 1887, abroad +370 5 268 3222.
Online – ergo.lt/zalos. Medical assistance abroad – "Euroasista" +370 5 232 2944.
Lietuvos draudimas
Tel. 1828, abroad +370 5 266 6612.
Online at ld.lt/zalos or via the "Savas LD" self-service portal.
The insurer also handles contract amendments and terminations. If any issues arise regarding a policy purchased via "Man ramu," please write to us.
Insurance options
What insurance policies and from which insurers can you purchase through "Man ramu"?
The calculators will display offers only from insurers willing to provide coverage in the specific case at hand. For example, not all insurers offer Casco insurance for motorcycles or camper vans.
Compulsory MTPL insurance
Insurers: Balcia, BTA, Compensa, ERGO, „Lietuvos draudimas“.
You can compare prices and purchase the policy online.
Casco insurance
Insurers: Balcia, BTA, Compensa, ERGO, „Lietuvos draudimas“.
You will compare prices, deductibles, and terms. Read more: Comparison of Casco terms.
Travel insurance
Home insurance
Insurers: Balcia, BTA, Compensa, ERGO, „Lietuvos draudimas“.
We will prepare a tailored proposal and compare the terms offered by several insurers.
Business insurance
Upon request – from all "Man ramu" partners, including BUNDA.
Business assets, general civil liability, transport, directors' and officers' liability, and other business risks.
Why compare
Why is it worth comparing offers from several insurers?
The same insurance in different companies can differ significantly not only in price, but also in terms.
Prices vary.
Each insurer calculates the price based on its own risk assessment model, so quotes for the same car or trip can vary several-fold.
Conditions vary
Deductibles, repair methods, territorial coverage, and additional protections—policies with similar prices can offer vastly different levels of coverage. For example, you can find a comparison of Casco policy terms on a separate page.
Everything in one place
In the "Man ramu" calculators, you will see offers side by side and purchase a policy online—without having to submit separate inquiries to each insurer.
FAQ
Frequently Asked Questions
Which insurance companies does "Man ramu" partner with?
The partners of "Man ramu" are Balcia, BTA, BUNDA, Compensa, ERGO, and "Lietuvos draudimas". You will find a dedicated page for each of them, featuring contact details, products, and documents.
Where should I turn in the event of damage?
Directly to the insurance company with which you are insured. You can find the claims contact details for all partners in the claims section of this page.
Does "Man ramu" register and handle claims?
No. Claims are registered, assessed, and settled by the insurer. "Man ramu" helps you compare offers and purchase a policy, and should any issues arise regarding a policy purchased through us, we will advise you on the best course of action.
What is an insurance broker?
An insurance broker is an intermediary acting in the client's interest, helping to compare offers from several insurers and select the most suitable one. "Man ramu" is a licensed insurance broker.
Why doesn't the calculator show offers from all insurers?
Each insurer decides for itself whether to insure a specific risk. For example, not all insurers may offer Casco coverage for rarer vehicles, young drivers, or other high-risk cases.
Who supervises insurance companies in Lithuania?
In Lithuania, the activities of insurance companies and intermediaries are supervised by the Bank of Lithuania. Branches of foreign insurers are additionally supervised by the supervisory authority of their home country.
Offers in one place
Compare offers from insurers in one place.
Enter the details, and the calculator will display offers from "Man ramu" partners.
For travel
Medical expenses are always included; civil liability, accidents, and baggage are covered additionally.
"Man ramu" partners
